North Dallas Bank & Trust Co. (TX) Stock Price, News & Analysis
Company Description
North Dallas Bank & Trust Co. (NDBT), trading under the symbol NODB on the OTC Bulletin Board, is an independent community bank operating in the commercial banking sector. The company is part of the finance and insurance industry and focuses on serving customers in Texas through traditional banking and related financial services.
According to company disclosures, NDBT was founded in 1961. It describes itself as an independent community bank with five banking centers located in Dallas, Addison, Frisco, Las Colinas, and Plano. The bank is headquartered in Dallas, Texas. NDBT identifies as a Member FDIC and an Equal Housing Lender, underscoring its role within the regulated U.S. banking system.
Business focus and services
NDBT states that it is dedicated to helping people make smarter choices in business and life by offering what it calls authentic banking solutions, wealth management, and online banking tools. These descriptions indicate a focus on core community banking activities and related financial services for individuals and businesses, supported by digital access channels.
As a community bank, NDBT emphasizes service to its local markets in and around North Dallas. Its references to banking solutions, wealth management, and online tools suggest that customers can access both in-person banking at its centers and technology-enabled services for managing accounts and financial planning.
Regulatory status and investor context
NDBT is identified as a Member FDIC, meaning its deposit products fall under the U.S. federal deposit insurance framework, up to applicable limits. The bank also notes its status as an Equal Housing Lender, reflecting adherence to fair housing and lending regulations.
The company’s shares trade under the ticker NODB on the OTCBB (Over-the-Counter Bulletin Board), which is a venue for securities that are not listed on major national exchanges. Public announcements from the bank include regular declarations of cash dividends on its common stock, with the board of directors approving dividends that are described as based on the bank’s financial condition and not guaranteed for the future.
Community orientation and governance
NDBT’s communications highlight a community-oriented culture. The bank describes itself as a Texas community banking organization and references long-standing relationships with its customer base. The election of board members with backgrounds in local business and community service, such as real estate development and nonprofit work in Dallas, supports this community focus.
Board-level decisions, such as the election of new directors and the declaration of dividends, are announced through public news releases. These disclosures provide insight into the bank’s governance practices and its approach to returning capital to shareholders through regular dividends when approved by the board.
Geographic footprint
NDBT’s physical presence is concentrated in the North Texas area. It reports operating five banking centers in Dallas, Addison, Frisco, Las Colinas, and Plano. This footprint aligns with its identity as a regional community bank focused on serving customers in and around the Dallas metropolitan area.
Dividends and shareholder information
Public announcements from NDBT show that its board of directors has repeatedly declared regular cash dividends on its common stock. Each dividend declaration specifies a per-share amount, a record date for shareholders, and a payment date. The bank notes that these dividends are based on its then-current financial condition and that there is no assurance dividends will continue to be paid in the future. This language underscores that dividend payments are at the discretion of the board and depend on financial and regulatory considerations.
Summary
In summary, North Dallas Bank & Trust Co. (NDBT) is a long-established, independent community bank founded in 1961 and headquartered in Dallas, Texas. Operating in the commercial banking segment of the finance and insurance sector, it focuses on serving its North Texas communities through banking solutions, wealth management, and online banking tools. As a Member FDIC and Equal Housing Lender with shares traded on the OTCBB under the symbol NODB, the bank combines a regional community orientation with the disclosure practices of a publicly traded financial institution.
Stock Performance
North Dallas Bank & Trust Co. (TX) (NODB) stock last traded at $67.99. Over the past 12 months, the stock has gained 21.4%. At a market capitalization of $174.7M, NODB is classified as a micro-cap stock with approximately 2.6M shares outstanding.
Latest News
North Dallas Bank & Trust Co. (TX) has 10 recent news articles, with the latest published 4 days ago. Of the recent coverage, 6 articles coincided with positive price movement and 3 with negative movement. Key topics include dividends, earnings, management. View all NODB news →
SEC Filings
Financial Highlights
Upcoming Events
Dividend record date
Dividend payment date
North Dallas Bank & Trust Co. (TX) has 2 upcoming scheduled events. The next event, "Dividend record date", is scheduled for April 17, 2026 (in 25 days). 2 of the upcoming events are financial in nature, such as earnings calls or quarterly results. Investors can track these dates to stay informed about potential catalysts that may affect the NODB stock price.
Short Interest History
Short interest in North Dallas Bank & Trust Co. (TX) (NODB) currently stands at 150 shares, up 50.0% from the previous reporting period, representing 0.0% of the float. Over the past 12 months, short interest has increased by 92.3%. This relatively low short interest suggests limited bearish sentiment. The 5.2 days to cover indicates moderate liquidity for short covering.
Days to Cover History
Days to cover for North Dallas Bank & Trust Co. (TX) (NODB) currently stands at 5.2 days, up 417% from the previous period. This moderate days-to-cover ratio suggests reasonable liquidity for short covering, requiring about a week of average trading volume. The days to cover has increased 417% over the past year, indicating either rising short interest or declining trading volume. The ratio has shown significant volatility over the period, ranging from 1.0 to 5.2 days.
NODB Company Profile & Sector Positioning
North Dallas Bank & Trust Co. (TX) (NODB) operates in the Banks - Regional industry within the broader Financial Services sector and is listed on the OTC Link.
Investors comparing NODB often look at related companies in the same sector, including Taylor Calvin B Bankshares Inc (TYCB), Embassy Bancorp (EMYB), Pb Finl (PBNC), Marquette Natl (MNAT), and Pinnacle Bank (PBNK). Comparing financial metrics, valuation ratios, and stock performance across these peers can help investors evaluate NODB's relative position within its industry.