Welcome to our dedicated page for Yiren Digital news (Ticker: YRD), a resource for investors and traders seeking the latest updates and insights on Yiren Digital stock.
Yiren Digital Ltd. (NYSE: YRD) is a fintech and AI-powered digital finance platform focused on digital consumer lending, insurance, and financial technology innovation across China, Southeast Asia, and Asia. The YRD news feed highlights how the company’s lending, insurance brokerage, AI, and blockchain finance initiatives evolve over time.
News about Yiren Digital frequently covers quarterly financial results, where the company reports operational metrics such as loans facilitated, borrower counts, insurance premiums, segment revenue mix, and delinquency trends. These updates also describe how strategic decisions, such as refocusing on core financial services or winding down historical segments, affect its business profile.
Another key stream of coverage focuses on AI transformation and technology development. Yiren Digital regularly provides updates on its Magicube Agent Platform, a proprietary multi-agent AI system, and its Zhiyu large language model. News items detail how these technologies are being integrated into risk management, compliance, customer service, and capital management, as well as how they are being positioned for external commercialization with financial institutions and enterprise clients.
Investors and observers will also find strategic announcements related to blockchain finance and digital assets, including the company’s partnership with ChainUp to co-develop a global blockchain infrastructure platform and its efforts to build a blockchain-enabled financial ecosystem. Additional news includes developments in the internet insurance business, participation in fintech conferences, and letters to shareholders marking milestones such as the 10th anniversary of its NYSE listing.
By following this YRD news page, readers can track how Yiren Digital’s lending, insurance, AI, and digital asset strategies progress through earnings releases, product and platform updates, partnerships, and public presentations.
Yiren Digital (NYSE: YRD) was awarded the "Annual Digital Intelligence Innovative Application Award" in the New Technology category by Caijing New Media on January 22, 2026. The award recognizes the company's AI application and digital transformation achievements across fintech services in China and Southeast Asia.
In 2025 Yiren Digital completed regulatory filing and registration of its proprietary Zhiyu large language model, supporting accelerated AI deployment. The company also upgraded its Magicube AI Agent Platform to version 2.0, enhancing marketing automation, content generation, quality inspection, and code security to drive operational efficiency and a hybrid human–AI model.
Yiren Digital (NYSE: YRD) marked its 10th anniversary as a public company on December 18, 2025 with a letter from CEO Ning Tang.
The CEO thanked shareholders, cited challenges over the past decade including COVID and economic downturn, and emphasized continued focus on domestic loan facilitation and internet insurance for steady cash flow. The company said its international business is growing faster than domestic operations and outlined plans to expand global services beyond lending and insurance.
Yiren disclosed plans to enter blockchain finance while limiting crypto activity to permitted jurisdictions and highlighted adoption of AI Agent technology to improve customer experience.
Yiren Digital (NYSE: YRD) won the "Technology Innovation Leadership Award for Listed Companies" at the 23rd China's Financial Annual Champion Awards on Dec 11, 2025 during the 2025 China Financial Annual Conference in Beijing.
The company was recognized for AI-driven digital transformation, its proprietary large model Zhiyu (deployed April 2025), its Magicube AI Agent Platform 2.0 upgrades, and sustained R&D investment of hundreds of millions RMB annually. Yiren highlighted multi-agent collaboration, contextual memory, intelligent marketing, automated content generation, quality-control improvements, and code security features as operational gains.
Yiren Digital (NYSE: YRD) reported unaudited results for Q3 2025, with total net revenue RMB1,555.0M (+5% YoY) and financial services revenue RMB1,423.2M (+70% YoY).
Operationally, total loans facilitated RMB20.2B (+51% YoY), outstanding performing loans RMB34.2B (+50% YoY) and cumulative borrowers 14,006,873 (+21% YoY). Q3 net income was RMB317.6M vs RMB355.4M a year earlier; adjusted EBITDA was RMB236.8M.
Key balance metrics: cash, cash equivalents and restricted cash ~RMB4.3B; delinquency rates rose to 2.7% (1–30 days). The company forecasts Q4 2025 revenue of RMB1.4–1.6B.
Yiren Digital (NYSE: YRD) will release its unaudited third quarter 2025 financial results for the period ended September 30, 2025 before U.S. markets open on Tuesday, November 25, 2025.
Management will host an earnings conference call at 7:00 a.m. ET on November 25, 2025 (8:00 p.m. Beijing/Hong Kong time). Participants must register online to receive dial-in details, and a live and archived webcast will be available.
Yiren Digital (NYSE: YRD) was ranked in the top 10% of S&P Global's ESG assessment for the "Diversified Financial Services and Capital Markets" category on November 7, 2025.
Key drivers cited include AI-enabled risk controls and customer service, concrete inclusive‑finance metrics, and operational energy improvements. In 2024 the company facilitated RMB53.6 billion in loans to 4.2 million borrowers (including RMB14.8 billion to 791,400 small business owners and RMB2.8 billion to 172,700 female business owners), provided >RMB98 billion in insurance coverage for gig workers, and blocked 16,800 fraudulent loan applications—estimated to prevent RMB180 million in losses.
Environmental progress includes a 5% YoY drop in greenhouse gas emissions, data center PUE of 1.25, and energy‑efficient equipment covering >90% of Beijing offices. The company said it will continue integrating AI with ESG to deepen financial inclusion and sustainability.
Yiren Digital (NYSE: YRD) said its CFO William Hui presented at Hong Kong Fintech Week on November 3, 2025 outlining the company's AI transformation and next-generation fintech strategy.
Mr. Hui highlighted two proprietary platforms: the Zhiyu LLM, a large language model deployed across operations for multi-language understanding, risk screening, compliance automation, customer service and onboarding; and Magicube, an agentic platform that coordinates specialized AI agents for sales, capital planning and risk oversight. The company says these tools improved operational efficiency and support scalable expansion beyond lending.
Yiren Digital (NYSE: YRD) announced that CFO William Hui will deliver a keynote at Hong Kong FinTech Week on November 3, 2025, 4:20–4:30 PM HKT, on the topic "Building The Next Generation Fintech: Our AI Transformation Journey".
The talk will highlight the company's Magicube Agent Platform, a multi-agent AI system, and the commercial approval of its large language model Zhiyu in April 2025. The event, celebrating its 10th anniversary, expects over 37,000 participants, 800+ speakers and 700 exhibitors, offering Yiren Digital a global platform to showcase AI-driven customer engagement, risk management, compliance and capital optimization capabilities.
Yiren Digital (NYSE: YRD) announced that Chief Financial Officer William Hui will present live at the dbVIC - Deutsche Bank ADR Virtual Investor Conference on November 4, 2025 at 10:00 AM ET. The event is hosted by VirtualInvestorConferences.com and targets investors in ADR programs.
The presentation will be live and interactive with a real-time Q&A, and an archived webcast will be available after the event. Participation is free; interested investors are encouraged to pre-register and run the system check to receive updates and expedite access.
Yiren Digital (NYSE: YRD) signed an MOU with ChainUp to co-develop a global blockchain infrastructure platform for institutional-grade crypto investment products and related services.
The company invested in Ethereum in Q1 2025, formed a Hong Kong digital asset task force in June 2025, plans an initial functional release by end of October 2025 for selected users, and expects full version 1.0 in H1 2026. The platform targets digital asset investment, asset tokenization, and integration with Yiren Digital’s fintech ecosystem as the global digital asset market exceeds USD 4.2 trillion.
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