ACRES director granted 5,555 restricted shares

Edwards Karen K reported acquisition or exercise transactions in this Form 4 filing.

Rhea-AI Filing Summary

Edwards Karen K reported acquisition or exercise transactions in this Form 4 filing.

ACRES Commercial Realty Corp. director Karen K. Edwards reported receiving a grant of 5,555 shares of restricted common stock. This equity award was made at a stated price of $0.00 per share as a non-cash compensation grant.

According to the grant terms, the 5,555 restricted shares will vest over four years, with 25% vesting each year beginning on March 5, 2027. Following this award, Edwards directly holds a total of 15,079 shares of the company’s common stock. The shares are granted under the company’s Third Amended & Restated Omnibus Equity Compensation Plan as compensation for her service as a director.

Insider Trade Summary

Grant/Award: 5,555 shares

Grant/Award 1 txn

Insider Edwards Karen K

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	5,555	$0.00	$0.00

Holdings After Transaction: Common Stock — 15,079 shares (Direct)

Footnotes (1)

1. F1. The reporting person has been granted 5,555 shares of restricted common stock under the Issuer's Third Amended & Restated Omnibus Equity Compensation Plan. These shares will vest over four years, with 25% vesting per year beginning on March 5, 2027, and are receivable on account of the reporting person's service as a director of the Company and without additional consideration.

FAQ

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What did ACRES Commercial Realty Corp. (ACR) director Karen Edwards report on this Form 4?

Karen K. Edwards reported receiving a grant of 5,555 shares of restricted common stock as director compensation. The award is a non-cash equity grant priced at $0.00 per share and increases her direct holdings to 15,079 common shares.

How many ACRES Commercial Realty (ACR) shares were granted to Karen Edwards?

Karen Edwards was granted 5,555 shares of restricted common stock. These shares are part of an equity compensation award under the company’s Third Amended & Restated Omnibus Equity Compensation Plan and are tied to her ongoing service as a director.

What are the vesting terms for Karen Edwards’s 5,555 restricted ACR shares?

The 5,555 restricted common shares vest over four years, with 25% vesting each year beginning on March 5, 2027. This schedule means the award becomes fully vested gradually, aligning with Edwards’s continued service as a director.

Did Karen Edwards buy ACRES Commercial Realty (ACR) shares in the open market?

No, the filing shows a grant or award acquisition, not an open-market purchase. The 5,555 restricted shares were granted as director compensation at a stated price of $0.00 per share, rather than being bought for cash.

How many ACRES Commercial Realty common shares does Karen Edwards hold after this grant?

After the grant, Karen Edwards directly holds 15,079 shares of ACRES Commercial Realty common stock. This total includes the newly awarded 5,555 restricted shares, which will vest over four years starting March 5, 2027.

Under which plan were Karen Edwards’s new ACR restricted shares granted?

The 5,555 restricted common shares were granted under ACRES Commercial Realty Corp.’s Third Amended & Restated Omnibus Equity Compensation Plan. This plan provides equity-based awards as part of compensation for directors’ and other participants’ service.

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Accepted by SEC EDGAR 03/06/2026 - 04:02 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Edwards Karen K

(Last) (First) (Middle)

390 RXR PLAZA

(Street)

UNIONDALE NY 11556

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
ACRES Commercial Realty Corp. [ ACR ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
03/05/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/05/2026		A		5,555	A	$0(1)	15,079	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The reporting person has been granted 5,555 shares of restricted common stock under the Issuer's Third Amended & Restated Omnibus Equity Compensation Plan. These shares will vest over four years, with 25% vesting per year beginning on March 5, 2027, and are receivable on account of the reporting person's service as a director of the Company and without additional consideration.

	/s/ Julie Wilson, attorney-in-fact	03/06/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
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