Dime Community Bancshares Stock Price, News & Analysis

Dime Community Bancshares, Inc. (NASDAQ: DCOM) is a financial holding company in the commercial banking industry within the broader finance and insurance sector. According to its public disclosures, the company functions as the parent of Dime Community Bank and operates a community banking model. It gathers deposits from customers within its market area and via the internet and invests those funds in a range of loans and securities. The company reports one primary operating segment, which it identifies as Community Banking.

Based on information provided through Polygon, Dime Community Bancshares states that it invests customer deposits in multifamily residential loans, commercial real estate loans, commercial and industrial (C&I) loans, and one-to-four family residential real estate loans. In addition to these lending activities, the company invests in mortgage-backed securities, obligations of the U.S. government and government-sponsored enterprises (GSEs), as well as corporate debt and equity securities. These activities reflect a traditional community banking focus on deposit gathering and credit intermediation, supported by a portfolio of investment securities.

Regulatory filings show that Dime Community Bancshares, Inc. is incorporated in New York and lists its principal offices in Hauppauge, New York. Its common stock trades on The Nasdaq Stock Market LLC under the symbol DCOM. The company also has Series A preferred stock trading under the symbol DCOMP and 9.000% junior subordinated notes (or subordinated notes, as described in certain filings) trading under the symbol DCOMG. These listed securities provide different capital instruments for investors, ranging from common equity to preferred equity and subordinated debt.

Recent press releases distributed via Globe Newswire and referenced in SEC Form 8-K filings indicate that the company’s board of directors has declared quarterly cash dividends on both its common stock and its Series A preferred stock. For example, Form 8-K filings dated September 23, 2025, October 23, 2025, and December 17, 2025 describe dividends on common shares and preferred shares, with the related press releases furnished as exhibits. These filings highlight the company’s practice of using regular cash dividends as part of its capital and shareholder return policies, as described in its public communications.

Dime Community Bancshares also uses investor presentations and earnings releases to communicate with the market. A Form 8-K dated November 10, 2025 notes that the company made a financial presentation available to investors through its investor relations materials. Another Form 8-K dated October 23, 2025 reports the issuance of a press release announcing earnings for the quarter ended September 30, 2025. In a separate Globe Newswire release dated January 13, 2026, the company states that it expects to release earnings for the quarter ended December 31, 2025 and to host a conference call with a question-and-answer period. These disclosures illustrate how the company provides periodic updates on its financial condition and operating performance.

News releases also describe aspects of Dime Community Bancshares’ community banking footprint and activities. Multiple announcements refer to the company as the parent of Dime Community Bank and describe initiatives such as plans to open a full-service branch location in Locust Valley, subject to customary regulatory approvals, and subsequent receipt of approvals from the Federal Reserve Bank of New York and the New York State Department of Financial Services to open that branch. Other releases describe the hiring of a senior banking executive to lead middle market commercial banking expansion across the state of New Jersey, which the company characterizes as part of the execution of its growth plan.

In addition to its core lending and deposit activities, Dime Community Bancshares highlights a series of community-focused grants and partnerships through Globe Newswire announcements. These include grants to organizations such as Junior Achievement of Long Island, Accompany Capital, Transitional Services for Long Island, Long Island Cares, and Community Development of Long Island. The news releases describe these organizations’ missions in areas such as financial literacy, career readiness, entrepreneurship education, support for underserved entrepreneurs, housing and support services, food insecurity relief, and affordable housing and financial health. The company presents these grants as part of its engagement with the communities in which it operates.

Across its disclosures, Dime Community Bancshares positions itself as a community-oriented commercial bank holding company that combines deposit gathering, lending in multifamily and commercial real estate and C&I segments, residential mortgage lending, and investment in securities issued or guaranteed by U.S. government entities and corporations. Its listing on Nasdaq, issuance of common and preferred equity and subordinated notes, and regular use of SEC filings and press releases provide investors with multiple channels of information about its activities, capital structure, and governance decisions.

Business model and activities

According to the Polygon description, Dime Community Bancshares’ business model centers on collecting deposits from customers in its market area and via the internet and investing those deposits in loans and securities. The loan portfolio includes multifamily residential properties, commercial real estate, commercial and industrial borrowers, and one-to-four family residential real estate. On the securities side, the company invests in mortgage-backed securities, obligations of the U.S. government and government-sponsored enterprises, and corporate debt and equity securities. The company identifies a single reportable segment, Community Banking, reflecting an integrated approach to these activities.

Regulatory filings confirm that the company is registered with the SEC and that its securities are listed on Nasdaq. The presence of common stock, preferred stock, and junior subordinated or subordinated notes indicates that Dime Community Bancshares uses multiple layers of capital in its funding structure. Form 8-K filings referencing dividends on both common and preferred stock show how the company’s board makes decisions regarding distributions to different classes of security holders.

Regulatory and reporting framework

Dime Community Bancshares, Inc. files periodic and current reports with the U.S. Securities and Exchange Commission (SEC). The Form 8-K filings included in the input data show how the company reports material events, such as dividend declarations, earnings releases, changes in executive roles, and investor presentations. Each Form 8-K identifies the company’s jurisdiction of incorporation as New York and lists its Commission File Number and employer identification number, as well as the Nasdaq symbols for its registered securities.

In these filings, the company distinguishes between information that is “furnished” and information that is “filed” for purposes of the Securities Exchange Act of 1934. For example, press releases announcing dividends or quarterly earnings are often attached as exhibits and described as being furnished, which affects how they are treated under SEC liability provisions. This approach is typical of SEC registrants that use Form 8-K to provide timely updates while managing the legal status of the information they disclose.

Community and geographic focus

News releases identify Dime Community Bancshares and Dime Community Bank as being associated with Hauppauge, New York, and refer to activities in regions such as Long Island, Nassau and Suffolk counties, and New York City. The company also references expansion into New Jersey through middle market commercial banking efforts. Announcements about a planned Locust Valley branch and related regulatory approvals further illustrate the company’s focus on specific local markets within the Metro New York area, as described in its own statements.

The grants and partnerships outlined in the news releases emphasize support for local organizations that operate in Long Island and New York City communities. These initiatives, as described by the company, align with themes of financial literacy, entrepreneurship support, housing services, and food security, which are often associated with community banking institutions that seek to engage with local stakeholders.

Capital instruments and dividends

According to the Form 8-K filings provided, Dime Community Bancshares has multiple classes of securities registered on Nasdaq: common stock (DCOM), Series A preferred stock (DCOMP), and 9.000% junior subordinated notes or subordinated notes (DCOMG). The company’s board of directors has declared quarterly cash dividends on both common and preferred stock, with specific declaration and payment dates described in the filings. These dividend announcements are communicated through press releases that are attached as exhibits to Form 8-K and are described as being furnished to the SEC.

For investors, these filings and announcements provide insight into how Dime Community Bancshares manages shareholder distributions and services its capital instruments. The presence of subordinated notes trading on Nasdaq also indicates that the company has issued debt securities that are available to public investors, in addition to its equity securities.

Organizational and executive updates

A Form 8-K dated October 27, 2025 describes changes in certain officer roles at Dime Community Bancshares and Dime Community Bank, including a retirement and the assumption of responsibilities by another executive, as well as an existing officer taking on an additional title. Another news release dated November 21, 2025 announces the hiring of a senior banker to lead middle market commercial banking expansion across New Jersey. These disclosures illustrate how the company reports changes in key roles and uses experienced personnel to support its stated growth plans.

Summary

Overall, Dime Community Bancshares, Inc. presents itself in public filings and news releases as a New York–incorporated bank holding company focused on community banking. It gathers deposits locally and via the internet, invests in a mix of real estate, commercial, and residential loans, and maintains a portfolio of mortgage-backed and other securities issued or guaranteed by U.S. government entities and corporations. Its securities trade on Nasdaq under multiple symbols, and it communicates with investors through earnings releases, dividend announcements, investor presentations, and SEC filings. The company’s news releases also highlight its community engagement through grants and partnerships with organizations serving Long Island, New York City, and surrounding areas.