Block Inc Stock Price, News & Analysis

Block (NYSE: XYZ) reported Black Friday–Cyber Monday results for Nov 29–Dec 2, 2025 showing a shift to local spending. Block processed 124 million transactions across Square, Cash App, and Afterpay, a 10% YoY increase. About 49.8 million unique consumers engaged and >b>1.3 million businesses were served during the four-day period. Cash App Card local spending rose 25% per holder; BNPL metrics: average basket size +10%, spend per BNPL customer +6%. Category highlights included Services +91% YoY, home & garden +23% YoY, and travel & experiences +13% YoY. Reported neighborhood volumes included Midtown Atlanta $13M, Lower West Side Chicago $49M, and West Village NYC $2.5M. All figures unaudited and subject to adjustment.

Block (NYSE: XYZ) reported updated Black Friday–Cyber Monday results for November 29–December 2, 2025, showing Block processed 124 million transactions, a 10% year-over-year increase across Square, Cash App, and Afterpay.

Highlights include 49.8 million unique consumers, more than 1.3 million businesses served, peak weekend gift card spend of $33.5M, and neighborhood-level volumes such as Midtown Atlanta $13M, Lower West Side Chicago $8.4M, and West Village NYC $2.5M. Cash App Card local spend grew 25% per holder and social purchases rose 13% among younger consumers. Block notes the data are unaudited and subject to adjustment.

Block (NYSE: XYZ) unveiled a three-year financial outlook at its 2025 Investor Day, targeting profitable growth and operating leverage across Cash App, Square and Proto.

Key guidance through 2028: gross profit to grow mid-teens annually to ~$15.8B; adjusted operating income to grow ~30% annually to $4.6B; adjusted EPS to grow low‑30% annually to $5.50; non‑GAAP cash flow to reach ~25% of gross profit (~$4.0B); and Rule of 40 achievement in 2026 sustained through 2028.

For 2026 specifically, Block expects gross profit $11.98B (+17% YoY), adjusted operating income $2.70B, adjusted EPS $3.20, and non‑GAAP cash flow $2.40B (20% of gross profit). The company also increased its share repurchase program by $5B.

Block (NYSE: XYZ) launched a pilot for Cash App Score, a near real-time measure of customer financial health that surfaces weekly within Cash App and shows actions that can change lending eligibility.

The pilot lets select customers view their current score, see personalized insights (eg, keep balance, deposit paychecks, repay loans) and watch scores update dynamically; a broader rollout is expected in 2026.

The company cites that >70% of active Cash App Borrow customers have FICO <580 but maintain 97% repayment, and that Block has delivered nearly $200 billion in credit globally while achieving 38% more Cash App Borrow approvals at the same loss rate versus traditional underwriting.

Cash App (NYSE:XYZ) announced a pilot of Afterpay on Cash App Card, a new Visa Debit Flex Card feature that lets eligible U.S. Cash App Card holders convert purchases into a pay-in-6 option anywhere Visa is accepted. The pilot begins in the coming months with a planned larger rollout in early 2026. The product uses near real-time underwriting to evaluate cash flow and payment behavior rather than credit scores, offers six equal weekly payments with a disclosed finance fee, and initially funds amounts up to a few hundred dollars.

Block (NYSE: XYZ) is hosting its 2025 Investor Day on November 19, 2025 at 9:00 a.m. PT in San Francisco with a live webcast and replay available at the company investor site.

Senior leadership will present full-year 2026 financial guidance and a three-year financial outlook, and announced a $5 billion increase to its stock repurchase program as part of its capital allocation strategy.

Nift (SQ) announced expansion into the UK on November 18, 2025 through a partnership with Clearpay (known as Afterpay outside the UK). The collaboration will let Clearpay thank customers who make on-time payments with personalized Nift gifts drawn from thousands of brands in Nift’s ecosystem.

The integration uses automated technology to select well-timed, personalized rewards intended to boost engagement, deepen customer relationships, and create new revenue opportunities for Clearpay while marking Nift’s first UK market entry with an established fintech partner.

Block (NYSE: XYZ) launched the "Bitcoin is Everyday Money" campaign on November 18, 2025, advocating a $600 de minimis tax exemption to treat small bitcoin purchases as non‑taxable.

The campaign includes Washington, D.C. activations, billboards, a contact‑Congress tool, a dedicated website, and runs through December 17, 2025. Block notes that nearly 50 million Americans own bitcoin and that millions of Square sellers became eligible to accept bitcoin at point of sale starting November 10, 2025. Block highlights its bitcoin ecosystem including Cash App, Bitkey, Proto, Spiral, and Square Bitcoin payments and wallet features.

Square (NYSE: XYZ) published Q3 2025 food & beverage data showing shifts in consumer behavior ahead of the holidays: branded merch adoption, wellness-driven menus, and growing nightlife spending.

Key metrics: 56.5% of breweries, 22.9% of cafés, and 17% of bars sell merch; orders mentioning “protein” rose 20.6% YoY in Q3 2025 (full-service +25.4%, cafés +22%); matcha orders +36.5% YoY in Q3; Detroit led late-night transactions at 28.4%; 2am tips peaked at 18.55%.