Meridianlink Stock Price, News & Analysis
Company Description
MeridianLink, Inc. (former NYSE: MLNK) is a software company that develops cloud-based digital lending and account opening platforms for financial institutions and consumer reporting agencies. According to company disclosures, MeridianLink’s technology focuses on digital lending, deposit account opening, background screening, and data verification, all connected through a unified data platform known as MeridianLink One. For more than 25 years, MeridianLink has emphasized expanding access to lending for consumers, businesses, and communities.
MeridianLink historically served community banks, credit unions, fintechs, and consumer reporting agencies by providing software that helps them manage loan origination, account opening, credit reporting, analytics, collections, and related workflows. Its platforms are described in company materials as modern software solutions that help customers simplify workflows, improve user experiences, and support efficient growth.
Business model and core platforms
MeridianLink’s business centers on software platforms used across the digital lending lifecycle. Company descriptions highlight a cloud-based, multi-product platform that supports:
- Consumer and mortgage loan origination
- Deposit account opening
- Credit reporting and data access
- Background screening and data verification
- Analytics, collections, and scoring
These capabilities are integrated through the MeridianLink One platform, which leverages shared intelligence from a unified data environment. The company states that this shared data foundation helps customers identify growth opportunities, scale operations, and support compliance efforts while improving experiences for staff and end users.
MeridianLink has also described itself as a provider of lending software platforms for financial institutions, with a focus on community banks and credit unions. Public communications reference a large base of financial institution and reporting agency customers using its software to support digital lending and account opening.
Key solutions and product focus
Based on company news and descriptions, MeridianLink’s solutions include:
- MeridianLink One: A comprehensive banking software platform that spans the digital lending journey, from deposit account opening and consumer and mortgage loan origination to data access and verification, business consulting, analytics, collections, and scoring. Company materials emphasize that the platform is designed to reduce system silos and increase operational efficiency.
- MeridianLink Mortgage: A mortgage loan origination system referenced in multiple announcements, including the launch of MeridianLink Insight for Mortgage, an intelligence and analytics solution tailored for mortgage lending. Insight for Mortgage is described as providing automated data collection, dashboard creation, and report generation using data from the MeridianLink Mortgage LOS platform.
- MeridianLink Consumer and MeridianLink Opening: Solutions mentioned in company and partner releases that support consumer lending and deposit account opening, including integrations that enable streamlined account funding and payment options for new accounts.
- MeridianLink Mortgage Credit Link (MCL): A cloud-based order fulfillment hub used in the mortgage process to streamline ordering of credit and verification data. It has been integrated with the FICO Score Mortgage Simulator to allow mortgage professionals to simulate how changes in credit report data could affect FICO Scores.
Across these offerings, MeridianLink emphasizes cloud delivery, integration with partner technologies, and the use of shared data and analytics to support more efficient lending and account opening processes.
Industry context and customer base
MeridianLink operates in the financial technology segment serving banks, credit unions, fintechs, and consumer reporting agencies. Company statements describe its role in powering digital lending and account opening, and in helping customers modernize their platforms to respond to changing consumer needs. Public communications reference that MeridianLink’s solutions are used by a broad network of community financial institutions and reporting agencies, and that its platform is used to support lending, account opening, and credit reporting activities.
MeridianLink also highlights integrations with other technology providers. For example, its platforms are integrated with payment solutions that enable debit card, ACH, and digital wallet funding for new accounts, and with tools such as the FICO Score Mortgage Simulator to support credit decisioning in mortgage lending.
Corporate status, acquisition, and delisting
MeridianLink was previously listed on the New York Stock Exchange under the ticker symbol MLNK. On August 11, 2025, the company announced that it had entered into an Agreement and Plan of Merger with ML Holdco, an entity affiliated with funds advised by Centerbridge Partners, L.P. Under that agreement, MeridianLink shareholders were to receive cash consideration per share, and MeridianLink would become a private company upon closing of the transaction.
According to a Form 8-K dated October 24, 2025, the acquisition was completed on that date. ML Merger Sub, Inc. merged with and into MeridianLink, Inc., with MeridianLink surviving as a wholly owned subsidiary of ML Holdco, Inc. The same filing notes that a change in control occurred as a result of the merger.
On October 24, 2025, the New York Stock Exchange filed a Form 25 to remove MeridianLink’s common stock from listing and registration under Section 12(b) of the Securities Exchange Act of 1934. The Form 25 identifies MeridianLink, Inc. as the issuer and the NYSE as the exchange, and describes the common stock as the class of securities being removed from listing.
Subsequently, on November 3, 2025, MeridianLink filed a Form 15 to terminate the registration of its common stock under Section 12(g) of the Exchange Act and to suspend its duty to file periodic reports under Sections 13 and 15(d). The Form 15 states that, on October 24, 2025, Merger Sub merged with and into the company, with MeridianLink surviving as a wholly owned subsidiary of ML Holdco, Inc. As a result, MeridianLink’s common stock is no longer listed on a national securities exchange, and the company has suspended its public reporting obligations.
Technology, analytics, and data platform
MeridianLink’s public materials describe a strong focus on data and analytics within its software. The MeridianLink Insight for Mortgage solution is characterized as an intelligence and analytics product that transforms data from the MeridianLink Mortgage loan origination system into dashboards and reports. It is described as offering centralized, real-time analytics, a large number of dynamic dashboards, and support for tailoring reports to specific business objectives.
Company communications also highlight the use of shared intelligence from the MeridianLink One platform to help customers identify growth opportunities, scale operations, and support compliance. Integrations with partners such as FICO and payment providers are presented as ways to enhance decisioning and payment capabilities within the broader platform.
History and longevity
MeridianLink traces its origins back more than 25 years. Company descriptions state that it has prioritized the democratization of lending for consumers, businesses, and communities over that period. Earlier descriptions also reference the company’s work in web-based credit reporting and lending technologies for financial institutions.
Use cases for investors and researchers
Although MeridianLink is now a privately held company and its common stock is no longer listed on the NYSE, the historical MLNK ticker and associated filings remain relevant for investors and researchers studying the company’s public-market history, its role in digital lending technology, and the details of its acquisition by Centerbridge-affiliated entities.