Usio, Inc. operates a cloud-based FinTech payments business that provides integrated electronic payment and embedded financial solutions. Its platforms support credit, debit/prepaid and ACH processing, payment acceptance, card issuance, bill payments and disbursement services for merchants, billers, banks, service bureaus, integrated software vendors and card issuers.
Company updates commonly cover quarterly financial results, processing volume and transaction trends, ACH and credit card activity, prepaid and programmable card products, and developments in the Usio Output Solutions division, which provides electronic bill presentment, document composition, document decomposition, printing and mailing services. News also includes product launches such as private-label gift card capabilities, completed acquisitions that add financial-technology functions, capital allocation activity and shareholder communications.
Usio (Nasdaq:USIO) will release fourth quarter and fiscal year 2025 results after market close on March 18, 2026.
Management will host a conference call the same day at 4:30 p.m. ET to review results and provide a business update; the call will include formal remarks and a Q&A session and will be webcast at usio.com/events/.
Usio (Nasdaq: USIO) published its 2025 annual letter from CEO Louis Hoch highlighting operational records, financial discipline, and strategic progress.
Preliminary, unaudited 2025 metrics show >$8.4 billion processed payment volume (up from $7.1B in 2024, +19%) and >60.4 million transactions (up from 47M, +29%). The company reported record quarterly and annual processing highs across ACH, PINless debit and card/PayFac, while prepaid load volume fell to ~$300M from $500M in 2024 following the loss of a reseller amusement park program. Usio expects record 2025 revenues, positive adjusted EBITDA across multiple quarters, ample liquidity, and plans to scale recurring revenue, launch new card programs in 2026, and expand real-time payment offerings.
Usio (Nasdaq: USIO) announced an all-stock acquisition of substantially all assets of PostCredit Co on Nov 25, 2025. PostCredit provides an AI-driven expense-management and business-banking platform initially used by film and entertainment productions.
Usio plans to integrate PostCredit with its payment acceptance, ACH and real-time payments, card-issuing programs, disbursement tools, and accounting integrations such as QuickBooks, aiming to deliver a unified business-banking and expense-management solution. PostCredit co-founder Benjamin Liu will remain in a consulting role during transition.
Usio (Nasdaq: USIO) reported third quarter 2025 results for the period ended September 30, 2025. Revenues were $21.18 million, essentially flat year‑over‑year. Total payment dollars processed were $2.18 billion, up 8% vs. Q3 2024, and total payment transactions were 16.2 million, up 27%.
ACH and complementary services revenue grew 36% for the quarter and ACH transactions rose 26%; consolidated gross profit was $4.87 million and gross margin remained 23.0%. The company reported a net loss of ($0.4) million and Adjusted EBITDA of $0.4 million for Q3. Cash was $7.7 million and year‑to‑date share repurchases totaled over $760,000.
Usio (Nasdaq:USIO) reported record processing and transaction volumes for Q3 2025, with a quarterly record of 16.2 million transactions across payment channels.
Key operational highlights include all-time records in ACH electronic check volume and returned checks, PINless debit transactions and dollars (year-over-year growth of 96% and 87% respectively), card transactions up 19% YoY and 75% sequentially, and prepaid card loads exceeding $75 million in the quarter. Electronic documents delivered reached 20 million and mail pieces exceeded 5.4 million. Management attributed growth to diversified markets and its Usio One strategy.
Usio (Nasdaq: USIO) will release third quarter 2025 financial results for the period ended September 30, 2025 after market close on Wednesday, November 12, 2025. Management will host a conference call the same day at 4:30 p.m. Eastern to review results and provide a business update, followed by a Q&A.
Domestic participants may dial 1-844-883-3890, international callers 1-412-317-9246, or listen via live webcast at usio.com/events/. A replay will be available about one hour after the call through November 26, 2025 with playback code 1706947 and access numbers provided for U.S., Canada, and other international callers.
Usio Inc. (Nasdaq: USIO), a leading FinTech company specializing in integrated cloud-based payment solutions, has achieved the Great Place To Work® Certification™ for 2025/2026. The certification reflects strong employee satisfaction, with 81% of employees rating it as a great workplace - 24 points above the U.S. company average.
The recognition, based entirely on current employee feedback, highlights Usio's commitment to workplace culture and employee experience. The company offers comprehensive benefits including employee ownership programs and maintains offices in San Antonio and Austin, Texas. According to Great Place To Work research, employees at certified workplaces are 93% more likely to look forward to work and have twice the chance of fair compensation and career advancement.
Usio (NASDAQ: USIO), a FinTech payment solutions provider, reported Q2 2025 financial results with mixed performance. Total payment processing volume grew 15% to $1.94 billion, with ACH volumes up 19% and PINless debit transactions surging 144%. However, consolidated revenues declined slightly to $20.0 million, primarily due to a 26% drop in prepaid card services.
The company reported a net loss of $0.4 million ($0.01 per share) compared to net income of $0.1 million in Q2 2024. Gross margins expanded 185 basis points to 25.8%, marking the seventh consecutive quarter of positive Adjusted EBITDA at $0.5 million. Operating cash flow was $1.1 million, despite over $1 million in non-recurring outlays.
Management adjusted revenue growth guidance to 5-12% for 2025, citing implementation delays with two large national accounts. The company maintains $7.5 million in cash and continues its share repurchase program.
Usio (Nasdaq:USIO), a cloud-based electronic payment and embedded financial solutions provider, will release its Q2 2025 financial results on August 6, 2025 after market close. Management will host a conference call at 4:30 p.m. Eastern time to discuss results and provide updates.
Investors can join via phone (US: 1-888-999-6281, International: 1-848-280-6550) or through a live webcast at usio.com/events/. A replay will be available until August 20, 2025 through the company's website or by phone using playback code 9584705.
Usio (Nasdaq: USIO) has announced its support for flood victims in the Texas Hill Country through a donation to The Comfort Area Foundation. The company, along with its partner BoosterHub, is helping lead relief efforts for the devastating floods that have claimed 84 lives in Kerr County alone.
The initiative demonstrates Usio's commitment to supporting local communities affected by the natural disaster. The Comfort Area Foundation aims to improve the quality of life for residents in the greater Comfort, Texas area, with both Usio and BoosterHub actively participating in collecting donations for flood victims.