[Form 4] Enact Holdings, Inc. Insider Trading Activity

Rhea-AI Filing Summary

Enact Holdings director Westley V. Thompson received 168 Deferred Stock Units (DSUs) on 09/08/2025, which are payable in common stock one year after termination of director service. The DSUs were credited via reinvestment of a dividend valued at $0.21 per share. After this accrual, the reporting person beneficially owns 30,378.457 shares of common stock on a direct basis. The Form 4 reports the grant as a non‑derivative acquisition with no cash exercise price.

Positive

• Director compensation issued in deferred equity form, aligning long‑term interests without immediate cash outlay
• Dividend reinvestment applied to increase director equity via 168 additional DSUs at $0.21 per share

Negative

• None.

Insights

Corporate Governance Expert

TL;DR: Director received routine deferred equity as part of standard compensation; timing and dividend reinvestment are customary.

This filing documents a typical director compensation event: 168 DSUs were awarded and result from dividend reinvestment under the director award agreement. DSUs that vest or become payable after leaving service are commonly used to align long‑term interests between directors and shareholders while deferring immediate dilution. The report shows direct beneficial ownership of 30,378.457 shares following the transaction, with no cash consideration required.

Securities Analyst

TL;DR: Small, non‑cash stock unit issuance; unlikely to materially affect share count or valuation.

The transaction is an acquisition of 168 Deferred Stock Units with a stated per‑share dividend reinvestment price of $0.21. Because DSUs are payable only after service termination and the quantity is modest relative to typical public company float sizes, this disclosure appears immaterial to Enact's capital structure. No options, conversions, or cash purchases were reported.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

THOMPSON WESTLEY V

(Last) (First) (Middle)

C/O ENACT HOLDINGS, INC.

8325 SIX FORKS ROAD

(Street)

RALEIGH NC 27615

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Enact Holdings, Inc. [ ACT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
09/08/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Deferred Stock Units	(1)	09/08/2025		A		168		(1)	(1)	Common Stock	168	$0(2)	30,378.457	D

Explanation of Responses:

1. Deferred Stock Units become payable in shares of Common Stock one year after termination of service as a director.

2. Additional deferred stock units acquired pursuant to reinvestment terms under the director award agreement from a dividend paid on September 8, 2025, at $0.21 per share.

Remarks:

	/s/ Joe Jacumin, by power of attorney	09/10/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What transaction did Enact Holdings (ACT) report in this Form 4?

The report shows a director acquired 168 Deferred Stock Units (DSUs) on 09/08/2025 through dividend reinvestment.

When do the Deferred Stock Units become payable?

The DSUs become payable in shares of common stock one year after termination of service as a director.

Did the reporting person pay cash for the DSUs?

No cash was paid; the DSUs were acquired via dividend reinvestment at $0.21 per share and the price is reported as $0.

How many Enact common shares does the reporting person beneficially own after the transaction?

The reporting person beneficially owns 30,378.457 shares of Enact common stock following the reported transaction.

Was this Form 4 filing a joint filing or by a single reporting person?

The form indicates it was filed by one reporting person (individual filing).