Comp grant and tax share surrender at ACI Worldwide (NASDAQ: ACIW)

Rhea-AI Filing Summary

ACI Worldwide GM Ronald Craig Shultz reported compensation-related share movements. He received 13,894 shares of common stock as performance shares earned under the company’s 2020 Equity and Performance Incentive Plan for the period from May 11, 2023 through February 28, 2026. To cover tax liability upon vesting, 6,837 shares were surrendered back to the company at $41.24 per share. After these transactions, he directly holds 63,417 shares of ACI Worldwide common stock.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider Shultz Ronald Craig

Role GM, ACI Speedpay

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	13,894	$0.00	--
Disposition	Common Stock	6,837	$41.24	$282K

Holdings After Transaction: Common Stock — 70,254 shares (Direct)

Footnotes (1)

1. The performance shares were granted pursuant to the Company's 2020 Equity and Performance Incentive Plan, as amended. The performance shares were earned upon the attainment of certain performance objectives for the period May 11, 2023 through February 28, 2026. Represents shares surrendered by the reporting person to pay the tax liability due upon the vesting of performance shares.

Key Figures

Performance shares granted: 13,894 shares Shares surrendered for taxes: 6,837 shares Surrender price per share: $41.24 per share +2 more

5 metrics

Performance shares granted 13,894 shares Earned for performance period May 11, 2023–February 28, 2026

Shares surrendered for taxes 6,837 shares Returned to issuer to pay tax liability on vesting

Surrender price per share $41.24 per share Value applied to shares surrendered for tax liability

Shares held after grant 70,254 shares Direct holdings after performance shares credited

Shares held after tax surrender 63,417 shares Final direct holdings following both transactions

Key Terms

performance shares, 2020 Equity and Performance Incentive Plan, vesting, tax liability, +1 more

5 terms

performance shares financial

"The performance shares were earned upon the attainment of certain performance objectives"

Performance shares are a type of company stock given to executives or employees that only become theirs if the company meets specific goals, like hitting certain profits or growth targets. They motivate leaders to work toward the company’s success, because their additional shares depend on achieving these results.

2020 Equity and Performance Incentive Plan financial

"The performance shares were granted pursuant to the Company's 2020 Equity and Performance Incentive Plan"

vesting financial

"tax liability due upon the vesting of performance shares"

Vesting is the process by which you earn full ownership of something, like company stock or a retirement benefit, over time. It’s like earning the right to keep a gift piece by piece the longer you stay with a company, making sure employees stay committed before they receive all the benefits.

tax liability financial

"Represents shares surrendered by the reporting person to pay the tax liability"

disposition to issuer financial

"transaction_code_description: Disposition to issuer"

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Shultz Ronald Craig

(Last) (First) (Middle)

6060 COVENTRY DRIVE

(Street)

ELKHORN NEBRASKA 68022

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
ACI WORLDWIDE, INC. [ ACIW ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	GM, ACI Speedpay

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
04/13/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	04/13/2026		A		13,894(1)	A	$0	70,254	D
Common Stock	04/13/2026		D		6,837(2)	D	$41.24	63,417	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The performance shares were granted pursuant to the Company's 2020 Equity and Performance Incentive Plan, as amended. The performance shares were earned upon the attainment of certain performance objectives for the period May 11, 2023 through February 28, 2026.

2. Represents shares surrendered by the reporting person to pay the tax liability due upon the vesting of performance shares.

Remarks:

	Ronald Craig Shultz	04/15/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)