Welcome to our dedicated page for American Eqty Invt Life Hld Co SEC filings (Ticker: AEL), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The SEC filings associated with American Equity Investment Life Holding Company (historically traded under the symbol AEL) provide detailed insight into its operations as a direct life insurance carrier and leading issuer of fixed index annuities. These regulatory documents include annual reports on Form 10-K, quarterly reports on Form 10-Q, and current reports on Form 8-K that disclose material events, financial results, capital markets transactions, and strategic developments.
Annual and quarterly reports describe American Equity’s annuity-focused business model, its emphasis on fixed index annuities and guaranteed retirement income products, and its investment strategy built around insurance liability driven asset allocation and increasing allocations to private assets. They also explain how the company uses reinsurance to generate recurring fee revenue and outline the performance of its investment portfolio and annuity liabilities.
Current reports on Form 8-K capture specific events such as earnings releases, preferred stock dividend declarations, and developments related to the planned merger transaction with Brookfield Reinsurance Ltd. These filings may also reference rating agency actions and other matters that affect the company’s capital structure, including information about preferred stock series represented by depositary shares.
On this page, users can review American Equity’s SEC filings as they are made available through the EDGAR system. AI-powered summaries help interpret complex sections of lengthy documents such as 10-K and 10-Q reports by highlighting key points about annuity sales trends, investment spread, private asset allocations, and reinsurance activity. For Form 4 and other insider-related filings, the platform surfaces transactions by officers and directors, providing additional context around equity and preferred stock ownership activity.
By combining real-time access to SEC filings with AI-generated explanations, this page allows readers to quickly understand how American Equity reports its financial condition, strategic initiatives like AEL 2.0, and material events that shape its position in the life insurance and retirement annuity marketplace.
American National Group Inc. reported that it will fully redeem all 12,000 outstanding shares of its 6.625% Fixed-Rate Reset Non-Cumulative Preferred Stock, Series B on October 6, 2025. This redemption also covers the corresponding 12,000,000 depositary shares, each representing a 1/1,000th interest in one share of Series B preferred stock. The company also announced its intent to delist and deregister these depositary shares, meaning they will no longer trade on the New York Stock Exchange once the process is completed.
American National Group Inc. filed an 8-K disclosing transaction documents tied to a debt offering. The filing lists an Underwriting Agreement dated August 19, 2025, a Third Supplemental Indenture dated August 22, 2025, and the form of 7.000% Fixed‑Rate Reset Junior Subordinated Notes due 2055 (the notes form is included in the indenture exhibit). The company also included a legal opinion and consent from Cravath, Swaine & Moore LLP. The cover page indicates the filing is signed by Reza Syed, Chief Financial Officer & Executive Vice President. The exhibits together show preparatory steps for issuing subordinated notes under the new indenture.
American National Group Inc. is offering $500,000,000 of 7.000% Fixed-Rate Reset Junior Subordinated Notes due 2055. The Notes pay 7.000% until December 1, 2030, then reset each reset period to the 5-year U.S. Treasury rate plus 3.183% but will never reset below 7.000%. Interest is semi-annual beginning December 1, 2025. Issuer may defer interest for Optional Deferral Periods up to five consecutive years; deferred interest accrues at the applicable rate. Net proceeds (~$494 million) are intended to redeem Series B Preferred Stock, with any remainder for general corporate purposes. Notes are unsecured, junior subordinated, not guaranteed by subsidiaries, will not be listed and have no established market.
American National Group Inc. is offering fixed-rate reset junior subordinated notes due December 1, 2055. The Notes pay a fixed rate until December 1, 2030 and thereafter reset each Reset Period to the Five-year U.S. Treasury Rate plus a fixed spread, subject to a floor equal to the initial rate. Interest is payable semi-annually beginning December 1, 2025. The Issuer may defer interest payments for one or more Optional Deferral Periods up to five consecutive years, during which deferred interest accrues and may compound. The Notes are unsecured, rank junior to all Senior Indebtedness and are effectively subordinated to liabilities of subsidiaries. Net proceeds are intended to redeem Series B Preferred Stock ($300 million liquidation preference outstanding) and any remaining proceeds for general corporate purposes. No public market or exchange listing is planned and the offering involves substantial risks described in "Risk Factors."
American National Group Inc. plans an internal reorganization to create a unified property and casualty insurance platform under affiliate Argo Group International Holdings, Inc. As contemplated, the company would transfer its property and casualty subsidiaries ANPAC, UFFIC and FFCIC to Argo. These P&C subsidiaries represented about 4% of total assets and 18% of total equity as of June 30, 2025, and contributed $6 million of net income before income taxes to a $66 million net loss before income taxes for the six months ended June 30, 2025.
For 2024, the P&C subsidiaries accounted for approximately 11% of pre-tax aggregate segment distributable operating earnings and 26% of net income before income taxes. The company expects a capital contribution after the reorganization and intends to use the proceeds to repay term loans with the objective of keeping leverage neutral. Closing depends on regulatory approvals, no definitive agreement has been signed, and there is no guarantee the reorganization or capital contribution will occur as described.
American National Group Inc. filed a current report stating that it has made its financial supplement for the second quarter ended June 30, 2025 available on its website. The supplement is also furnished as Exhibit 99.1 to the report. The company notes that this information is being furnished under the securities laws rather than filed, which limits how it may be used for certain legal purposes and in future registration statements unless expressly incorporated.
American National Group Inc. reported total assets of $126.3 billion at June 30, 2025, up from $121.2 billion at year-end 2024, supported by higher invested assets and cash.
For the three months ended June 30, 2025 the company reported net income of $154 million versus $247 million a year earlier; for the six months ended June 30, 2025 it reported a net loss of $49 million versus net income of $361 million in 2024. Net premiums fell to $752 million for the quarter (YTD $1,641 million) from $1,005 million (YTD $2,149 million) a year earlier. Net investment income rose to $1,160 million for the quarter and $2,435 million year-to-date, helping total revenues of $2,186 million for Q2. Policyholders' account balances increased to $86,934 million. The balance sheet shows growth in private loans to $8,120 million and real estate and partnerships to $5,944 million. The filing also discloses significant embedded derivative exposures (policyholders' account balances embedded derivative $6,257 million) and market risk benefits of $4,227 million.
American Equity Investment Life (NYSE:AEL) filed an 8-K announcing the closing of a public offering of $700 million 6.000% Senior Notes due 2035.
The unsecured, unsubordinated notes were issued under the October 2 2024 base indenture and a second supplemental indenture dated June 27 2025. Proceeds will repay a portion of the company’s term-loan credit facility, shifting debt to a long-term fixed-rate structure.
Key terms: semi-annual interest beginning January 15 2026; optional make-whole call before April 15 2035 and par call thereafter; covenants limiting certain liens, subsidiary equity sales and major corporate transactions; customary events of default. Maturity is July 15 2035.
The transaction lengthens the maturity ladder and locks in a fixed 6% coupon, but overall leverage impact depends on the amount of term-loan debt ultimately repaid.
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