[Form 3] ACI WORLDWIDE, INC. Initial Statement of Beneficial Ownership

Rhea-AI Filing Summary

Todd R. Ford, a director of ACI Worldwide, Inc. (ACIW), reported initial beneficial ownership on a Form 3 for 3,230 shares of Common Stock held directly as of the 09/25/2025 event date. The filing states these represent restricted stock units granted under the company's 2020 Equity and Performance Incentive Plan, which vest on the earlier of the grant anniversary, the day before the next annual meeting, or a change in control.

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person^*

Ford Todd R

(Last) (First) (Middle)

6060 COVENTRY DRIVE

(Street)

ELKHORN NE 68022

(City) (State) (Zip)

2. Date of Event Requiring Statement (Month/Day/Year)
09/25/2025

3. Issuer Name and Ticker or Trading Symbol
ACI WORLDWIDE, INC. [ ACIW ]

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

5. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Common Stock	3,230(1)	D

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents shares of restricted stock units awarded pursuant to the Company's 2020 Equity and Performance Incentive Plan, as amended. The restricted shares vest on the earlier to occur of (i) anniversary of the date of grant, (ii) the day immediately prior to the date of the Company's next annual meeting of the stockholders, or (iii) a change in control of the Company.

Remarks:

	Todd R Ford	10/03/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
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FAQ

What did Todd R. Ford report on the Form 3 for ACIW?

The Form 3 reports 3,230 shares of Common Stock held directly, representing restricted stock units awarded under the company's 2020 Equity and Performance Incentive Plan.

What is Todd R. Ford's relationship to ACIW?

He is reported as a Director of ACI Worldwide, Inc.

When is the event date reported on the Form 3?

The Date of Event Requiring Statement is 09/25/2025.

How and when do the reported restricted shares vest?

The restricted shares vest on the earlier of: (i) the anniversary of grant, (ii) the day before the company's next annual meeting, or (iii) a change in control.

Was the ownership reported as direct or indirect?

The filing shows ownership as Direct (D).