Huntington Bancshares Stock Price, News & Analysis

Huntington Bancshares Incorporated (Nasdaq: HBAN) is a regional bank holding company in the commercial banking industry within the finance and insurance sector. According to company disclosures, Huntington is headquartered in Columbus, Ohio and traces its origins back to its founding in 1866. Through The Huntington National Bank and its affiliates, the organization provides banking, payments, wealth management, and risk management products and services to a range of customers, including consumers, small and middle‑market businesses, corporations, municipalities, and other organizations.

Huntington describes itself as a regional bank holding company with approximately $223 billion in assets. It operates more than 1,000 branches in 14 states, with certain businesses serving extended geographies beyond that core footprint. Its common stock trades on Nasdaq under the symbol HBAN, and it also has several series of preferred stock listed on Nasdaq through depositary shares, including Series H (HBANP), Series I (HBANM), and Series J (HBANL), as reflected in its SEC filings.

Core banking and financial services

Based on the company’s public statements, Huntington’s banking activities span consumer and commercial markets. The bank notes that it offers banking and payments services, as well as wealth management and risk management offerings. These activities are delivered through The Huntington National Bank and its affiliates, which serve individuals and a variety of institutional and governmental clients such as corporations and municipalities.

In addition to its core banking operations, Huntington is active in capital and credit markets through its role as a lender and financial partner. For example, a recent news release highlighted that a syndicated credit facility for The Partner Companies, a U.S.-based advanced manufacturing company, was led by Huntington Bank. This illustrates how the bank participates in larger financing arrangements that support business growth and capital investment.

Regional footprint and branch network

Huntington reports operating more than 1,000 branches across 14 states. While individual states are not fully enumerated in the provided materials, the company emphasizes a regional model that spans the Midwest and extends into additional markets. Its disclosures also note that certain businesses operate in extended geographies, indicating that some products or services reach beyond the branch footprint.

The bank’s acquisition strategy is a key part of how it expands this footprint. Huntington has entered into agreements to acquire other banking organizations and integrate them into The Huntington National Bank. These transactions are subject to regulatory and shareholder approvals and are documented in detail in the company’s SEC filings and joint press releases.

Growth through mergers and acquisitions

Huntington’s recent history includes notable merger activity. In an Agreement and Plan of Merger dated October 26, 2025, Huntington, The Huntington National Bank, and Cadence Bank agreed that Cadence will merge with and into The Huntington National Bank, with The Huntington National Bank as the surviving bank. The merger agreement, as described in a Form 8‑K, provides that each share of Cadence common stock outstanding immediately prior to the effective time will be converted into the right to receive Huntington common stock at a specified exchange ratio, subject to the terms and conditions in the agreement.

Subsequent filings and joint press releases state that all required regulatory approvals for the Cadence transaction have been received and that both Huntington and Cadence shareholders have approved the merger. The parties have indicated that, subject to remaining customary closing conditions, the merger is expected to close on or about February 1, 2026. These disclosures frame the Cadence combination as part of Huntington’s broader strategy to extend its reach across additional states and markets.

Huntington has also pursued other transactions. A Form 8‑K filed on October 3, 2025, describes regulatory approval for the merger of Veritex Holdings, Inc. with and into Huntington, and the merger of Veritex Community Bank with and into The Huntington National Bank, with Huntington and its bank subsidiary continuing as the surviving entities. This illustrates Huntington’s use of mergers to add to its banking footprint and customer base.

Dividend practices and capital structure

Huntington’s SEC filings show regular communication about dividends on both its common and preferred stock. For example, an October 17, 2025 Form 8‑K reports that the Board of Directors declared a quarterly cash dividend on the company’s common stock, as well as quarterly dividends on several series of preferred stock, including Floating Rate Series B, Series F, Series G, Series H, Series J, and Series K. Another Form 8‑K dated December 12, 2025 notes that the Board declared and set aside a quarterly cash dividend on the company’s 5.70% Series I Non‑Cumulative Perpetual Preferred Stock, with details on the per‑share and per‑depositary‑share amounts and record and payment dates.

These disclosures underline that Huntington’s capital structure includes both common equity and multiple series of preferred stock, some of which are represented by depositary shares traded on Nasdaq under separate symbols. Investors can see the titles of these classes and their trading symbols listed in the company’s SEC reports under the section covering securities registered pursuant to Section 12(b) of the Securities Exchange Act.

Interest rate and prime rate changes

Huntington periodically announces changes to its prime rate, which can affect borrowing costs for certain customers. In a December 10, 2025 news release, the company stated that its prime rate was decreasing from 7.00 percent to 6.75 percent, effective December 11, 2025, and noted that the rate had previously changed on October 30, 2025. Another release dated October 29, 2025 reported a decrease in the prime rate from 7.25 percent to 7.00 percent, effective October 30, 2025, and referenced a prior change in September 2025.

These announcements demonstrate how Huntington communicates rate changes that may influence loan pricing and other interest‑sensitive products. While the specific rates are subject to change over time, the pattern of public disclosure is an important aspect of how the bank interacts with customers and markets.

Wealth and asset management activities

Huntington’s broader organization includes wealth and asset management capabilities. A news release regarding The Partner Companies’ strategic investment notes that Capstone Partners, described as a leading middle market investment banking firm, is a subsidiary of Huntington Bancshares Incorporated. Capstone provides investment banking and financial advisory services, including M&A advisory, debt and equity placement, corporate restructuring, valuation, and related services for middle market companies.

Another release concerning Linscomb Wealth, a fee‑only wealth management firm, explains that Linscomb Wealth is a wholly owned subsidiary of Cadence Bank and represents the fiduciary registered investment advisor pillar of Cadence’s wealth services platform. Because Huntington and Cadence have agreed to a merger in which Cadence will be combined into The Huntington National Bank, this transaction, once completed, would bring Cadence’s wealth‑related subsidiaries, including Linscomb Wealth, into the broader Huntington organization, subject to the terms of the merger agreement and any subsequent integration decisions.

Shareholder communications and investor relations

Huntington regularly engages with investors and analysts through earnings releases, conference calls, and presentations. A Form 8‑K dated October 17, 2025 notes that the company issued a news release announcing its earnings for the quarter ended September 30, 2025 and made a Quarterly Financial Supplement available in the Investor Relations section of its website. The same filing describes an earnings conference call hosted by senior management, with webcast and telephone replay details.

In addition, Huntington participates in industry conferences. A December 1, 2025 news release states that the company will present at the 2025 Goldman Sachs Financial Services Conference, with its senior executives scheduled to discuss business trends, financial performance, and strategic matters. A related Form 8‑K dated December 9, 2025 indicates that presentation slides for this conference were furnished as an exhibit and made available to investors.

Regulatory environment and risk disclosures

Huntington’s SEC filings and joint press releases with merger partners contain extensive cautionary language regarding forward‑looking statements. These disclosures identify a range of factors that could affect future results, including changes in economic, political, or industry conditions; inflation and labor market dynamics; volatility in financial markets; changes in U.S. trade policies; the impact of pandemics or other catastrophic events; regulatory developments; interest rate movements; competitive pressures; and the outcomes of proposed mergers.

The company refers investors to its Annual Report on Form 10‑K and Quarterly Reports on Form 10‑Q for more detailed risk factor discussions and financial information. It also notes that registration statements and joint proxy statement/prospectus documents have been filed in connection with merger transactions, and urges shareholders to review those materials because they contain important information about the deals and the companies involved.

Position within commercial banking

Within the commercial banking industry, Huntington characterizes itself as a regional bank holding company serving consumers, businesses, and public sector entities. The bank’s activities, as described in its public communications, include traditional banking, payments, wealth management, and risk management services delivered through a multi‑state branch network and affiliated entities. Its use of mergers, such as the proposed combination with Cadence Bank and the approved merger with Veritex Holdings, Inc., illustrates a strategy of expanding its footprint and capabilities by integrating other regional institutions into The Huntington National Bank.

For investors researching HBAN stock, these disclosures provide a picture of a regional banking organization with a long operating history, a diversified set of customer types, and an active approach to corporate development through acquisitions and capital markets activity. Detailed financial performance, capital ratios, and segment information are available in Huntington’s periodic reports filed with the SEC.