Us Bancorp Stock Price, News & Analysis

U.S. Bancorp (NYSE: USB) has announced the results of its 2025 Federal Reserve's Dodd-Frank Act Stress Test (DFAST). The bank's preliminary stress capital buffer (SCB) is set at 2.6% for the period from October 1, 2025, to September 30, 2026.

The company reported a strong Basel III Common Equity Tier 1 (CET1) ratio of 10.8% as of March 31, 2025, well above the required minimum of 7.1%. Following these results, U.S. Bancorp plans to increase its quarterly dividend by 4% from $0.50 to $0.52 per share, subject to board approval. The bank will also continue its existing $5 billion share repurchase program.

U.S. Bancorp (NYSE: USB) has scheduled its second quarter 2025 earnings conference call for Thursday, July 17, 2025. The company will release its Q2 2025 earnings results before market open, followed by a conference call at 7:00 AM CT.

The earnings call will be hosted by President and CEO Gunjan Kedia and Vice Chair and CFO John Stern. Investors can access the call via webcast on the company's website or by telephone. U.S. and Canada participants should dial 888-210-4659, while international callers should use 646-960-0383 with access code 7269933.

A replay of the conference call will be available starting at approximately 10:00 AM CT on the same day through U.S. Bancorp's investor relations website.

U.S. Bancorp (NYSE: USB) has announced its quarterly dividend declarations for both common and preferred stockholders. The company declared a regular quarterly dividend of $0.50 per common share, equivalent to an annual dividend of $2.00 per share, payable July 15, 2025, to stockholders of record as of June 30, 2025. Additionally, the bank declared quarterly dividends for seven series of preferred stock (Series A, B, K, L, M, N, and O), with payments ranging from $231.250 to $1,399.810 per share, all payable on July 15, 2025, to stockholders of record as of June 30, 2025.

Elavon, a U.S. Bank subsidiary, has expanded its partnership with Wyndham Hotels & Resorts by making its Cloud Payments Interface (CPI) available to over 6,000 franchisees across the US and Canada. The cloud-based solution eliminates the need for expensive on-site hardware, reduces operational costs, and enhances mobile check-in security. CPI offers scalable payment services, seamless integration with property management systems and loyalty programs, and advanced security features. The collaboration builds on a 20-year relationship between Elavon and Wyndham, aiming to modernize payment processing across Wyndham's 25 brands while improving guest experience through faster check-ins and touchless payments.

U.S. Bank has expanded its embedded payment solutions suite, enabling businesses to integrate secure payment capabilities directly into their existing platforms. The enhanced offering includes a for-benefit-of (FBO) solution supporting unlimited virtual accounts for tracking customer funds. The suite offers various payment types, including instant payments, and leverages U.S. Bank's risk, security, and compliance expertise. Through Elavon, its subsidiary, the bank provides embedded merchant acquiring solutions. The technology serves diverse sectors including fintechs, insurance, healthcare, and auto retail. Notable implementations include Basefund, using the solution for high-value multi-party transactions, and Rain, utilizing it for instant employee wage access.

U.S. Bank's third Small Business Perspective survey reveals significant insights about succession planning and business challenges. The study found that 36% of Gen Z and Millennial owners plan to acquire businesses from retiring owners, yet only 54% of current owners have formal succession plans despite 85% wanting to create lasting legacies. The survey of 1,000 small business owners showed 96% report current success and 88% experienced growth last year, despite widespread concerns about economic pressures. Notable findings include 57% of owners using or planning to implement Gen AI solutions, with 68% spending less than $50 monthly on these tools. Economic stressors remain prominent, with 98% worried about the economic environment and 92% concerned about inflation. Despite challenges, 80% of owners would start their business again today, though 70% say securing funding is more difficult now than when they started.

U.S. Bank (NYSE: USB) and Fiserv (NYSE: FI) have announced a strategic partnership to integrate Elan Financial Services' credit card program into Fiserv's Credit Choice solution. The enhanced platform will provide a digital-first experience combining debit and credit card account management for both consumer and small business cardholders in a single interface. Currently serving over 100 financial institutions, Credit Choice will undergo significant upgrades with full portfolio conversion expected by end of 2025. The collaboration aims to streamline onboarding processes, reduce friction, and improve customer engagement through unified card management. The integration will be available to U.S.-based banks and credit unions, with Fiserv's digital card solutions for consumer and business card management scheduled for integration in first half of 2026.

U.S. Bancorp (NYSE: USB) has announced that President and CEO Gunjan Kedia and Vice Chair and CFO John Stern will present at the Morgan Stanley US Financials Conference. The presentation is scheduled for June 11 at 8:15 a.m. ET in New York. Investors can access a live audio webcast of the presentation through the 'Webcasts and Presentations' section of U.S. Bank's Investor Relations website. A replay of the presentation will also be made available on the same platform after the event.

U.S. Bank (USB) has established a multi-year partnership with the Premier Lacrosse League (PLL) and Women's Lacrosse League (WLL), becoming their Official Banking and Wealth Management Partner starting the 2025 season. The bank will serve as the inaugural founding partner of the California Redwoods (PLL) and California Palms (WLL) teams. Key initiatives include: PLL Play for youth development, Champions: Power of Us storytelling series, PLL Assists charitable programs, and Under the Helmet in-game features. U.S. Bank will also be the title sponsor of PLL Championship Weekend. The partnership aims to support lacrosse's growth, targeting its 48 million fans nationwide, with activations beginning during PLL's Opening Weekend May 30-31, 2025, in Albany, New York.