Welcome to our dedicated page for Uscb Fincl news (Ticker: USCB), a resource for investors and traders seeking the latest updates and insights on Uscb Fincl stock.
USCB Financial Holdings Inc (USCB) provides trusted community financial services through its hybrid digital-traditional banking model. This news hub delivers official updates and analysis for stakeholders tracking this regional banking institution.
Access timely reports on earnings announcements, regulatory developments, and strategic initiatives directly from the source. Our curated collection includes press releases about product launches, leadership changes, and community impact programs – all essential for understanding USCB's market position.
Investors will find quarterly financial disclosures and SEC filings, while small business clients can monitor updates on commercial lending programs. Each entry maintains strict factual accuracy without speculative commentary, adhering to financial journalism standards.
Bookmark this page for streamlined access to USCB's evolving story in community banking. Combine our verified updates with market data for informed decision-making about this customer-focused financial institution.
USCB Financial Holdings (NASDAQ: USCB) reported outstanding Q2 2025 results with net income of $8.1 million, or $0.40 per diluted share, up from $6.2 million or $0.31 per share in Q2 2024. The bank achieved significant improvements in key metrics, including a net interest margin of 3.28% and an efficiency ratio of 51.77%.
The company demonstrated robust growth with total assets reaching $2.7 billion, a 10.6% increase year-over-year. Total loans grew 13.1% to $2.1 billion, while deposits increased 13.6% to $2.3 billion. Asset quality remained strong with non-performing loans at just 0.06% of total loans.
The Board declared a quarterly cash dividend of $0.10 per share, payable on September 5, 2025. The company maintains strong capital ratios, with total risk-based capital at 13.73%, well above regulatory requirements.
USCB Financial Holdings (NASDAQ: USCB), the parent company of U.S. Century Bank, has announced a quarterly cash dividend of $0.10 per share on its Class A common stock. The dividend will be paid on September 5, 2025, to shareholders of record as of August 15, 2025.
The company notes that future dividend payments will be subject to quarterly review and approval by the Board of Directors.
KBRA has assigned ratings to USCB Financial Holdings (NASDAQ: USCB) and its subsidiary U.S. Century Bank with a Stable outlook. The company received a BBB senior unsecured debt rating, BBB- subordinated debt rating, and K3 short-term debt rating.
The ratings reflect USCB's strong performance with ROA above 1%, efficient branch-lite model with noninterest expenses of 1.7-1.8% of average assets, and solid core deposit franchise representing 82% of total funding. The bank maintains a CET1 ratio of 12.5% and loan loss reserves of 1.22%. However, USCB faces challenges including higher deposit costs (2.45%) and lower net interest margin (3.01%) compared to peers.
USCB Financial Holdings (NASDAQ: USCB) has scheduled its second quarter 2025 financial results announcement for Thursday, July 24, 2025 after market close. The company will host a conference call to discuss the results on Friday, July 25, 2025, at 11:00 AM ET.
Key executives participating in the call include Chairman, President, and CEO Luis de la Aguilera, CFO Robert Anderson, and Chief Credit Officer William Turner. Investors can access the call via telephone or listen to the live audio webcast through the company's investor relations website.
USCB Financial Holdings (NASDAQ: USCB) reported strong Q1 2025 financial results with net income of $7.7 million or $0.38 per diluted share, a 65% increase from $0.23 in Q1 2024.
Key performance metrics include:
- Return on average assets reached 1.19%, highest since Q4 2021
- Return on average equity improved to 14.15% from 9.61%
- Efficiency ratio enhanced to 52.79% from 63.41%
- Net interest margin increased to 3.10% from 2.62%
Balance sheet highlights show total assets of $2.7 billion (+7.6% YoY), loans of $2.0 billion (+11.8% YoY), and deposits of $2.3 billion (+9.8% YoY). The company declared a quarterly cash dividend of $0.10 per share, payable on June 5, 2025.
USCB Financial Holdings (NASDAQ: USCB) has announced a quarterly cash dividend of $0.10 per share on its Class A common stock. The dividend will be paid on June 5, 2025, to shareholders of record as of the close of business on May 15, 2025. The company notes that future dividend payments will be subject to quarterly review and approval by the Board of Directors.
USCB Financial Holdings (NASDAQ: USCB) has scheduled its first quarter 2025 financial results announcement for Thursday, April 24, 2025, after market close. The company will host a conference call to discuss the quarterly results on Friday, April 25, 2025, at 11:00am Eastern Time.
The conference call will feature presentations from key executives including Chairman, President, and CEO Luis de la Aguilera, CFO Robert Anderson, and CCO William Turner. Investors can access the call toll-free at (833) 816-1416 using the passcode 'USCB Financial Holdings Call'.
A live audio webcast will be available on the company's investor relations website, with presentation slides and press release. The webcast recording will be archived on the investor relations page after the call.
USCB Financial Holdings reported strong Q4 2024 results with net income of $6.9 million or $0.34 per diluted share, compared to $2.7 million or $0.14 per share in Q4 2023. The company doubled its quarterly dividend to $0.10 per share.
Key performance metrics showed significant improvement: Return on Average Assets reached 1.08% (up from 0.48%), while Return on Average Equity rose to 12.73% (up from 5.88%). The efficiency ratio improved to 55.92% from 68.27%, and net interest margin expanded to 3.16% from 2.65%.
Total assets grew 10.4% to $2.6 billion, loans increased 10.8% to $2.0 billion, and deposits rose 12.2% to $2.2 billion. The allowance for credit losses was 1.22% of total loans, with non-performing loans at 0.14%.
USCB Financial Holdings (NASDAQ: USCB) has announced a significant increase in its quarterly cash dividend. The company's Board of Directors declared a regular quarterly dividend of $0.10 per share of Class A common stock, representing a 100% increase from the previous quarterly dividend of $0.05 per share.
The dividend will be payable on March 5, 2025, to shareholders of record as of the close of business on February 14, 2025. The company notes that future dividend payments will be subject to quarterly review and approval by the Board of Directors.
USCB Financial Holdings (NASDAQ: USCB) has announced it will release its fourth quarter 2024 financial results after market close on Thursday, January 23, 2025. The company will host a conference call to discuss the quarterly results on Friday, January 24, 2025, at 11:00am Eastern Time.
The conference call will feature Chairman, President, and CEO Luis de la Aguilera, CFO Robert Anderson, and CCO William Turner. Investors can access the call toll-free at (833) 816-1416 using the passcode 'USCB Financial Holdings Call'. A live audio webcast will be available on the company's investor relations website, with slides and press release. A replay will be archived on the website after the call.
FAQ
What is the current stock price of Uscb Fincl (USCB)?
What is the market cap of Uscb Fincl (USCB)?
