Company Description
Euronet Worldwide Inc (NASDAQ: EEFT) is a global company in the payments processing and cross-border transactions industry. According to company disclosures, Euronet "moves money in all the ways consumers and businesses depend upon," including money transfers, credit and debit card processing, ATMs, point-of-sale (POS) services, branded payments, currency exchange and related electronic financial transaction services. The company is classified in the data processing, hosting and related services industry within the information sector and its common stock trades on the Nasdaq Global Select Market.
Starting in Central Europe in 1994, Euronet has built a global real-time digital and cash payments network. Company materials state that this network includes tens of thousands of installed ATMs, a large base of EFT POS terminals and a growing portfolio of outsourced debit and credit card services under management in dozens of countries. Euronet also reports a prepaid processing network with hundreds of thousands of POS terminals at retailer locations in many countries, and a global money transfer network with hundreds of thousands of locations serving nearly 200 countries and territories. Through digital connections, the money transfer network can reach billions of bank accounts, digital wallet accounts and Visa debit cards via Visa Direct payments.
Business segments and services
Euronet describes three primary reportable operating segments: EFT Processing, epay and Money Transfer.
- The EFT Processing segment includes ATM and POS acquiring, card issuing, card outsourcing and related software and processing services. Company updates note that this segment operates a large installed ATM base and hundreds of thousands of EFT POS terminals, and offers outsourced debit and credit card services for financial institutions in numerous countries.
- The epay segment focuses on prepaid and branded payments distribution through a network of POS terminals and retailer locations. Euronet reports that epay handles high transaction volumes and distributes branded content, including categories such as gaming, through hundreds of thousands of retail points worldwide.
- The Money Transfer segment provides cross-border money transfer and related services under brands referenced by the company, including Ria Money Transfer and Dandelion. Euronet states that this segment operates a global network of hundreds of thousands of locations, supports digital transactions and connects to billions of bank and digital wallet accounts.
In its own descriptions, Euronet emphasizes that its financial technologies and networks are designed to make participation in the global economy easier, faster and more secure for consumers, businesses, financial institutions and partners. The company highlights both digital and physical touchpoints, such as ATMs, POS terminals, money transfer locations and online channels.
Geographic reach and infrastructure
Company press releases state that Euronet’s products and services are available in more than 200 countries and territories through its own brand and branded business segments. Euronet serves clients from its corporate headquarters in Leawood, Kansas, USA, and maintains dozens of offices worldwide. Its infrastructure includes:
- A global real-time digital and cash payments network with more than fifty thousand installed ATMs.
- Hundreds of thousands of EFT POS terminals and a growing base of outsourced debit and credit card services in 69 countries.
- A prepaid processing network with hundreds of thousands of POS terminals at retailer locations across more than 60 countries.
- A money transfer network with hundreds of thousands of locations serving up to 200 countries and territories, with digital connections to billions of bank and digital wallet accounts and billions of Visa debit cards via Visa Direct payments.
Through these networks, Euronet positions itself as a provider of both consumer-facing services, such as cash access and remittances, and institution-facing services, such as card issuing, acquiring and cross-border payment connectivity.
Strategic initiatives and technology platforms
Euronet’s communications describe an ongoing strategy focused on a diversified, "future-ready" revenue mix with multiple customer touchpoints across digital and physical payments. This strategy is anchored by Ren, Euronet’s modern payments platform, and has been enhanced by the planned acquisition of the CoreCard revolving credit platform, as disclosed in an Agreement and Plan of Merger with CoreCard Corporation. The company also highlights Dandelion, which it describes as a real-time, cross-border payments network and payments-as-a-service solution within its Money Transfer segment.
Recent announcements describe collaborations that integrate Euronet’s infrastructure with other financial and technology providers. Examples include an agreement with Fireblocks to support stablecoin technology within Euronet’s global payment infrastructure, and Dandelion collaborations with Citi and the Commonwealth Bank of Australia to enable near-instant, full-value cross-border payments into digital wallets and other endpoints across many markets.
Merchant acquiring and bank partnerships
Euronet reports that it has been present in the Greek market for more than 25 years with all its business divisions, including EFT, Money Transfer and epay. In a recent strategic partnership agreement, Euronet agreed to acquire the merchant acquiring business of CrediaBank S.A., a bank in Greece, and to provide financial services to the bank. The agreement includes merging CrediaBank’s merchant portfolio with Euronet’s existing merchant acquiring business in Greece, extending an ATM participation agreement and providing issuing services for credit, debit and prepaid cards. The companies also plan to launch an account-to-account consumer digital wallet that integrates national instant payment rails and Euronet’s loyalty and value-added services.
Through this and similar arrangements, Euronet describes how it combines its payments technology and international experience with partners’ local banking capabilities to expand service quality, product offerings and digital payment options.
Money transfer brands and sponsorships
Within the Money Transfer segment, Euronet identifies Ria Money Transfer as a business segment brand. Ria is described as a global participant in the cross-border money transfer industry, offering fast, secure and affordable global money transfers. Ria communications emphasize an omnichannel approach that bridges digital and physical channels, including real-time payments, mobile wallets, currency exchange, home delivery and cardless ATM payouts, supported by the Dandelion network.
Ria has also engaged in marketing partnerships, such as a multi-year agreement to become the official remittance services partner of the Mexican men’s and women’s national soccer teams in the United States. According to Ria, such partnerships are intended to connect the brand with fan communities that rely on remittances to send money internationally.
Capital structure and corporate transactions
Euronet’s SEC filings describe several capital markets and corporate transactions. In 2025, the company completed a private offering of 0.625% Convertible Senior Notes due 2030, with an aggregate principal amount of $1.0 billion, and entered into related capped call transactions intended to reduce potential dilution upon conversion of the notes. The company has also disclosed share repurchases funded in part by proceeds from these offerings. In addition, Euronet entered into a Merger Agreement under which a wholly owned subsidiary will merge with CoreCard Corporation, with CoreCard surviving as a wholly owned subsidiary, subject to customary conditions and regulatory approvals.
These activities, as described in Euronet’s 8-K filings, illustrate how the company manages its capital structure and pursues acquisitions to expand its technology capabilities in areas such as revolving credit platforms.
Position within the payments ecosystem
Based on its own statements, Euronet participates across multiple layers of the global payments ecosystem: consumer remittances, ATM and POS acquiring, card issuing and processing, prepaid and branded content distribution, and cross-border payment connectivity for financial institutions and corporates. Its networks and platforms, including Ren, Dandelion and the Ria Money Transfer brand, are presented as ways to support real-time, digital and cash-based transactions across many countries and channels.
FAQs about Euronet Worldwide Inc (EEFT)
- What does Euronet Worldwide Inc do?
Euronet Worldwide Inc provides electronic financial transaction solutions, including money transfers, credit and debit card processing, ATM and POS services, branded payments, currency exchange and related payment processing services. The company reports operations through its EFT Processing, epay and Money Transfer segments. - How does Euronet generate revenue?
According to company descriptions, Euronet generates revenue by providing payment and transaction processing and distribution solutions to financial institutions, retailers, service providers and individual consumers through its EFT Processing, epay and Money Transfer segments. - What are Euronet’s main business segments?
Euronet identifies three reportable segments: EFT Processing, which covers ATMs, POS acquiring, card issuing and related services; epay, which focuses on prepaid and branded payments distribution; and Money Transfer, which provides cross-border money transfer and related services under brands such as Ria and Dandelion. - Where does Euronet operate?
Company materials state that Euronet’s products and services are available in more than 200 countries and territories. Its networks include ATMs, EFT POS terminals, prepaid POS terminals at retailer locations and money transfer locations across dozens of countries, with digital connections to billions of bank and digital wallet accounts. - What is Dandelion in Euronet’s business?
Dandelion is described as a real-time, cross-border payments network and payments-as-a-service solution within Euronet’s Money Transfer segment. It provides direct-to-local connections in many countries, enabling financial institutions, payment companies and fintechs to send payments to bank accounts, mobile wallets and cash pickup locations through a single integration. - What is Ria Money Transfer’s relationship to Euronet?
Ria Money Transfer is identified as a business segment of Euronet. It offers global money transfer services and uses Euronet’s Dandelion network and other infrastructure to deliver fast, secure and affordable cross-border money movement through digital and physical channels. - On which exchange is Euronet stock listed and what is its ticker?
Euronet Worldwide Inc common stock is listed on the Nasdaq Global Select Market under the ticker symbol EEFT. - Is Euronet pursuing acquisitions or partnerships?
Yes. Euronet has disclosed an Agreement and Plan of Merger under which a subsidiary will merge with CoreCard Corporation, and it has announced a definitive agreement to acquire the merchant acquiring business of CrediaBank in Greece. It has also announced collaborations involving Dandelion with Citi and the Commonwealth Bank of Australia, and a stablecoin infrastructure collaboration with Fireblocks. - Where is Euronet headquartered?
SEC filings state that Euronet Worldwide Inc has its principal executive office in Leawood, Kansas, USA. - Does Euronet still operate as an independent public company?
Recent SEC filings and press releases describe Euronet issuing securities, entering into merger agreements and reporting quarterly financial results as Euronet Worldwide Inc (NASDAQ: EEFT). There is no indication in the provided information that the company has been acquired, delisted or ceased operations.