ACI Worldwide Director Offloads 4,500 Shares: What Investors Should Know

Rhea-AI Filing Summary

ACI Worldwide director Janet O Estep reported a significant insider transaction on Form 4, disclosing the sale of 4,500 shares of common stock on June 18, 2025 at a price of $44.66 per share.

Following this transaction, Estep retains direct beneficial ownership of 77,631 shares of ACI Worldwide common stock. The sale represents approximately 5.5% reduction in her direct holdings.

This insider sale was executed as a standard market transaction, and the reporting person has provided the standard undertaking to furnish additional transaction details to the SEC staff, issuer, or security holders upon request.

Positive

• None.

Negative

• Director Janet O Estep sold 4,500 shares worth approximately $201,000 at $44.66 per share, though retaining a significant position of 77,631 shares

Insider Trade Summary

Net Seller: 4,500 shares ($200,970)

Net Sell 1 txn

Insider ESTEP JANET O

Role Director

Sold 4,500 shs ($201K)

Type	Security	Shares	Price	Value
Sale	Common Stock	4,500	$44.66	$201K

Holdings After Transaction: Common Stock — 77,631 shares (Direct)

Footnotes (1)

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

ESTEP JANET O

(Last) (First) (Middle)

6060 COVENTRY DRIVE

(Street)

ELKHORN NE 68022

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
ACI WORLDWIDE, INC. [ ACIW ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
06/18/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	06/18/2025		S		4,500	D	$44.66(1)	77,631	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Upon request, the reporting person hereby undertakes to provide to the SEC staff, the issuer or a security holder of the issuer full information regarding the number of shares and prices at which the transaction was effected.

	Janet O Estep	06/20/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

How many ACIW shares did Janet O Estep sell on June 18, 2025?

According to the Form 4 filing, Janet O Estep sold 4,500 shares of ACI Worldwide (ACIW) common stock on June 18, 2025 at a price of $44.66 per share.

What is Janet O Estep's position at ACIW?

According to the Form 4 filing, Janet O Estep serves as a Director of ACI Worldwide, Inc. (ACIW), as indicated by the 'X' marked in the Director box under Section 5 of the form.

How many ACIW shares does Janet Estep own after the June 18, 2025 transaction?

Following the reported transaction, Janet O Estep directly owns 77,631 shares of ACI Worldwide (ACIW) common stock, as indicated in Table I of the Form 4 filing.

What was the total value of ACIW shares sold by Janet Estep in this transaction?

Based on the reported sale of 4,500 shares at $44.66 per share, the total value of the transaction was approximately $200,970.