[SCHEDULE 13G/A] American Coastal Insurance Corporation SEC Filing

Rhea-AI Filing Summary

Leah Anneberg Peed reports beneficial ownership of 2,941,674 shares of American Coastal Insurance Corp, equal to 6.0% of the class. The filing discloses that Ms. Peed has sole dispositive power over these shares but no sole voting power; a voting proxy dated August 2016 grants voting authority for her shares to R. Daniel Peed. The statement affirms the shares were not acquired to change or influence control of the issuer.

The filing is a routine Schedule 13G/A disclosure that quantifies a meaningful minority stake above the 5% reporting threshold and clarifies voting and disposition rights, providing transparency about who can direct votes and who controls sales of the position.

Positive

• Beneficial ownership disclosed: Holds 2,941,674 shares (6.0%), meeting the >5% reporting threshold
• Clear dispositive authority: Reporting person has sole dispositive power over the shares, clarifying sale/control rights
• Transparency on voting arrangement: Filing explicitly states a voting proxy exists, identifying who holds voting authority

Negative

• No sole voting power: Reporting person has 0 shares of sole voting power and delegated voting via proxy
• No indication of control: Despite >5% ownership, the filing shows voting rights are proxied, not exercised directly by the reporting person

Insights

Corporate Governance Expert

TL;DR The filing discloses a >5% passive stake but no direct voting control; voting power is proxied to a third party.

The filing identifies a 6.0% beneficial stake held by Leah Anneberg Peed with sole dispositive power but no sole voting power. Voting authority has been delegated via a proxy to R. Daniel Peed dated August 2016, which separates economic ownership from voting control. For governance analysis, this means the economic interest is significant but responsibility for vote decisions lies with the proxyholder, reducing direct governance influence by the named filing person.

Securities Analyst

TL;DR A 6.0% disclosed position is material for reporting and market transparency but does not indicate a change in control.

The Schedule 13G/A reports 2,941,674 shares (6.0%) beneficially owned with sole dispositive power and shared voting power of 2,941,674 due to a voting proxy. This meets the regulatory threshold for disclosure and clarifies the holder's ability to sell shares while delegating voting. The filing contains no earnings, transactions, or other events altering company operations; its primary impact is informational for investors and regulators.

SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

SCHEDULE 13G

UNDER THE SECURITIES EXCHANGE ACT OF 1934

(Amendment No. 2)

AMERICAN COASTAL INSURANCE Corp

(Name of Issuer)

Common Stock, $.0001 par value

(Title of Class of Securities)

910710102

(CUSIP Number)

06/30/2025

(Date of Event Which Requires Filing of this Statement)

Check the appropriate box to designate the rule pursuant to which this Schedule is filed:

Rule 13d-1(b)

Rule 13d-1(c)

Rule 13d-1(d)

SCHEDULE 13G

CUSIP No. 910710102

1

Names of Reporting Persons

Peed Leah Anneberg

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

UNITED STATES

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 0.00
6	Shared Voting Power 2,941,674.00
7	Sole Dispositive Power 2,941,674.00
8	Shared Dispositive Power 0.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

2,941,674.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

6.0 %

12

Type of Reporting Person (See Instructions)

IN

SCHEDULE 13G

Item 1.
(a)	Name of issuer: AMERICAN COASTAL INSURANCE Corp
(b)	Address of issuer's principal executive offices: 570 CARILLON PARKWAY, SUITE 100, SAINT PETERSBURG, FLORIDA, 33716
Item 2.
(a)	Name of person filing: This filing is being made on behalf of Leah Anneberg Peed.
(b)	Address or principal business office or, if none, residence: 570 Carillon Parkway, Suite 100 St. Petersburg, FL 33716
(c)	Citizenship: Ms. Peed is a citizen of the United States of America.
(d)	Title of class of securities: Common Stock, $.0001 par value
(e)	CUSIP No.: 910710102
Item 3.	If this statement is filed pursuant to §§ 240.13d-1(b) or 240.13d-2(b) or (c), check whether the person filing is a:
(a)	Broker or dealer registered under section 15 of the Act (15 U.S.C. 78o);
(b)	Bank as defined in section 3(a)(6) of the Act (15 U.S.C. 78c);
(c)	Insurance company as defined in section 3(a)(19) of the Act (15 U.S.C. 78c);
(d)	Investment company registered under section 8 of the Investment Company Act of 1940 (15 U.S.C. 80a-8);
(e)	An investment adviser in accordance with § 240.13d-1(b)(1)(ii)(E);
(f)	An employee benefit plan or endowment fund in accordance with § 240.13d-1(b)(1)(ii)(F);
(g)	A parent holding company or control person in accordance with § 240.13d-1(b)(1)(ii)(G);
(h)	A savings associations as defined in Section 3(b) of the Federal Deposit Insurance Act (12 U.S.C. 1813);
(i)	A church plan that is excluded from the definition of an investment company under section 3(c)(14) of the Investment Company Act of 1940 (15 U.S.C. 80a-3);
(j)	A non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J). If filing as a non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J), please specify the type of institution:
(k)	Group, in accordance with Rule 240.13d-1(b)(1)(ii)(K).
Item 4.	Ownership
(a)	Amount beneficially owned: Ms. Peed beneficially owns 2,941,674 shares of common stock of the Issuer.
(b)	Percent of class: 6.0%
(c)	Number of shares as to which the person has:
	(i) Sole power to vote or to direct the vote: Ms. Peed has sole power to vote or direct the vote of 0 shares.
	(ii) Shared power to vote or to direct the vote: Pursuant to a voting proxy dated August 2016, Ms. Peed granted a proxy to vote her 2,941,674 Shares to R. Daniel Peed.
	(iii) Sole power to dispose or to direct the disposition of: Ms. Peed has sole power to dispose or direct the disposition of 2,941,674 shares.
	(iv) Shared power to dispose or to direct the disposition of: Ms. Peed has shared power to dispose or to direct the disposition of 0 shares.
Item 5.	Ownership of 5 Percent or Less of a Class.
Item 6.	Ownership of more than 5 Percent on Behalf of Another Person.
	Not Applicable
Item 7.	Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on by the Parent Holding Company or Control Person.
	Not Applicable
Item 8.	Identification and Classification of Members of the Group.
	Not Applicable
Item 9.	Notice of Dissolution of Group.
	Not Applicable

Item 10.

Certifications:

By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect, other than activities solely in connection with a nomination under § 240.14a-11.

SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

Peed Leah Anneberg

Signature:	Leah Anneberg Peed
Name/Title:	Leah Anneberg Peed
Date:	08/08/2025

FAQ

How many shares of ACIC does Leah Anneberg Peed report owning?

2,941,674 shares beneficially owned, representing 6.0% of the common stock reported in the filing.

Does Leah Anneberg Peed control the voting for her ACIC shares?

No. The filing discloses 0 shares of sole voting power and states a voting proxy dated August 2016 grants voting authority to R. Daniel Peed.

Can Leah Anneberg Peed sell the ACIC shares she owns?

Yes. The filing states Ms. Peed has sole dispositive power over the 2,941,674 shares, indicating authority to direct disposition.

Is this filing an indication of an attempt to change control at ACIC?

The filing includes a certification stating the securities were not acquired to change or influence control of the issuer.

What type of SEC filing is this for ACIC?

This document is a Schedule 13G/A disclosure reflecting beneficial ownership above the 5% threshold.