Block Inc Stock Price, News & Analysis

7 Leaves Cafe (NYSE:XYZ) selected Square as its commerce technology partner to support growth across 44 U.S. locations, including 22 drive-thru sites. The partnership deploys Square Register, Square Handheld, Square Loyalty, plus integrations with Sage Intacct and 7shifts to streamline operations and analytics.

The move aims to improve order flow, staffing, loyalty and financial management as the Vietnamese-American chain scales nationwide.

Square (NYSE: XYZ) is renewing its Corner Store lease at 1100 Valencia Street in San Francisco's Mission District and launching expanded programming beginning with a BIGFACE Coffee residency through April 12, 2026. Square says the Corner Store will be open daily with community events starting with a block party on January 29, 2026. Reported local impact includes processing more than 20,000 transactions per day in 2025 and transactions +10% YoY in H2 2025; a prior BIGFACE activation coincided with sales +11% in the neighborhood during two weeks. Square will provide targeted support programs, merchant credits, pop-ups, and tours to drive foot traffic and seller visibility.

Block (NYSE: XYZ) announced it has provided more than $200 billion in customer credit across Cash App Borrow, Afterpay, and Square Loans as of January 20, 2026. The company cites 58 million Cash App monthly actives, near real-time underwriting, and stable loss rates since 2013. Key product metrics include Cash App Borrow short-term loans (avg. 21 days, 97% repayment), Afterpay (96% on-time installments), and Square Loans (under 3% loss rates). Square Financial Services originated > $20 billion in loans since inception and began originating all Cash App Borrow loans in 2025. Block highlights improved approval rates versus traditional underwriting and pilot transparency for a Cash App Score.

Afterpay (NYSE:XYZ) reported that 96% of U.S. Pay-in-4 customers who shopped during the 2025 Black Friday–Cyber Monday period paid early or on time, and 98% of Pay-in-4 purchases incurred no late fees as of Q3 2025. The company highlighted safeguards—low initial limits, automatic pause on missed payments, soft credit checks, hardship options, and payment reminders—that it says support responsible holiday spending. Afterpay also cited a 10% increase in BNPL basket size over the weekend and research showing 63% of Gen Z prefer alternatives to credit cards.

Square (NYSE:XYZ) expanded its partnership with Thrive on Dec 16, 2025 to provide a bi-directional inventory integration that keeps Square as the source of truth while syncing catalogs, stock, and sales with Shopify and other storefronts. The integration lets sellers create and edit products in Square and have updates automatically reflected on Shopify, supporting automated re-ordering and reducing manual reconciliation. Key features include unified catalog management, real-time inventory updates, and multi-channel sync for sellers operating in-store and online. The integration is available in the U.S., Canada, U.K., Australia, and Spain.

Afterpay (XYZ) expanded its merchant network ahead of the 2025 holiday season, adding premium lifestyle and fashion brands including Jenni Kayne, Hibbett, Diesel, Thursday Boots, Tecovas, Z Gallerie, Effy Jewelry, Von Dutch, SP5DER Worldwide, Christy Dawn and others.

The partnerships span fashion, footwear, jewelry, home, and beauty, with many merchants offering Afterpay online and in select stores. Afterpay highlighted consumer usage data: 44% of financially stressed shoppers plan to use BNPL for holiday purchases, 63% of Gen Z favor alternatives to credit cards, 98% of traditional Afterpay purchases incur no late fees, and 95% of installments were paid on time as of Q3 2025.

Block (NYSE: XYZ) reported Black Friday–Cyber Monday results for Nov 29–Dec 2, 2025 showing a shift to local spending. Block processed 124 million transactions across Square, Cash App, and Afterpay, a 10% YoY increase. About 49.8 million unique consumers engaged and >b>1.3 million businesses were served during the four-day period. Cash App Card local spending rose 25% per holder; BNPL metrics: average basket size +10%, spend per BNPL customer +6%. Category highlights included Services +91% YoY, home & garden +23% YoY, and travel & experiences +13% YoY. Reported neighborhood volumes included Midtown Atlanta $13M, Lower West Side Chicago $49M, and West Village NYC $2.5M. All figures unaudited and subject to adjustment.

Block (NYSE: XYZ) reported updated Black Friday–Cyber Monday results for November 29–December 2, 2025, showing Block processed 124 million transactions, a 10% year-over-year increase across Square, Cash App, and Afterpay.

Highlights include 49.8 million unique consumers, more than 1.3 million businesses served, peak weekend gift card spend of $33.5M, and neighborhood-level volumes such as Midtown Atlanta $13M, Lower West Side Chicago $8.4M, and West Village NYC $2.5M. Cash App Card local spend grew 25% per holder and social purchases rose 13% among younger consumers. Block notes the data are unaudited and subject to adjustment.

Block (NYSE: XYZ) unveiled a three-year financial outlook at its 2025 Investor Day, targeting profitable growth and operating leverage across Cash App, Square and Proto.

Key guidance through 2028: gross profit to grow mid-teens annually to ~$15.8B; adjusted operating income to grow ~30% annually to $4.6B; adjusted EPS to grow low‑30% annually to $5.50; non‑GAAP cash flow to reach ~25% of gross profit (~$4.0B); and Rule of 40 achievement in 2026 sustained through 2028.

For 2026 specifically, Block expects gross profit $11.98B (+17% YoY), adjusted operating income $2.70B, adjusted EPS $3.20, and non‑GAAP cash flow $2.40B (20% of gross profit). The company also increased its share repurchase program by $5B.