Verisk Launches Generative AI Commercial Underwriting Assistant to Revolutionize Risk Assessment and Underwriting Efficiency
Verisk (Nasdaq: VRSK) has launched its Commercial GenAI Underwriting Assistant, a cloud-based solution revolutionizing commercial property underwriting through generative AI and advanced data analytics. The new solution automates workflows, summarizes complex datasets, and provides real-time risk appetite insights to enhance underwriting efficiency.
According to Verisk's 2025 State of the Industry Survey of 264 attendees, 69% believe AI will significantly impact the industry, while 43% prioritize profitability, and 36% face digital transformation challenges. The solution integrates with existing systems via API and employs a "Human-in-the-Loop" approach, combining AI insights with expert judgment.
Verisk (Nasdaq: VRSK) ha lanciato il suo Commercial GenAI Underwriting Assistant, una soluzione cloud che rivoluziona la valutazione del rischio assicurativo commerciale grazie all'IA generativa e a analisi avanzate dei dati. La nuova soluzione automatizza i flussi di lavoro, sintetizza insiemi di dati complessi e offre insight in tempo reale sull'appetito al rischio per migliorare l'efficienza nella sottoscrizione.
Secondo l'Indagine 2025 sullo Stato dell'industria di Verisk, a cui hanno partecipato 264 presenti, il 69% ritiene che l'IA avrà un impatto significativo sul settore, mentre il 43% considera prioritari la redditività, e il 36% sta affrontando sfide legate alla trasformazione digitale. La soluzione si integra con i sistemi esistenti tramite API e adotta un approccio di "Human-in-the-Loop", combinando intuizioni generate dall'IA con il giudizio degli esperti.
Verisk (Nasdaq: VRSK) ha lanzado su Commercial GenAI Underwriting Assistant, una solución en la nube que revolutiona la suscripción de seguros comerciales mediante IA generativa y análisis de datos avanzados. La nueva solución automatiza flujos de trabajo, resume conjuntos de datos complejos y proporciona percepciones en tiempo real sobre el apetito de riesgo para aumentar la eficiencia de la suscripción.
Según la Encuesta State of the Industry 2025 de Verisk con 264 asistentes, el 69% cree que la IA tendrá un impacto significativo en la industria, mientras que el 43% prioriza la rentabilidad y el 36% enfrenta desafíos de transformación digital. La solución se integra con los sistemas existentes mediante API y emplea un enfoque de "Human-in-the-Loop", combinando insights de IA con juicio experto.
Verisk (나스닥: VRSK)가 상업용 GenAI 인수 underwriting 보조 도구를 출시했습니다. 클라우드 기반 솔루션으로 생성형 AI와 고급 데이터 분석을 통해 상업용 자산 인수 프로세스를 혁신합니다. 이 새로운 솔루션은 워크플로를 자동화하고 복잡한 데이터 세트를 요약하며 실시간 위험 선호도 통찰을 제공하여 인수 효율성을 향상시킵니다.
Verisk의 2025년 업계 현황 설문조사에 따르면 264명의 참가자 중 69%가 AI가 업계에 큰 영향을 미칠 것이라고 보는 반면, 43%는 수익성 우선, 36%는 디지털 트랜스포메이션 도전에 직면하고 있습니다. 이 솔루션은 API를 통해 기존 시스템과 통합되며 AI 인사이트와 전문가 판단을 결합하는 "Human-in-the-Loop" 접근 방식을 사용합니다.
Verisk (NASDAQ : VRSK) a lancé son Commercial GenAI Underwriting Assistant, une solution cloud qui révolutionne la tarification et l'underwriting des biens commerciaux grâce à l'IA générative et à l'analyse avancée des données. La nouvelle solution automatise les flux de travail, résume des ensembles de données complexes et fournit des insights en temps réel sur l'appétit au risque pour améliorer l'efficacité de l'underwriting.
Selon l'enquête Verisk State of the Industry 2025 auprès de 264 participants, 69% estiment que l'IA aura un impact significatif sur l'industrie, tandis que 43% privilégient la rentabilité et 36% font face à des défis de transformation digitale. La solution s'intègre aux systèmes existants via API et adopte une approche « Human-in-the-Loop », combinant les insights de l'IA au jugement des experts.
Verisk (Nasdaq: VRSK) hat seinen Commercial GenAI Underwriting Assistant vorgestellt, eine cloudbasierte Lösung, die die Bewertung gewerblicher Immobilien durch generative KI und fortgeschrittene Datenanalyse revolutioniert. Die neue Lösung automatisiert Arbeitsabläufe, fasst komplexe Datensätze zusammen und bietet Echtzeit-Einblicke in die Risikobereitschaft, um die Underwriting-Effizienz zu steigern.
Laut Verisk's 2025 State of the Industry Survey von 264 Teilnehmenden glauben 69%, dass KI die Branche signifikant beeinflussen wird, während 43% die Rentabilität priorisieren und 36% vor digitalen Transformationsherausforderungen stehen. Die Lösung lässt sich über API in bestehende Systeme integrieren und setzt auf einen „Human-in-the-Loop“-Ansatz, der KI-Einblicke mit fachkundigem Urteil kombiniert.
فيريسك (بورصة ناسداك: VRSK) أطلقت مساعد الاكتتاب GenAI التجاري، وهو حل سحابي يُحدث ثورة في تقييم التأمينات التجارية من خلال الذكاء الاصطناعي التوليدي وتحليلات البيانات المتقدمة. يح يُؤتمت تدفقات العمل، ويُلخّص مجموعات البيانات المعقدة، ويقدم رؤى حول شهية المخاطر في الوقت الفعلي لتعزيز كفاءة الاكتتاب.
وفقاً لاستطلاع Verisk لحالة الصناعة لعام 2025 بمشاركة 264 من الحاضرين، يرى 69% أن الذكاء الاصطناعي سيكون له تأثير كبير على الصناعة، بينما يضع 43% الأولوية للربحية، و< b>36% يواجهون تحديات التحول الرقمي. تتكامل الحل مع الأنظمة القائمة عبر واجهة برمجة التطبيقات وتتبنى نهج «Human-in-the-Loop»، حيث تجمع بين رؤى الذكاء الاصطناعي والحكم الخبير.
Verisk（纳斯达克股票代码：VRSK） 正推出 Commercial GenAI Underwriting Assistant，这是一款基于云的解决方案，通过生成式人工智能和先进的数据分析，彻底改变商业财产承保流程。新方案将自动化工作流、对复杂数据集进行摘要，并提供关于风险偏好度的实时洞察，以提高承保效率。
根据 Verisk 的 2025 年行业现状调查（有 264 位参与者），69% 的人认为 AI 将对行业产生重大影响，而 43% 将盈利能力列为首要目标，36% 面临数字化转型挑战。该方案可通过 API 与现有系统集成，并采用“Human-in-the-Loop”方法，将 AI 洞察与专家判断相结合。
- Integration of generative AI capabilities to automate manual tasks and enhance risk assessment
- API-enabled solution ensures flexibility, scalability, and security with existing systems
- Addresses industry challenges of rising costs and shrinking workforce through automation
- Developed with ethical AI principles focusing on fairness, accountability, and privacy
- None.
Insights
Verisk's new GenAI underwriting tool addresses critical industry needs for automation, efficiency and profitability amid insurance market challenges.
Verisk's launch of its Commercial GenAI Underwriting Assistant represents a significant strategic move in the insurance technology space. The solution directly targets three critical industry challenges: operational inefficiency, decision-making complexity, and the loss of institutional knowledge from workforce contraction.
The product's architecture is particularly noteworthy, being cloud-based and API-enabled for integration with existing systems—a critical feature for insurers who typically face integration challenges with legacy systems. The emphasis on a "Human-in-the-Loop" approach shows Verisk is positioning this as an augmentation tool rather than a replacement technology, which should reduce adoption friction among underwriters concerned about job displacement.
The timing aligns perfectly with industry sentiment, as evidenced by Verisk's own survey showing
What's particularly valuable is how this product fits into Verisk's broader ecosystem strategy through the Augmented Underwriting Suite, integrating with existing Verisk products like Touchstone and Rulebook. This creates substantial cross-selling opportunities and strengthens customer lock-in by increasing switching costs for clients who adopt multiple integrated solutions.
The emphasis on ethical AI principles—fairness, accountability, inclusivity, transparency, and privacy—also positions Verisk ahead of likely regulatory requirements, potentially creating a competitive advantage as AI governance frameworks continue to evolve in the financial services sector.
New cloud-based solution automates workflows and enhances commercial underwriting expertise
JERSEY CITY, N.J., Sept. 16, 2025 (GLOBE NEWSWIRE) -- Verisk (Nasdaq: VRSK), a leading strategic data analytics and technology partner to the global insurance industry, today announced the launch of its Commercial GenAI Underwriting Assistant, a cloud-based solution designed to modernize commercial property underwriting. Powered by Verisk’s advanced data analytics and generative AI, this solution enables underwriters to make more informed decisions with greater ease and speed, helping them improve profitability outcomes and adapt to the ever-evolving commercial property market.
Verisk’s new Commercial GenAI Underwriting Assistant:
- Harnesses generative AI capabilities to automate workflows and manual tasks, summarize complex datasets via data ingestion and deliver real-time risk appetite insights to accelerate underwriting risk assessment.
- Integrates into existing policy administration and underwriting systems as an API-enabled solution, ensuring flexibility, scalability and security.
- Enhances decision-making via a "Human-in-the-Loop" approach by combining AI-driven insights with expert judgment, rather than replacing it.
“Automation is no longer a luxury for insurers—it’s a necessity,” said Doug Caccese, co-president of underwriting solutions at Verisk. “As strategic partners to our clients and leaders in modeling and rating support, we want to help insurers evolve their workflows in a future-proof and scalable way. Our new AI assistant offers the industry trustworthy, responsible innovation at scale that will support and augment the expertise of insurance professionals, while also increasing speed and efficiency.”
Tackling the industry’s most pressing challenges
Insurers are facing rising costs, tighter margins and a shrinking workforce—threatening institutional knowledge. Verisk’s Commercial GenAI Underwriting Assistant addresses these critical industry pain points by enhancing operational efficiency, delivering actionable insights to help improve pricing and automating risk submission intake.
According to Verisk’s 2025 State of the Industry Survey:
- 43 percent of respondents cited profitability as their organization’s top priority, followed by revenue and growth at 28 percent.
- 36 percent identified digital transformation and tech modernization as their biggest challenge.
- Most notably, 69 percent believe AI and generative AI will have the most significant impact on the industry over the next five years.
These findings, based on responses from 264 Verisk Insurance Conference attendees, underscore the urgent need for intelligent automation and data-driven decision support to enhance underwriting profitability.
Verisk’s Commercial GenAI Underwriting Assistant was developed in a private and protected environment, rooted in the ethical use of AI principles—fairness, accountability, inclusivity, transparency and privacy. You can read more about Verisk’s Commitment to Responsible and Ethical AI here.
The Commercial GenAI Underwriting Assistant is part of Verisk’s Augmented Underwriting Suite. This suite integrates multiple Verisk products, such as Touchstone and Rulebook, into one seamless, modular process. To learn more about Augmented Underwriting and Verisk’s generative AI Commercial Underwriting Assistant solution, please visit Verisk’s underwriting automation hub.
Verisk’s Underwriting & Rating Solutions helps global insurers, reinsurers and other stakeholders modernize their processes, reduce operating costs and underwrite risks quickly and precisely. These solutions support (re)insurers across multiple lines of business, including personal & commercial property, personal & commercial auto, small commercial and general liability programming to streamline forms, rules, loss costs and rating-related information.
About Verisk
Verisk (Nasdaq: VRSK) is a leading strategic data analytics and technology partner to the global insurance industry. It empowers clients to strengthen operating efficiency, improve underwriting and claims outcomes, combat fraud and make informed decisions about global risks, including climate change, extreme events, sustainability and political issues. Through advanced data analytics, software, scientific research and deep industry knowledge, Verisk helps build global resilience for individuals, communities and businesses. With teams across more than 20 countries, Verisk consistently earns certification by Great Place to Work and fosters an inclusive culture where all team members feel they belong. For more, visit Verisk.com and the Verisk Newsroom.
Morgan Hurley Verisk 551-655-7858 morgan.hurley@verisk.com
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