Abacus Global (ABL) president reports RSU vest and tax share sale

Rhea-AI Filing Summary

Abacus Global Management, Inc. Co-Founder and President Sean McNealy reported equity compensation activity and a related tax sale of common stock. On February 13, 2026, 8,000 shares of common stock vested in connection with previously granted restricted stock units, increasing his directly held shares.

On February 18, 2026, McNealy sold 2,386 shares of common stock at $8.383 per share, which the filing states were sold to cover tax withholding obligations through a “sell to cover” transaction. After these transactions, he directly held 12,464,970 shares and indirectly held 86,207 shares through an LLC jointly owned with his spouse.

The filing also notes time-based RSUs that remain outstanding, including 81,856 RSUs granted on April 3, 2025, scheduled to vest in thirds on March 27, 2026, March 27, 2027 and March 27, 2028, and 8,000 RSUs from a February 13, 2024 grant scheduled to vest on February 13, 2027.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

McNealy Sean

(Last) (First) (Middle)

2101 PARK CENTER DRIVE, SUITE 200

(Street)

ORLANDO FL 32835

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Abacus Global Management, Inc. [ ABX ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	X	10% Owner
X	Officer (give title below)		Other (specify below)
	Co-Founder and President

3. Date of Earliest Transaction (Month/Day/Year)
02/13/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/13/2026		A		8,000	A	$8.4	12,467,356(1)(2)	D
Common Stock	02/18/2026		S		2,386	D	$8.383	12,464,970(3)	D
Common Stock								86,207	I	By LLC jointly owned with spouse

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Includes 8,000 shares of Common Stock that vested on February 13, 2026 (in connection with the Issuer's grant of 24,000 Restricted Stock Units (RSUs) to the Reporting Person on February 13, 2024 with a third of the total amount granted on each of the first three anniversaries of the grant date).

2. Includes certain time-based RSUs that remain outstanding that will vest and be converted to a like number of the Issuer's Common Stock that were previously reported on Table II, including 81,856 time-based RSUs granted on April 3, 2025, a third of which will vest on each of March 27, 2026, March 27, 2027 and March 27, 2028, and including RSUs granted to the Reporting Person on February 13, 2024, a third of which vest on each anniversary of the grant with 8,000 remaining and scheduled to vest on February 13, 2027.

3. Includes the sale reported on this Form 4, which represents shares sold by the Reporting Person to cover tax withholding obligations in connection with the vesting and settlement of RSUs. The Reporting Person has elected to satisfy tax withholding obligations through a "sell to cover" transaction.

Remarks:

	Sean McNealy	02/18/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
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FAQ

What insider transactions did Abacus Global (ABL) report for Sean McNealy?

Sean McNealy reported an 8,000-share vesting of common stock from restricted stock units on February 13, 2026, and a sale of 2,386 shares on February 18, 2026. The sale was used to cover tax withholding obligations tied to the RSU vesting.

How many Abacus Global (ABL) shares did Sean McNealy sell and at what price?

Sean McNealy sold 2,386 shares of Abacus Global common stock at $8.383 per share on February 18, 2026. The filing explains these shares were sold specifically to satisfy tax withholding obligations from the vesting and settlement of restricted stock units.

Was Sean McNealy’s Abacus Global (ABL) share sale a discretionary open-market sale?

The filing states the 2,386 shares sold by Sean McNealy represent a “sell to cover” transaction to meet tax withholding obligations from RSU vesting. This indicates the sale was executed for tax purposes rather than as a discretionary reduction of his investment position.

How many Abacus Global (ABL) shares does Sean McNealy hold after these transactions?

After the reported transactions, Sean McNealy directly held 12,464,970 shares of Abacus Global common stock. He also indirectly held 86,207 shares through an LLC jointly owned with his spouse, reflecting a substantial continuing ownership stake in the company.

What restricted stock units (RSUs) remain outstanding for Sean McNealy at Abacus Global (ABL)?

Outstanding RSUs include 81,856 time-based RSUs granted April 3, 2025, vesting in three equal parts on March 27, 2026, 2027 and 2028. Additionally, 8,000 RSUs from a February 13, 2024 grant remain scheduled to vest on February 13, 2027, subject to applicable conditions.

How were the 8,000 Abacus Global (ABL) shares acquired by Sean McNealy on February 13, 2026?

The 8,000 shares acquired on February 13, 2026 arose from the vesting of restricted stock units granted February 13, 2024. That grant covered 24,000 RSUs, vesting in three equal annual installments on each of the first three anniversaries of the grant date.