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Guidewire Software Stock Price, News & Analysis

GWRE NYSE

Company Description

Guidewire Software, Inc. (NYSE: GWRE) develops software for the property and casualty (P&C) insurance industry. Classified under software publishers in the information sector, the company is described in its press materials as “the platform P&C insurers trust to engage, innovate, and grow efficiently.” According to multiple company announcements, more than 570 insurers in 43 countries, ranging from new ventures to some of the largest and most complex organizations in the world, rely on Guidewire products.

Guidewire’s offerings focus on core systems that leverage data and analytics, digital capabilities, and artificial intelligence for P&C insurers. Company descriptions in recent press releases state that Guidewire “defines cloud platform excellence for P&C insurers,” highlighting its emphasis on cloud-based delivery, intelligent automation, and integrated insurance workflows.

Core products and cloud platform

Guidewire’s flagship capabilities center on core insurance operations. The Polygon description notes that Guidewire provides cloud-based software solutions for property and casualty insurers, with InsuranceSuite as a key system of record. InsuranceSuite comprises:

  • ClaimCenter, a claims management system.
  • PolicyCenter, a policy management system that supports policy definitions, quotations, issuance, maintenance, and renewal.
  • BillingCenter, for billing management, payment plans, and agent commissions.

The company also offers InsuranceNow, described as a midmarket offering, along with other add-on applications and services. Recent news demonstrates how these products are deployed on Guidewire Cloud Platform, a cloud delivery model used by insurers such as Vaudoise, Heritage Insurance Company, and The Cincinnati Insurance Company for claims, policy administration, underwriting, and billing operations.

In addition to InsuranceSuite and InsuranceNow, Guidewire has introduced products like Guidewire PricingCenter, which, according to the Olos release, unifies the pricing and rating lifecycle and supports dynamic price modeling, impact analysis, and AI-assisted pricing insights. The same release describes Guidewire UnderwritingCenter (in development) and an Underwriting Assistant capability intended to automate intake, triage, and data enrichment for underwriting workflows.

Data, analytics, and AI capabilities

Across its product communications, Guidewire emphasizes that its core systems leverage data and analytics, digital, and artificial intelligence. The Olos release highlights predictive analytics embedded in workers’ compensation claims workflows through capabilities such as Claims Intel models and predictive insights on legal and medical severity, payment likelihood, and estimated loss. Guidewire also references a GenAI Service and Agentic Framework for building, deploying, and managing secure, context-aware AI agents across the insurance lifecycle.

The company’s press materials describe its platform as enabling insurers to modernize pricing strategies, accelerate rate changes, optimize underwriting processes, and enhance claims performance. These descriptions illustrate how Guidewire positions its technology as a foundation for more intelligent and automated insurance operations.

Customer base and partner ecosystem

Guidewire’s own “About Guidewire” statements repeatedly note that more than 570 insurers in 43 countries rely on its products. Customers mentioned in recent news include Vaudoise Insurance Group in Switzerland, Heritage Insurance Company in the United States, and The Cincinnati Insurance Company. These examples show Guidewire software being used for claims management, policy administration, underwriting, and billing across multiple lines of business and geographies.

The company also highlights an extensive partner ecosystem. Press releases state that Guidewire has completed more than 1,700 successful projects, supported by what it describes as the industry’s largest R&D team and a system integrator (SI) partner ecosystem. Through its Guidewire PartnerConnect program, the company works with consulting and technology partners. According to the 2025 awards announcement, PartnerConnect includes consulting partners that provide business transformation, strategy, implementation, and related services, and technology partners that deliver software, technology, and data solutions integrated with Guidewire products.

Guidewire also operates a Guidewire Marketplace, described as representing the largest partner community in P&C insurance, where customers can access hundreds of applications to accelerate integration, localization, and innovation. The company’s Insurtech Vanguards program and related InsurPitch events further illustrate its engagement with emerging insurance technology providers.

Cloud modernization and product evolution

Recent announcements underscore Guidewire’s focus on cloud-based modernization for insurers. Vaudoise is described as the first Swiss insurer to go live on Guidewire Cloud Platform, initially with ClaimCenter and with PolicyCenter integration underway. Heritage Insurance Company reports using PolicyCenter and BillingCenter on Guidewire Cloud Platform for homeowners and dwelling fire lines, and The Cincinnati Insurance Company has deployed ClaimCenter on Guidewire Cloud Platform for workers’ compensation with plans to extend to other lines.

The Olos release showcases ongoing product evolution, including enhancements for workers’ compensation claims, business rules management via Guidewire Rules Service, conversion tools for Advanced Product Designer, and AI-enabled capabilities through the GenAI Service and Agentic Framework. These developments are presented as part of Guidewire’s effort to help insurers adapt to changing requirements and improve operational agility.

Corporate profile and capital markets activity

Guidewire Software, Inc. is a U.S. public company listed on the New York Stock Exchange under the ticker symbol GWRE. SEC filings and press releases confirm this listing and identify the company as Guidewire Software, Inc. The company has reported its financial results and outlook through periodic press releases furnished on Form 8‑K, and it holds annual meetings of stockholders as described in its definitive proxy statement (DEF 14A).

On January 8, 2026, an 8‑K filing and accompanying press release disclosed that Guidewire completed a prior share repurchase program and that its board of directors approved a new share repurchase program authorizing the purchase of up to $500.0 million of outstanding common stock. The filing notes that repurchases may be made in the open market, in privately negotiated transactions, or otherwise, subject to market conditions and corporate needs, and that the program may be modified, suspended, or terminated at the board’s discretion.

Guidewire’s proxy materials and 8‑K filings also describe typical public company governance activities, such as the election of directors, ratification of the independent registered public accounting firm, and advisory votes on executive compensation. These documents provide additional context on the company’s corporate structure and regulatory reporting obligations.

Strategic focus and acquisitions

Guidewire’s public communications point to an ongoing strategic focus on expanding its platform capabilities, particularly in AI and knowledge management. On October 28, 2025, the company announced that it had entered into a definitive agreement to acquire ProNavigator, described as an AI-enabled knowledge management platform built for insurance. ProNavigator’s platform captures and surfaces institutional knowledge across claims, underwriting, and distribution, and is used by 34 insurance organizations, including shared customers with Guidewire.

According to the acquisition announcement, Guidewire plans to integrate ProNavigator’s insurance-trained intelligence across its platform to deliver advanced search and contextual knowledge retrieval capabilities for underwriters, claims adjusters, brokers, agents, and customer service representatives. The transaction is expected to close subject to customary closing conditions, and the company presents this acquisition as strengthening its ability to deliver context-aware knowledge within insurance workflows.

Use cases highlighted in recent deployments

Several customer case announcements illustrate how Guidewire’s products are used in practice:

  • Vaudoise Insurance Group implemented Guidewire ClaimCenter on Guidewire Cloud Platform and is integrating PolicyCenter, with the insurer highlighting faster processing of motor insurance claims, greater automation, and fully digital processes.
  • Heritage Insurance Company deployed PolicyCenter and BillingCenter on Guidewire Cloud Platform for policy administration, underwriting, and billing management, and previously implemented ClaimCenter. Heritage describes improvements in workflow efficiency, communication between agents and underwriters, configurable underwriting rules, and faster rate updates.
  • The Cincinnati Insurance Company implemented ClaimCenter on Guidewire Cloud Platform for workers’ compensation claims, citing benefits such as flexibility, improved efficiencies, and the ability to deliver new functionality more quickly.

These examples, drawn from Guidewire’s own news releases, demonstrate how the company’s software is positioned as a technology foundation for insurers’ business transformation in the cloud.

Investor information and regulatory reporting

Guidewire communicates with investors through its investor relations website, earnings press releases, conference calls, and SEC filings. An 8‑K filed on December 3, 2025, notes that the company issued a press release announcing unaudited financial results for the fiscal quarter ended October 31, 2025, and provides details on revenue, annual recurring revenue (ARR), operating income, and non‑GAAP financial measures in that press release. The company explains in its earnings materials how it uses non‑GAAP metrics such as non‑GAAP income from operations and free cash flow to analyze financial performance.

The definitive proxy statement filed on October 30, 2025, outlines the agenda for the 2025 annual meeting of stockholders, including director elections, auditor ratification, and an advisory vote on executive compensation. It also discusses board structure, governance practices, and executive compensation philosophy.

Summary

Based on its own descriptions and regulatory filings, Guidewire Software, Inc. is a publicly traded software publisher focused on providing a cloud-oriented platform and core systems for P&C insurers. Its products span claims, policy, billing, pricing, underwriting, analytics, and AI-enabled capabilities, and are used by hundreds of insurers worldwide. Through its partner ecosystem, marketplace, and targeted acquisitions such as ProNavigator, the company presents itself as a central technology provider for insurers seeking to modernize and digitize their operations.

Stock Performance

$163.13
+1.77%
+2.84
Last updated: January 28, 2026 at 10:24
-20.96 %
Performance 1 year
$13.8B

Insider Radar

Net Sellers
90-Day Summary
0
Shares Bought
46,383
Shares Sold
24
Transactions
Most Recent Transaction
Rosenbaum Michael George (Chief Executive Officer) sold 1,200 shares @ $160.32 on Jan 26, 2026
Based on SEC Form 4 filings over the last 90 days.

Financial Highlights

$289,480,000
Revenue (TTM)
-$37,277,000
Net Income (TTM)
$85,991,000
Operating Cash Flow

Upcoming Events

APR
01
April 1, 2026 - June 30, 2026 Corporate

Acquisition closing

Expected closing of ProNavigator acquisition, subject to customary conditions
MAY
01
May 1, 2026 - August 31, 2026 Operations

First Canadian client launch

Launch of ClaimsPay solution with first Canadian insurer
JUN
01
June 1, 2026 Product

Personal auto integration

OCT
01
October 1, 2026 - December 31, 2026 Product

Marketplace integration launch

Guidewire Marketplace availability of ClaimsPay embedded payments
JAN
01
January 1, 2027 Product

Expanded policy features

Short Interest History

Last 12 Months
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Days to Cover History

Last 12 Months
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Frequently Asked Questions

What is the current stock price of Guidewire Software (GWRE)?

The current stock price of Guidewire Software (GWRE) is $160.29 as of January 27, 2026.

What is the market cap of Guidewire Software (GWRE)?

The market cap of Guidewire Software (GWRE) is approximately 13.8B. Learn more about what market capitalization means .

What is the revenue (TTM) of Guidewire Software (GWRE) stock?

The trailing twelve months (TTM) revenue of Guidewire Software (GWRE) is $289,480,000.

What is the net income of Guidewire Software (GWRE)?

The trailing twelve months (TTM) net income of Guidewire Software (GWRE) is -$37,277,000.

What is the earnings per share (EPS) of Guidewire Software (GWRE)?

The diluted earnings per share (EPS) of Guidewire Software (GWRE) is -$0.45 on a trailing twelve months (TTM) basis. Learn more about EPS .

What is the operating cash flow of Guidewire Software (GWRE)?

The operating cash flow of Guidewire Software (GWRE) is $85,991,000. Learn about cash flow.

What is the profit margin of Guidewire Software (GWRE)?

The net profit margin of Guidewire Software (GWRE) is -12.88%. Learn about profit margins.

What is the operating margin of Guidewire Software (GWRE)?

The operating profit margin of Guidewire Software (GWRE) is 4.05%. Learn about operating margins.

What is the gross margin of Guidewire Software (GWRE)?

The gross profit margin of Guidewire Software (GWRE) is 61.89%. Learn about gross margins.

What is the current ratio of Guidewire Software (GWRE)?

The current ratio of Guidewire Software (GWRE) is 2.65, indicating the company's ability to pay short-term obligations. Learn about liquidity ratios.

What is the gross profit of Guidewire Software (GWRE)?

The gross profit of Guidewire Software (GWRE) is $179,152,000 on a trailing twelve months (TTM) basis.

What is the operating income of Guidewire Software (GWRE)?

The operating income of Guidewire Software (GWRE) is $11,723,000. Learn about operating income.

What does Guidewire Software, Inc. do?

Guidewire Software, Inc. develops software for the property and casualty insurance industry. Company materials describe Guidewire as the platform P&C insurers use to engage, innovate, and grow efficiently, with core systems that leverage data and analytics, digital capabilities, and artificial intelligence.

Which insurers use Guidewire products?

According to Guidewire’s own descriptions, more than 570 insurers in 43 countries rely on its products. Recent announcements mention customers such as Vaudoise Insurance Group, Heritage Insurance Company, and The Cincinnati Insurance Company using Guidewire Cloud Platform and applications like ClaimCenter, PolicyCenter, and BillingCenter.

What are Guidewire’s main software products?

Guidewire’s flagship offerings include InsuranceSuite, a system of record that comprises ClaimCenter for claims management, PolicyCenter for policy management, and BillingCenter for billing management, payment plans, and agent commissions. The company also offers InsuranceNow as a midmarket solution and has introduced products such as PricingCenter and UnderwritingCenter, as described in its Olos release.

How does Guidewire support cloud-based insurance operations?

Guidewire provides Guidewire Cloud Platform, which is used to deploy products like ClaimCenter, PolicyCenter, and BillingCenter. Customer case announcements show insurers adopting Guidewire Cloud Platform to modernize claims, policy administration, underwriting, and billing, citing benefits such as greater automation, faster rate changes, and more efficient workflows.

What role do data, analytics, and AI play in Guidewire’s platform?

Guidewire states that its core systems leverage data and analytics, digital, and artificial intelligence. The Olos release highlights AI-assisted pricing insights in PricingCenter, predictive analytics for workers’ compensation claims, and a GenAI Service and Agentic Framework for building context-aware AI agents across the insurance lifecycle.

What is Guidewire’s partner ecosystem?

Guidewire describes its PartnerConnect program as a network of consulting and technology partners that provide implementation, business transformation, and integrated technology solutions. The company notes that it has completed more than 1,700 projects supported by this ecosystem and that its Guidewire Marketplace offers hundreds of applications from partners to accelerate integration, localization, and innovation.

On which exchange does Guidewire stock trade and under what symbol?

Guidewire Software, Inc. is listed on the New York Stock Exchange under the ticker symbol GWRE. This symbol appears in the company’s press releases and SEC filings.

What is Guidewire’s share repurchase program?

An 8‑K filed on January 8, 2026, states that Guidewire completed a prior share repurchase program authorized in September 2022 and that its board of directors approved a new share repurchase program authorizing the purchase of up to $500.0 million of outstanding common stock. The filing notes that repurchases may be made in various ways and that the program can be modified, suspended, or terminated at the board’s discretion.

How is Guidewire expanding its capabilities in knowledge management?

On October 28, 2025, Guidewire announced a definitive agreement to acquire ProNavigator, an AI-enabled knowledge management platform built for insurance. Guidewire plans to integrate ProNavigator’s insurance-trained intelligence across its platform to provide advanced search and contextual knowledge retrieval for underwriters, claims adjusters, brokers, agents, and customer service representatives.

Where can investors find Guidewire’s financial information and governance details?

Guidewire provides financial results through earnings press releases that are also furnished on Form 8‑K, such as the release for the quarter ended October 31, 2025. Governance information, including director elections, auditor ratification, and executive compensation philosophy, is detailed in the company’s definitive proxy statement (DEF 14A) filed with the SEC.