Welcome to our dedicated page for AGI SEC filings (Ticker: AGBK), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Agi Inc. filings document a foreign private issuer whose disclosures center on Banco Agibank's Brazilian banking operations, consolidated financial statements and operating results. The company's Form 6-K reports include earnings releases, earnings presentations and financial statements prepared for interim and annual reporting periods, with information on revenue, loan portfolio activity, financial assets and liabilities, expected credit losses, taxes, contingencies and related-party matters.
The filing record also covers capital management, risk management, financial instruments, derivative hedges and funding arrangements. Material-event reports describe completed FIDC funding structures backed by payroll-deductible loans, while other disclosures identify Agi's NYSE listing, holding-company structure, banking subsidiary and recurring governance and capital-structure subjects relevant to its public-company reporting.
AGI Inc (AGBK) reported that Chief Technology Officer Vinicius Birkeland Aloe had associated entities sell a total of 256,792 Class A Common Shares on August 31, 2026. An entity, AGI Partners Limited, sold 256,386 shares and continues to hold 176,423 shares, while Aloe sold 406 shares held directly, leaving him with no directly owned shares. The filing states these were sales in open market or private transactions and that no Rule 10b5-1 trading plan is reported. Aloe disclaims beneficial ownership of shares held by AGI Partners Limited except to the extent of any pecuniary interest.
AGI Inc (AGBK) reports that its Brazilian banking subsidiary Agibank has had its long-term national scale credit rating upgraded by S&P Global Ratings from ‘brAA-’ to ‘brAA’ with a stable outlook. With this action, Agibank now holds an ‘AA’ level national scale rating from all three major local agencies that assess its credit risk: S&P, Fitch Ratings and Moody’s Local.
S&P’s report cites a positive holistic adjustment based on Agibank’s strong operational performance, growth trajectory, expansion of operations, pursuit of revenue growth, and funding diversification strategy, including the use of Credit Rights Investment Funds (FIDCs) and strengthened relationships with institutional investors. Earlier in 2026, Moody’s Local upgraded Agibank’s rating from ‘AA-.br’ to ‘AA.br’ and Fitch assigned an ‘AA(bra)’ rating, reflecting gains in scale, revenue and funding diversification, as well as governance and internal control evolution.
AGI Inc, the Cayman holding company for Banco Agibank, reported net income of R$ 200,276 for the three months and R$ 386,811 for the six months ended June 30, 2026 (figures in thousands of Brazilian reais). Total assets reached R$ 51,109,048 and equity R$ 4,799,215, up from R$ 3,173,608 at year-end 2025, mainly after capital transactions.
Loans to customers totaled R$ 37,075,843, largely payroll loans of R$ 28,451,691, while the allowance for expected credit losses stood at R$ 2,226,687 after R$ 1,061,191 of ECL expense in the first half, alongside a change in write-off horizon from 360 to 270 days past due. Net interest income was R$ 2,178,328. In February 2026 the company completed an IPO of 20,000,000 Class A shares at US$ 12.00, raising gross proceeds of US$ 240,0 million and net proceeds of US$ 226,7 million (R$ 1,239,6 million), strengthening its capital base.
AGI Inc reported solid 2Q26 growth, with total revenues of R$3.2 billion (up 26% year over year) and net income of R$200.3 million (up 7% quarter over quarter). The credit portfolio reached R$37.1 billion, while active customers rose to 7.6 million, a 36% annual increase. INSS payroll credit market share climbed to 9.6%, and the non-performing loan ratio over 90 days was 3.3%, supported by a coverage ratio of 182.6% and cost of risk of 6.8% on an LTM basis.
Funding totaled R$39.9 billion and the Basel III capital adequacy ratio stood at 18.7%, with equity of R$4.8 billion. The company highlights 2Q26 as an inflection point, aided by credit rating upgrades and higher secured-loan mix. A new “subscription bank” model was launched, offering monthly plans with estimated ARPAC of about R$600 and contribution margin near 80%, already surpassing 250,000 active subscriptions within 45 days.
Agi Inc, holding company of Banco Agibank in Brazil, reported solid business expansion in the first half and second quarter of 2026. Total revenues in 2Q26 were R$3,171.0 million, up 5.8% quarter over quarter and 26.3% year over year, while net income reached R$200.3 million, growing 7.4% sequentially but declining 24.4% from 2Q25. The gross credit portfolio rose 21.2% year over year to R$37,075.8 million, and active clients increased 36.4% to 7.6 million, supported by strong payroll lending and new products.
The loan book remains skewed to secured payroll credit, with NPL>90 days at 3.3% and a coverage ratio of 182.6%. Fee revenues climbed 34.6% quarter over quarter to R$135.6 million. New initiatives include a proprietary investment platform and the Agi+ subscription service, which surpassed 250 thousand subscriptions in 45 days and is expected to drive recurring fees from 3Q26. Capital Adequacy Ratio stood at 18.7% and Liquidity Coverage Ratio at 731.9%, both comfortably above regulatory limits, and Agibank received local rating upgrades from Fitch and Moody’s. Management describes 2Q26 as an operational inflection point and expects earnings to strengthen through the second half of 2026.
Agi Inc, a technology-powered provider of specialized financial services in Brazil, reported financial results for the second quarter ended June 30, 2026. Detailed financial statements, an earnings presentation, and conference call information are available on its investor relations website.
Management highlighted progress on core strategic priorities, including multi-product relationships and the rollout of new subscription products such as Agi+, which are already showing strong customer engagement. The company emphasized an inflection point in its business and confidence in its near-term trajectory.
Financially, Agi reported a Capital Adequacy Ratio of 18.7% at the end of 2Q26, an increase of 370 basis points year-over-year, describing this as a strong capital position. A results conference call is scheduled for 5:00 p.m. Eastern Time (6:00 p.m. Brasilia time), accessible via Zoom and live webcast.
Agi Inc subsidiary Agibank received a credit rating upgrade from Fitch Ratings, which raised its national scale rating from AA-(bra) to AA(bra) with a Stable Outlook. Fitch cited a strengthened credit profile supported by greater scale, franchise expansion, improved capitalization after Agi Inc’s IPO, resilient profitability, consistent asset quality and diversified funding sources, achieved during a challenging period for the payroll lending industry.
Agibank operates a hybrid banking platform that combines digital channels with a physical branch network. By the end of March 2026 it had a base of over 7.0 million active customers and a credit portfolio of R$ 35.5 billion, with these indicators growing 63.9% and 30.3% year over year, respectively.
AGI Inc, which operates Agibank, reports that Agibank was included in CNBC and Statista’s "The World’s Top Fintech Companies 2026" ranking. The list highlights 500 fintechs globally, and Agibank is among only ten Brazilian companies recognized and appears for the fourth consecutive year.
Agibank is featured in the Neobanking category, reflecting its model that extends beyond traditional digital bank and prepaid card offerings. The company emphasizes a hybrid service approach that combines a 100% digital platform with more than 1,115 physical hubs across Brazil. It notes that this recognition comes as Agibank debuts on the NYSE in 2026 and continues investing in innovation and its hybrid service model. CNBC’s selection is based on Statista’s analysis of around 3,500 fintechs using over 25,000 data points, including transaction volume, revenue growth, customer base expansion, technological innovation, and market impact, covering companies from 55 countries.
Lumina Capital Management Ltda. and affiliated investment funds report beneficial ownership of 11,130,936 Class A common shares of AGI Inc, representing 18.96% of the outstanding Class A shares. These percentages are based on 58,700,711 Class A common shares outstanding as of December 31, 2025, as reported by the issuer.
The largest holder among the Lumina Funds is LCM Bigbang Fundo de Investimento em Participacoes Multiestrategia, with 8,045,726 shares, or 13.71% of the class, followed by LUMINA STRATEGIC SOLUTIONS FUND II (A) LP with 1,367,194 shares, or 2.33%. Lumina Capital acts as investment manager and may be deemed to share voting and dispositive power over these positions, while each reporting person disclaims beneficial ownership beyond its pecuniary interest.
Agi Inc, through its Brazilian subsidiary Agibank, completed its seventh issuance of Public Financial Bills in Brazil with an aggregate principal amount of BRL 500 million. The transaction closed on June 18 and carries a maximum tenor of 36 months.
The issuance is split into two tranches paying CDI +0.60% for 24 months and CDI +0.75% for 36 months. Agibank plans to use the proceeds to fund its lending operations, supporting growth in secured lending for Brazilian consumers under its hybrid digital-and-branch banking model.