Abacus Global (ABL) insider sale offsets RSU tax withholding obligations

Rhea-AI Filing Summary

Abacus Global Management, Inc. Co-Founder and President Kirby Kevin Scott reported a mix of equity compensation activity and related tax sales. On February 13, 2026, he acquired 8,000 shares of common stock at $8.40 per share through a grant/award as restricted stock units vested.

On February 18, 2026, he sold 2,386 shares of common stock in an open-market transaction at $8.383 per share to cover tax withholding obligations tied to that RSU vesting. After these transactions, he directly held 12,464,670 common shares and indirectly held 86,207 shares through an LLC jointly owned with his spouse, along with additional time-based RSUs scheduled to vest over future dates.

Insights

Equity compensation and governance analyst

Routine RSU vesting with tax sell-to-cover; overall impact neutral.

The filing shows Kirby Kevin Scott receiving 8,000 common shares as RSUs vested, a standard equity compensation event intended to align management with shareholders. The shares were recorded at a price of $8.40 per share.

To satisfy tax withholding from this vesting, he executed an open-market sale of 2,386 shares at $8.383 per share under a "sell to cover" election. This structure indicates the sale was driven by tax obligations rather than a discretionary reduction in exposure.

Following these transactions, he directly owned 12,464,670 shares and indirectly held 86,207 shares via an LLC jointly owned with his spouse, plus 81,856 time-based RSUs granted on April 3, 2025 and additional RSUs from a February 13, 2024 grant. These figures underscore a substantial continuing equity stake, suggesting unchanged long-term alignment, based solely on the disclosed data.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Kirby Kevin Scott

(Last) (First) (Middle)

2101 PARK CENTER DRIVE, SUITE 200

(Street)

ORLANDO FL 32835

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Abacus Global Management, Inc. [ ABX ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director	X	10% Owner
X	Officer (give title below)		Other (specify below)
	Co-Founder and President

3. Date of Earliest Transaction (Month/Day/Year)
02/13/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/13/2026		A		8,000	A	$8.4	12,467,056(1)(2)	D
Common Stock	02/18/2026		S		2,386	D	$8.383	12,464,670(3)	D
Common Stock								86,207	I	By LLC jointly owned with spouse

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Includes 8,000 shares of Common Stock that vested on February 13, 2026 (in connection with the Issuer's grant of 24,000 Restricted Stock Units (RSUs) to the Reporting Person on February 13, 2024 with a third of the total amount granted on each of the first three anniversaries of the grant date).

2. Includes certain time-based RSUs that remain outstanding that will vest and be converted to a like number of the Issuer's Common Stock that were previously reported on Table II, including 81,856 time-based RSUs, granted on April 3, 2025, a third of which will vest on each of March 27, 2026, March 27, 2027 and March 27, 2028, and including RSUs granted to the Reporting Person on February 13, 2024, a third of which vest on each anniversary of the grant, with 8,000 remaining and scheduled to vest on February 13, 2027.

3. Includes the sale reported on this Form 4, which represents shares sold by the Reporting Person to cover tax withholding obligations in connection with the vesting and settlement of RSUs. The Reporting Person has elected to satisfy tax withholding obligations through a "sell to cover" transaction.

Remarks:

	Kevin Scott Kirby	02/18/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
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FAQ

What insider transactions did Abacus Global (ABL) report for Kirby Kevin Scott?

Abacus Global reported that Co-Founder and President Kirby Kevin Scott received 8,000 common shares from vested RSUs, then sold 2,386 shares in the open market. The sale was specifically used to cover tax withholding obligations linked to this vesting, according to the filing’s footnotes.

How many Abacus Global shares did Kirby Kevin Scott sell, and at what price?

Kirby Kevin Scott sold 2,386 Abacus Global common shares at an average price of $8.383 per share. The filing explains this was a sell-to-cover transaction, executed to satisfy tax withholding obligations generated by the vesting and settlement of previously granted restricted stock units.

What shares did Kirby Kevin Scott acquire in the latest Abacus Global Form 4?

In the Form 4, Scott is shown acquiring 8,000 shares of Abacus Global common stock at $8.40 per share. These shares reflect vested restricted stock units from a February 13, 2024 grant, with one-third vesting on each of the first three anniversaries of the grant date.

How many Abacus Global shares does Kirby Kevin Scott own after these transactions?

After the reported transactions, Scott directly owns 12,464,670 Abacus Global common shares. He also indirectly holds 86,207 additional shares through an LLC jointly owned with his spouse, as disclosed in the filing, along with various outstanding time-based restricted stock units scheduled to vest over future dates.

What future Abacus Global RSU vesting is disclosed for Kirby Kevin Scott?

The filing notes 81,856 time-based RSUs granted on April 3, 2025, vesting in equal thirds on March 27, 2026, 2027, and 2028. It also mentions remaining RSUs from a February 13, 2024 grant, including 8,000 units scheduled to vest on February 13, 2027, converting into common stock.

How are Kirby Kevin Scott’s indirect Abacus Global holdings structured?

Scott’s indirect ownership includes 86,207 Abacus Global common shares held by an LLC jointly owned with his spouse. The filing classifies this stake as indirect ownership, reflecting that the shares are legally held through the LLC entity rather than directly in his personal name.