Welcome to our dedicated page for White Riv Bancshares Co news (Ticker: WRIV), a resource for investors and traders seeking the latest updates and insights on White Riv Bancshares Co stock.
White River Bancshares Company (OTCQX: WRIV) is the holding company for Signature Bank of Arkansas, a community bank headquartered in Fayetteville, Arkansas. This news page aggregates Company-issued announcements and other coverage related to WRIV stock and the Bank’s activities across its Arkansas markets.
In its public releases, White River Bancshares Company regularly reports on quarterly and annual financial results, including net income, net interest income, net interest margin, loan growth, deposit trends and credit quality metrics. Management commentary often discusses loan demand in the Bank’s markets, the composition of deposits, the allowance for credit losses and capital ratios that the Bank states exceed regulatory “well-capitalized” thresholds.
Readers can also find news about strategic and corporate actions, such as annual cash dividend declarations, a two-for-one stock split effected through a stock dividend, and the completion of a private placement of common shares to accredited investors. The Company uses these announcements to describe how it intends to support organic and strategic growth opportunities and to explain its approach to shareholder returns.
Other recurring themes in WRIV news include the expansion of Signature Bank of Arkansas into markets such as Harrison and Jonesboro, the development of the Banco Sí division focused on Hispanic and Latino communities, and commentary on the economic environment in Northwest Arkansas and other served counties. For investors and observers following WRIV, this page offers a centralized view of earnings releases, capital actions, market expansion updates and management’s perspective on community banking in Arkansas.
White River Bancshares (OTCQX: WRIV) reported Q4 2025 net income of $4.36M or $1.78 per diluted share, and FY2025 net income of $13.83M or $5.63 per diluted share. Key drivers included net interest income up 33.7% to $13.4M in Q4, a net interest margin of 3.66%, net loans +17.3% to $1.247B, and total deposits +20.9% to $1.321B. Tangible book value per share rose 18.1% to $45.73. Provision for credit losses was $200k in Q4 and nonperforming loans were zero at year-end. Total assets ended at $1.524B and regulatory capital ratios remained above "well-capitalized" levels.
White River Bancshares (OTCQX: WRIV) reported 3Q25 net income $3.54M ($1.44 diluted), up from $2.74M in 3Q24, and YTD net income $9.47M vs $5.10M a year ago. Key drivers included net interest income $12.8M (+35.8% YoY) and NIM expansion to 3.66% (+34 bps YoY).
Balance-sheet growth: loans $1.240B (+27.0% YoY), deposits $1.285B (+24.1% YoY), and tangible book value per share $43.73. Credit metrics remained strong with allowance for credit losses of $14.5M (1.16% of loans) and nonperforming loans at 0.03%.
White River Bancshares Company (OTCQX: WRIV), the holding company for Signature Bank of Arkansas, has declared an annual cash dividend of $0.50 per share. The dividend will be paid on August 29th, 2025, to shareholders of record as of July 18th, 2025.
The company, headquartered in Fayetteville, Arkansas, operates through Signature Bank of Arkansas with locations across seven cities in Arkansas. CEO Gary Head attributed the dividend payment to the company's strong 2024 performance, which has enabled shareholder rewards through both earnings growth and the annual cash dividend.
White River Bancshares Company (OTCQX: WRIV) reported its strongest quarterly performance ever with Q2 2025 net income of $3.30 million, or $1.34 per diluted share, up from $1.85 million in Q2 2024. The bank demonstrated robust growth with net loans increasing 21.6% year-over-year to $1.194 billion and total deposits growing 23.2% to $1.249 billion.
Key performance metrics showed significant improvement, with net interest margin expanding to 3.56%, up 31 basis points year-over-year. The bank maintained strong asset quality with nonperforming loans at just 0.03% of total loans. The company's tangible book value increased to $41.17 per share, up from $37.00 a year ago, while maintaining well-capitalized status with a total risk-based capital ratio of 11.69%.
White River Bancshares Company (OTCQX: WRIV) reported its strongest first quarter earnings in history, with net income increasing to $2.63 million, or $1.07 per diluted share, in Q1 2025, compared to $509,000 in Q1 2024.
Key highlights include:
- Net interest income rose 32.0% to $10.6 million
- Net interest margin increased to 3.39%
- Net loans grew 16.3% to $1.128 billion
- Total deposits increased 18.9% year-over-year to $1.201 billion
- Nonperforming loans improved to 0.04% of total loans
The Bank maintained strong capital ratios with a Total risk-based capital ratio of 12.30%, while tangible book value per common share reached $40.33. The Company recorded a $670,000 provision for credit losses due to strong quarterly loan growth.
White River Bancshares Company (OTCQX: WRIV) reported strong financial results for Q4 2024 and full-year performance. Net income increased to $1.83 million ($0.75 per diluted share) in Q4 2024, up from $788,000 in Q4 2023. Full-year 2024 net income reached $6.93 million ($3.03 per diluted share), compared to $2.55 million in 2023.
Key highlights include a 28.4% increase in net interest income to $10.0 million in Q4, net interest margin expansion to 3.35%, and 13% growth in net loans to $1.064 billion. Total deposits increased by 14% year-over-year to $1.093 billion. The company maintained strong asset quality with nonperforming loans at just 0.01% of total loans.
The Bank exceeded regulatory capital requirements with a Total risk-based capital ratio of 12.75%. A $12.46 million private placement of common shares earlier in the year supported loan growth and strategic initiatives.
White River Bancshares Company (OTCQX: WRIV) reported record financial results for the third quarter of 2024. Net income increased substantially to $2.74 million, or $1.12 per diluted share, compared to $639,000, or $0.32 per diluted share, in the third quarter of 2023. Key highlights include:
- Net interest income increased 30.1% to $9.4 million
- Net interest margin expanded 43 basis points to 3.32%
- Return on average assets was 0.91%
- Return on average equity was 11.33%
- Net loans increased 8.9% to $977.0 million
- Total deposits increased 12.1% to $1.036 billion
- Zero nonperforming loans at quarter-end
The Company's strong performance was attributed to robust net interest income generation, net interest margin expansion, and the impact of a recent $12.46 million private placement of common shares. Management expressed optimism about continued growth and operational optimization.
White River Bancshares Company (OTCQX: WRIV), the holding company for Signature Bank of Arkansas, has announced two significant decisions. Firstly, the Board of Directors declared an annual cash dividend of $1.00 per share, payable on August 30, 2024, to shareholders of record as of July 31, 2024. Secondly, the company announced a 2-for-1 stock split through a stock dividend. Shareholders of record on August 7, 2024, will receive one additional share for each share held, payable on September 4, 2024. The company's outstanding shares will increase from approximately 1,217,850 to 2,435,700 following the split. Cash will be paid for fractional shares based on the average closing price for the five trading days ending on the record date.
White River Bancshares Company (OTCQX: WRIV), the holding company for Signature Bank of Arkansas, reported a record net income of $1.85 million or $1.61 per diluted share in Q2 2024, marking a 137.5% increase from Q2 2023. This growth was driven by strong net interest income and margin expansion, alongside a successful $12.46 million capital raise.
Net interest income rose 22.2% to $9.0 million, while net interest margin increased to 3.25%. The company also noted significant loan and deposit growth, with loans up 13.8% and deposits up 14.2% year-over-year. Despite increased provisions for credit losses, nonperforming loans decreased, indicating improved credit quality.
Additionally, noninterest income surged 34.5%, primarily due to an acquisition in wealth management. Operating expenses increased slightly, but the company expects stabilization. Asset growth was notable, with total assets reaching $1.211 billion. The firm's capital ratios remained strong, exceeding regulatory requirements.
White River Bancshares Company completed a private placement of $12.46 million of common shares to accredited investors at $55.00 per share. The capital raise will support organic and strategic growth opportunities, aiding the expansion of the bank throughout Arkansas. The offering was managed by Performance Trust Capital Partners and legal counsel was provided by Holland & Knight LLP and Troutman Pepper Hamilton Sanders LLP.
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