Affirm Holdings (AFRM) director receives 3,579 RSUs in new stock grant

Rhea-AI Filing Summary

Affirm Holdings, Inc. disclosed that one of its directors received a grant of restricted stock units (RSUs) covering 3,579 shares of Class A common stock on December 15, 2025 under the company’s Amended and Restated 2012 Stock Plan. The RSUs will vest in full on the earlier of December 15, 2026 or the date of Affirm’s next annual meeting of stockholders, as long as the director continues to serve as a non-employee director through that date.

Each RSU represents the right to receive one share of Class A common stock upon vesting. After this grant, the reporting person beneficially owns 48,801 shares of Affirm Class A common stock in total, reflecting equity-based compensation tied to ongoing board service rather than an open-market stock purchase.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Reses Jacqueline D

(Last) (First) (Middle)

C/O AFFIRM HOLDINGS, INC.

650 CALIFORNIA STREET

(Street)

SAN FRANCISCO CA 94108

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Affirm Holdings, Inc. [ AFRM ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
12/15/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	12/15/2025		A		3,579(1)	A	$0(2)	48,801	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Grant of Restricted Stock Units (RSUs) under the Issuer's Amended and Restated 2012 Stock Plan. The RSUs vest in full upon the earlier of December 15, 2026 or the date of the Issuer's next annual meeting of stockholders, subject to continued service by the Reporting Person as a non-employee director until such earlier date.

2. Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock.

Remarks:

	/s/ Josh Samples, Attorney-in-Fact	12/17/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider equity grant did Affirm Holdings (AFRM) report in this filing?

Affirm Holdings reported that a director received a grant of 3,579 restricted stock units (RSUs) of Class A common stock under the company’s Amended and Restated 2012 Stock Plan.

When do the newly granted RSUs at Affirm (AFRM) vest?

The RSUs vest in full on the earlier of December 15, 2026 or the date of Affirm’s next annual meeting of stockholders, subject to the director’s continued service as a non-employee director until that date.

How many Affirm (AFRM) shares does the reporting person own after this RSU grant?

Following the reported transaction, the director beneficially owns 48,801 shares of Affirm’s Class A common stock.

What does each RSU in this Affirm (AFRM) grant represent?

Each restricted stock unit represents a contingent right to receive one share of Affirm’s Class A common stock upon vesting.

Under which plan were the new Affirm (AFRM) RSUs granted?

The RSUs were granted under Affirm’s Amended and Restated 2012 Stock Plan, which governs this form of equity compensation for eligible participants.

What is the reporting person’s role at Affirm (AFRM) related to this equity award?

The filing identifies the reporting person as a director of Affirm Holdings, Inc. and specifies that the vesting is conditioned on continued service as a non-employee director.