Banco Bbva Argentina S.A. Stock Price, News & Analysis

Banco BBVA Argentina S.A. (BBVA Argentina) is a commercial banking institution in Argentina that trades under the symbol BBAR on the New York Stock Exchange (NYSE) and is also listed on BYMA, MAE and Latibex. According to company disclosures, it operates as a subsidiary of the BBVA Group, which has been its main or principal shareholder since 1996. In Argentina, BBVA Argentina describes itself as one of the leading private financial institutions, with a presence in the country dating back to 1886.

BBVA Argentina is classified in the commercial banking industry within the broader finance and insurance sector. The bank states that it offers retail and corporate banking to a broad client base that includes individuals, small and medium-sized enterprises (SMEs or SME’s), and large corporations or large-sized companies. These activities position the bank as a provider of financial services across multiple customer segments in the Argentine market.

Business focus and client segments

Based on the company’s own descriptions, BBVA Argentina’s activities are organized around serving:

• Individuals through retail banking products and services.
• Small and medium-sized enterprises (SMEs), which the bank highlights as a key customer group nationwide.
• Large corporations and large-sized companies, through corporate banking services.

Polygon data further notes that the bank provides financial assistance to large corporations, small and medium-sized companies, and individuals, and that it operates through retail, corporate, investment banking, and small and medium-sized companies divisions. According to that description, the retail banking segment focuses on banking products and services to individuals, the corporate banking segment on services to corporates, and the small and medium-sized companies segment on areas such as foreign trade, agricultural business, and digital products.

Ownership and group context

In multiple investor communications and SEC filings, BBVA Argentina reiterates that it is a subsidiary of the BBVA Group, with Banco Bilbao Vizcaya Argentaria S.A. identified in a filing as the controlling shareholder. This group relationship frames BBVA Argentina’s role as the BBVA Group’s banking platform in the Argentine market.

Regulatory reporting and accounting framework

BBVA Argentina files annual reports on Form 20-F with the U.S. Securities and Exchange Commission as a foreign private issuer and submits interim information on Form 6-K. The bank explains in its earnings releases and 6-K filings that its financial statements are prepared under the accounting framework established by the Central Bank of Argentina (BCRA), based on International Financial Reporting Standards (IFRS) and related local resolutions. The bank also notes that, as of January 1, 2020, it reports inflation-adjusted results pursuant to IAS 29, updating comparable periods to reflect the accumulated effect of inflation.

Through its consolidated financial reporting, BBVA Argentina includes the banking activities of various entities, such as BBVA Asset Management Argentina S.A.U. and certain financial companies, and reports some associates (for example, BBVA Seguros Argentina S.A. and other named associates) under the equity method. These details, disclosed in a 3Q25 earnings release attached to a Form 6-K, illustrate the scope of activities that are consolidated for financial reporting purposes.

Dividend policy and shareholder distributions

Recent Form 6-K filings describe a dividend payment program in 10 installments corresponding to the 2024 financial year. The bank reports that a General Ordinary and Extraordinary Shareholders’ Meeting held on April 23, 2025, together with subsequent authorizations from the BCRA and the Board of Directors, approved the payment of a dividend expressed in inflation-adjusted Argentine pesos. Multiple installments (including installments 5, 6, 7 and 8 of 10) are described in detail, with information on cut-off dates, pay-out dates, and payment mechanics.

These filings explain that resident shareholders receive payment in pesos, while non-resident shareholders may opt to receive their dividends in a single installment applied to the subscription of Bonds for the Reconstruction of a Free Argentina (BOPREAL), or otherwise receive payment in pesos. The documents also clarify that holders of American Depositary Shares (ADS) receive payment through the depositary bank, subject to the rules of the relevant jurisdiction, and that dividends are subject to a 7% withholding under Argentine income tax law, along with potential interactions with personal property tax obligations.

Capital, liquidity and regulatory ratios

In its earnings releases for 2024 and 2025, BBVA Argentina discloses various regulatory capital ratios, non-performing loan (NPL) ratios, coverage ratios, efficiency ratios, and measures of liquid assets as a percentage of deposits. For example, the bank reports a regulatory capital ratio and Tier 1 ratio in several quarters, along with statements about excess capital over minimum regulatory requirements. It also provides data on the share of total liquid assets relative to total deposits and on the evolution of NPL ratios and coverage.

While these figures are time-specific and change from quarter to quarter, their presence in recurring disclosures underlines the bank’s focus on regulatory capital adequacy, asset quality, and liquidity management as key aspects of its business model in the Argentine banking system.

Market activity and customer funding

Across multiple quarters, BBVA Argentina reports on total consolidated financing to the private sector and total consolidated deposits. The bank tracks its consolidated market share of private sector loans and private deposits, citing percentage figures and year-over-year or quarter-over-quarter changes. These disclosures indicate that BBVA Argentina monitors its position in the Argentine banking market in terms of loan and deposit market share.

The bank also comments on the composition of loan growth by product line (such as prefinancing and financing of exports, overdrafts, consumer loans, credit cards, discounted instruments, and other loans) and on the composition of deposit growth (including time deposits, savings accounts, and investment accounts, with references to deposits in foreign currency in some periods). These details appear in the narrative sections of its earnings releases and provide insight into how the bank’s activity is distributed across different types of credit and funding.

Strategic purpose and values

In its public communications, BBVA Argentina describes its purpose as bringing “the age of opportunities to everyone,” based on customers’ real needs. The bank states that it aims to provide the best solutions and help customers make the best financial decisions through an easy and convenient experience. It highlights core values summarized as “Customer comes first, we think big and we are one team,” or similar formulations such as “The customer comes first, We think big and We are one team.”

BBVA Argentina also refers to a responsible banking model that aspires to contribute to a more inclusive and sustainable society. These statements, repeated in several news releases and filings, outline the qualitative principles that the bank associates with its operations and customer relationships.

Corporate actions and acquisitions

In a Form 6-K dated December 10, 2025, BBVA Argentina reports the closing of the acquisition of 50% of the share capital of FCA Compañía Financiera S.A. (FCA CF). The filing explains that the transaction was completed after obtaining regulatory authorizations from the Central Bank of the Argentine Republic and the Secretariat of Industry and Commerce, following a prior 6-K that described the regulatory approvals. The document also discloses the final price of the transaction in Argentine pesos and notes that the price is subject to subsequent adjustment based on audited financial statements as of a specified date.

This acquisition, as described in the filing, involves BBVA Argentina and Stellantis Financial Services Europe becoming shareholders of FCA CF, each with a 50% participation in the share capital and votes, following the transfer of 100% of the company’s share capital from prior owners. The transaction illustrates one way in which BBVA Argentina expands or adjusts its financial services footprint through corporate transactions.

Stock information and shareholder structure

BBVA Argentina’s securities are referenced in filings and news releases as being listed on NYSE, BYMA, MAE and Latibex, under tickers such as BBAR and XBBAR. A financial statements-related 6-K includes a breakdown of shareholders’ equity and notes the number and percentage of common shares held by the company’s controlling group, identifying Banco Bilbao Vizcaya Argentaria S.A. as the controlling shareholder.

Through its ADS program, BBVA Argentina also provides access to its equity for international investors, with dividend payments to ADS holders processed through the depositary bank according to the rules of the relevant markets.

Summary

Overall, Banco BBVA Argentina S.A. is presented in its own disclosures as a long-established Argentine commercial bank that is part of the BBVA Group and focuses on retail and corporate banking for individuals, SMEs, and large companies. Its public documents emphasize regulatory-compliant financial reporting under IFRS and BCRA rules, ongoing dividend distributions subject to local tax and regulatory frameworks, active management of capital, liquidity and asset quality, and a stated purpose centered on customer needs, opportunity, and responsible banking.