Insider tax share surrender by ACI Worldwide (ACIW) GM of Speedpay

Rhea-AI Filing Summary

ACI Worldwide, Inc. officer Ronald Craig Shultz disposed of common stock to cover taxes on vesting stock units. On February 11, 2026, he surrendered 371 shares at $40.33 per share and separately surrendered 743 shares at the same price in dispositions to the issuer.

According to the footnotes, these shares were turned in to pay tax liabilities triggered by the vesting of 749 and 1,498 restricted stock units granted on May 11, 2023. Following these transactions, Shultz held 39,794 shares of ACI Worldwide common stock directly.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider Shultz Ronald Craig

Role GM, ACI Speedpay

Type	Security	Shares	Price	Value
Disposition	Common Stock	371	$40.33	$15K
Disposition	Common Stock	743	$40.33	$30K

Holdings After Transaction: Common Stock — 40,537 shares (Direct)

Footnotes (1)

1. Represents shares surrendered by the reporting person to pay the tax liability due upon the vesting of 749 shares, representing one twelfth of the restricted stock units granted on May 11, 2023. Represents shares surrendered by the reporting person to pay the tax liability due upon the vesting of 1,498 shares, representing one twelfth of the restricted stock units granted on May 11, 2023.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Shultz Ronald Craig

(Last) (First) (Middle)

6060 COVENTRY DRIVE

(Street)

ELKHORN NE 68022

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
ACI WORLDWIDE, INC. [ ACIW ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	GM, ACI Speedpay

3. Date of Earliest Transaction (Month/Day/Year)
02/11/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/11/2026		D		371(1)	D	$40.33	40,537	D
Common Stock	02/11/2026		D		743(2)	D	$40.33	39,794	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents shares surrendered by the reporting person to pay the tax liability due upon the vesting of 749 shares, representing one twelfth of the restricted stock units granted on May 11, 2023.

2. Represents shares surrendered by the reporting person to pay the tax liability due upon the vesting of 1,498 shares, representing one twelfth of the restricted stock units granted on May 11, 2023.

	Ronald Craig Shultz	02/13/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did ACIW officer Ronald Craig Shultz report?

Ronald Craig Shultz reported disposing of ACI Worldwide common shares to the issuer. He surrendered 371 shares and 743 shares on February 11, 2026 at $40.33 per share to satisfy tax obligations from vesting restricted stock units granted in May 2023.

Was the ACIW insider transaction an open-market sale of shares?

No, the Form 4 shows dispositions to the issuer, not open-market sales. The footnotes clarify Shultz surrendered shares back to ACI Worldwide to pay tax liabilities arising from the vesting of restricted stock units that were granted on May 11, 2023.

How many ACIW shares did Ronald Craig Shultz surrender for taxes?

Shultz surrendered two blocks of ACI Worldwide common stock: 371 shares and 743 shares. Both transactions occurred on February 11, 2026 at a price of $40.33 per share and were described as shares surrendered to cover tax liabilities on vesting stock units.

What awards caused the tax liability for the ACIW insider?

The tax liability arose from the vesting of restricted stock units granted to Shultz on May 11, 2023. One vesting involved 749 units and another 1,498 units, representing scheduled portions of the original grant, prompting share surrenders to fund the associated tax obligations.

How many ACIW shares does Ronald Craig Shultz own after the transactions?

After the reported dispositions, Shultz directly owned 39,794 shares of ACI Worldwide common stock. This figure reflects his beneficial ownership following the surrender of 371 and 743 shares to the issuer for tax withholding tied to vesting restricted stock units.

What is Ronald Craig Shultz’s role at ACI Worldwide (ACIW)?

Ronald Craig Shultz is an officer of ACI Worldwide, serving as GM, ACI Speedpay. The Form 4 identifies him as an officer rather than a director or 10% owner, and reports his personal equity-related tax withholding transactions involving ACI Worldwide common stock.