Welcome to our dedicated page for United Bancshares news (Ticker: UBOH), a resource for investors and traders seeking the latest updates and insights on United Bancshares stock.
United Bancshares, Inc. reports news as a Columbus Grove, Ohio financial holding company and the parent of The Union Bank Company. The company’s updates center on community banking activity across Northwest and Central Ohio, including branch banking, Interactive Teller Machines, client relationships, commercial and retail banking service delivery, and technology used in bank operations.
Recurring announcements cover quarterly and annual results, cash dividend declarations, loan and deposit trends, net interest income and margin, asset quality, liquidity, allowance for credit losses, and capital actions such as share repurchases. Company communications also discuss banking-industry conditions, interest-rate effects, local-market competition, and the performance of its OTCQX-traded common stock under the symbol UBOH.
United Bancshares (OTCQX: UBOH) reported first quarter 2026 results and declared a quarterly cash dividend of $0.25 per share, payable June 15, 2026, to shareholders of record May 29, 2026 (about a 2.48% yield based on Q1 average close).
Q1 results included net income $3.7M or $1.32 per share (up $0.38/share, +40.4% vs. Q1 2025), ROA 1.23%, return on average tangible equity 17.73%, net interest margin 4.01%, loans up $28.1M (annualized 13.61%) and deposits up $30.6M (annualized 11.6%; excluding volatility, +$35.3M).
United Bancshares (OTCQX: UBOH) reported fourth-quarter 2025 results and declared a quarterly cash dividend of $0.24 per share, payable March 16, 2026 to shareholders of record February 27, 2026. Based on the average Q4 closing price, the dividend equates to a 2.65% yield.
Q4 net income was $3.1 million or $1.04 per share, up from $3.0 million or $1.02 per share in Q4 2024. Year-to-date 2025 net income was $12.0 million or $4.04 per share, up from $9.2 million or $3.06 per share YTD 2024. Asset quality remained stable with low charge-offs and steady non-performing and classified loans.
Key operating metrics: Q4 return on average assets 1.02%, Q4 return on average tangible equity 14.64% (down from 17.27% a year earlier), and Q4 net interest margin 4.03% (up from 3.39% in Q4 2024). Loans grew $58.1 million (7.58% vs Dec 31, 2024); deposits decreased $15.4 million (1.43% vs Dec 31, 2024).
United Bancshares (OTCQX: UBOH) reported third quarter 2025 results and a quarterly cash dividend of $0.23 per share declared for shareholders of record on November 28, 2025, payable December 15, 2025. Net income was $3.0 million or $1.01 per share for Q3 2025, up from $2.5 million or $0.83 per share in Q3 2024. Year‑to‑date 2025 net income was $8.9 million or $3.00 per share, versus $6.1 million or $2.05 per share YTD 2024.
Key performance metrics improved: return on average assets 1.01% (Q3), return on tangible equity 15.89% (Q3), and net interest margin 3.76% (Q3). Loan growth was $37.9 million (6.58% annualized) and core deposit growth was $11.5 million (1.56% annualized) since December 31, 2024. Asset quality and charge‑offs remained stable and low through September 30, 2025.
United Bancshares (OTCQX: UBOH) reported strong second quarter 2025 results, with net income of $3.1 million ($1.05 per share), up significantly from $1.8 million ($0.61 per share) in Q2 2024. The bank declared a quarterly cash dividend of $0.23 per share, yielding 3.44%.
Key performance metrics showed notable improvements, with return on average assets reaching 1.04% and return on average tangible equity at 17.33%. The net interest margin expanded to 3.71%. The bank demonstrated growth with loans increasing by $22.3 million (5.82% annualized) and deposits growing by $2.9 million (0.54% annualized) since December 2024.
United Bancshares (OTCQX: UBOH) has reported strong first quarter 2025 results, with net income of $2.8 million ($0.94 per share), marking a significant increase from $1.8 million ($0.61 per share) in Q1 2024. The company announced a quarterly cash dividend of $0.23 per share, representing a 4.5% increase and yielding 3.23% based on Q1 average closing price.
Key performance metrics showed notable improvements, with return on average assets rising to 0.94% from 0.69%, and return on average tangible equity increasing to 15.78% from 11.33% year-over-year. The net interest margin expanded to 3.59% from 3.03%. The bank achieved loan growth of $17.9 million (9.4% annualized) and deposit growth of $3.9 million (1.5% annualized) since December 2024, while maintaining strong asset quality with stable non-performing loans and historically low charge-offs.
United Bancshares (OTCQX: UBOH) has announced its Q4 and full-year 2024 results, declaring a quarterly cash dividend of $0.22 per share, yielding 3.93%. The company reported Q4 2024 net income of $3.0 million ($1.02 per share), up from $2.3 million ($0.77 per share) in Q4 2023. Full-year 2024 net income reached $9.2 million ($3.06 per share), increasing from $8.6 million ($2.80 per share) in 2023.
Key performance metrics include Q4 2024 return on average assets of 0.98% and net interest margin of 3.39%. The bank demonstrated strong growth with loans increasing by $58.2 million (8.2%) and deposits growing by $118.3 million (12.4%) year-over-year. Asset quality remained robust with stable non-performing loans and historically low charge-offs.
United Bancshares, Inc. (OTCQX: UBOH) has announced its third quarter 2024 results and a $0.22 dividend. The company reported a net income of $2.5 million or $0.83 per share for Q3 2024, marking a $494,000 increase from the same period in 2023. Year-to-date net income for 2024 stands at $6.1 million or $2.05 per share.
Key financial metrics include a return on average assets of 0.83% for Q3 2024 and a return on average tangible equity of 14.96%. The company experienced loan growth of $13.4 million (2.53% annualized) and significant deposit growth of $154.4 million (21.60% annualized) since December 31, 2023. However, the net interest margin decreased to 3.12% in Q3 2024 compared to 3.42% in Q3 2023.
United Bancshares (OTCQX: UBOH) has announced its second quarter 2024 results and a $0.22 dividend. The company reported net income of $1.8 million or $0.61 per share, down from $2.4 million or $0.78 per share in Q2 2023. Year-to-date net income for 2024 is $3.7 million or $1.22 per share, compared to $4.3 million or $1.38 in 2023. The company's performance shows declines in key metrics:
- Return on average assets: 0.68% (Q2 2024) vs 0.88% (Q2 2023)
- Return on average tangible equity: 12.27% (Q2 2024) vs 16.70% (Q2 2023)
- Net interest margin: 3.12% (Q2 2024) vs 3.47% (Q2 2023)
However, United Bancshares reported loan growth of $12.1 million (3.42% annualized) and deposit growth of $77.4 million (16.25% annualized) since December 31, 2023. Asset quality metrics remain strong with stable non-performing loans and historically low charge-offs.
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