STOCK TITAN
  1. Home
  2. Sec-filings
  3. ACIC
  4. [Form 4] AMERICAN COASTAL INSURANCE Corp Insider Trading Activity

ACIC (ACIC) awards options, PSUs and RSUs to underwriting chief

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

AMERICAN COASTAL INSURANCE Corp Chief Underwriting Officer Troy J. Crawford received new equity-based compensation awards. He was granted nonqualified stock options for 11,038 shares of common stock at an exercise price of $10.59 per share, plus 16,525 performance stock units and 8,263 restricted stock units.

The options and restricted stock units vest over three years in roughly equal annual installments. The performance stock units also vest over three years, and the actual shares delivered can range from 0% to 150% of the granted units based on specified performance factors.

Positive

  • None.

Negative

  • None.
Insider Crawford Troy J
Role Chief Underwriting Officer
Type Security Shares Price Value
Grant/Award Restricted Stock Units 8,263 $0.00 --
Grant/Award Performance Stock Units 16,525 $0.00 --
Grant/Award Nonqualified Stock Options 11,038 $0.00 --
Holdings After Transaction: Restricted Stock Units — 8,263 shares (Direct, null); Performance Stock Units — 16,525 shares (Direct, null); Nonqualified Stock Options — 11,038 shares (Direct, null)
Footnotes (1)
  1. Each stock unit represents a conditional right to receive one share of the company's common stock. The restricted stock units are subject to vesting over three years with one third, rounded down to the nearest whole share of stock, vesting in each period. The performance units are subject to vesting over three years with one third, rounded down to the nearest whole share of stock, vesting in each period. The number of shares of common stock that will be delivered for each performance stock unit depends on the achievement of certain performance factors. Depending on actual performance, the number of shares of common stock delivered upon the vesting date (based on the terms outlined in the respective award agreement) can range from 0% to 150% of the number presented above. Exercise of the nonqualified award is subject to vesting over three years with one third, rounded down to the nearest whole share of stock, becoming exercisable in each period.
Nonqualified stock options granted 11,038 options Grant to Chief Underwriting Officer on May 12, 2026
Option exercise price $10.59/share Exercise price for 11,038 nonqualified stock options
Performance stock units granted 16,525 units Grant of performance stock units on May 12, 2026
Restricted stock units granted 8,263 units Grant of restricted stock units on May 12, 2026
Performance payout range 0%–150% of units Shares delivered per performance stock unit based on factors
Option expiration date May 12, 2036 Expiration of nonqualified stock options if unexercised
Vesting period 3 years Applies to options, RSUs, and performance stock units
Nonqualified Stock Options financial
"security_title: "Nonqualified Stock Options""
A nonqualified stock option is a company-issued right that lets an employee or contractor buy shares later at a preset price, like a coupon to purchase stock regardless of the market price. It matters to investors because when the option is used the recipient owes ordinary-income tax on the difference between market and preset price, which affects the holder’s financial decisions and can change the company’s share count and reported expenses.
Performance Stock Units financial
"security_title: "Performance Stock Units""
Performance stock units are a type of company award that grants employees shares of stock only if certain performance goals are met. They motivate employees to work toward specific company achievements, aligning their interests with those of shareholders. For investors, they can influence a company's future stock supply and reflect management’s confidence in reaching key targets.
Restricted Stock Units financial
"security_title: "Restricted Stock Units""
Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.
vesting financial
"subject to vesting over three years with one third vesting in each period"
Vesting is the process by which you earn full ownership of something, like company stock or a retirement benefit, over time. It’s like earning the right to keep a gift piece by piece the longer you stay with a company, making sure employees stay committed before they receive all the benefits.
exercise price financial
"conversion_or_exercise_price: "10.5900""
The exercise price is the fixed amount at which you can buy or sell an asset, like a stock, when using an options contract. It matters because it helps determine whether exercising the option will be profitable or not, depending on the current market price. Think of it as the set price you agree on today to buy or sell later.
Form 4 Insider Transactions: What Each Field Means →
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Crawford Troy J
(Last)(First)(Middle)
570 CARILLON PARKWAY, SUITE 100
(Street)
ST. PETERSBURG FLORIDA 33716
(City)(State)(Zip)
UNITED STATES
(Country)		2. Issuer Name and Ticker or Trading Symbol
AMERICAN COASTAL INSURANCE Corp [ ACIC ] 		5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
Chief Underwriting Officer
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
05/12/2026		6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Restricted Stock Units(1)05/12/2026A8,263 (2) (2)Common Stock8,263$0.008,263D
Performance Stock Units(1)05/12/2026A16,525 (3) (4)Common Stock16,525$0.0016,525D
Nonqualified Stock Options$10.5905/12/2026A11,038 (5)05/12/2036Common Stock11,038$0.0011,038D
Explanation of Responses:
1. Each stock unit represents a conditional right to receive one share of the company's common stock.
2. The restricted stock units are subject to vesting over three years with one third, rounded down to the nearest whole share of stock, vesting in each period.
3. The performance units are subject to vesting over three years with one third, rounded down to the nearest whole share of stock, vesting in each period.
4. The number of shares of common stock that will be delivered for each performance stock unit depends on the achievement of certain performance factors. Depending on actual performance, the number of shares of common stock delivered upon the vesting date (based on the terms outlined in the respective award agreement) can range from 0% to 150% of the number presented above.
5. Exercise of the nonqualified award is subject to vesting over three years with one third, rounded down to the nearest whole share of stock, becoming exercisable in each period.
/s/ Alexander Baty, Attorney-in-Fact for Troy Crawford05/14/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR

FAQ

What insider transactions did ACIC’s Troy J. Crawford report on this Form 4?

Troy J. Crawford reported grants of equity awards, not open-market trades. He received nonqualified stock options, performance stock units, and restricted stock units that provide future rights to ACIC common stock, subject to vesting and, for performance units, meeting performance conditions.

How many stock options and units did ACIC grant to Troy J. Crawford?

Troy J. Crawford received 11,038 nonqualified stock options, 16,525 performance stock units, and 8,263 restricted stock units. Each unit generally represents a conditional right to receive one share of ACIC common stock, depending on time-based vesting and, for performance units, performance outcomes.

What are the key terms of Troy J. Crawford’s nonqualified stock options at ACIC?

The nonqualified stock options cover 11,038 shares of ACIC common stock at an exercise price of $10.59 per share. They are subject to vesting over three years, with roughly one-third of the options becoming exercisable in each vesting period according to the award terms.

How do the performance stock units granted to ACIC’s Troy J. Crawford work?

Troy J. Crawford’s 16,525 performance stock units vest over three years, with about one-third vesting each period. The actual shares delivered at vesting can range from 0% to 150% of the granted units, depending on achievement of specified performance factors in the award agreement.

What are the vesting terms for Troy J. Crawford’s restricted stock units at ACIC?

The 8,263 restricted stock units granted to Troy J. Crawford vest over three years. Approximately one-third of the units, rounded down to the nearest whole share, vest in each annual period, providing time-based incentives linked to continued service with AMERICAN COASTAL INSURANCE Corp.