Affirm Holdings (AFRM) non-employee director granted 3,579 RSUs

Rhea-AI Filing Summary

Affirm Holdings, Inc. reported that one of its non-employee directors received an equity award in the form of restricted stock units (RSUs). On 12/15/2025, the director acquired 3,579 RSUs of Class A common stock at a stated price of $0 under the company’s Amended and Restated 2012 Stock Plan. Each RSU represents the right to receive one share of Class A common stock.

The RSUs vest in full on the earlier of December 15, 2026 or the date of Affirm’s next annual meeting of stockholders, as long as the individual continues serving as a non-employee director until that date. Following this grant, the reporting person beneficially owned 125,820 shares of Affirm Class A common stock in total.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Quarles Christa S

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Class A Common Stock	3,579	$0.00	--

Holdings After Transaction: Class A Common Stock — 125,820 shares (Direct)

Footnotes (1)

1. Grant of Restricted Stock Units (RSUs) under the Issuer's Amended and Restated 2012 Stock Plan. The RSUs vest in full upon the earlier of December 15, 2026 or the date of the Issuer's next annual meeting of stockholders, subject to continued service by the Reporting Person as a non-employee director until such earlier date. Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Quarles Christa S

(Last) (First) (Middle)

C/O AFFIRM HOLDINGS, INC.

650 CALIFORNIA STREET

(Street)

SAN FRANCISCO CA 94108

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Affirm Holdings, Inc. [ AFRM ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
12/15/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	12/15/2025		A		3,579(1)	A	$0(2)	125,820	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Grant of Restricted Stock Units (RSUs) under the Issuer's Amended and Restated 2012 Stock Plan. The RSUs vest in full upon the earlier of December 15, 2026 or the date of the Issuer's next annual meeting of stockholders, subject to continued service by the Reporting Person as a non-employee director until such earlier date.

2. Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock.

Remarks:

	/s/ Josh Samples, Attorney-in-Fact	12/17/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Affirm Holdings (AFRM) report in this Form 4?

The company reported that a non-employee director acquired 3,579 restricted stock units (RSUs) of Affirm Holdings, Inc. Class A common stock on 12/15/2025 as equity compensation.

How many Affirm (AFRM) shares does the director own after this RSU grant?

After the reported transaction, the director beneficially owned 125,820 shares of Affirm Holdings, Inc. Class A common stock.

What are the vesting terms of the new Affirm (AFRM) RSU grant?

The 3,579 RSUs vest in full on the earlier of December 15, 2026 or the date of Affirm’s next annual meeting of stockholders, subject to the director’s continued service as a non-employee director until that earlier date.

What does each RSU represent in this Affirm Holdings (AFRM) insider filing?

Each RSU granted to the director represents a contingent right to receive one share of Affirm Holdings, Inc. Class A common stock.

Under which plan were the Affirm (AFRM) RSUs granted to the director?

The RSUs were granted under Affirm Holdings, Inc.’s Amended and Restated 2012 Stock Plan as stated in the explanation of responses.

Was this Affirm (AFRM) Form 4 filed for one reporting person or multiple insiders?

The Form 4 was filed by one reporting person, as indicated in the filing’s individual or joint/group filing section.