Agi Inc. filings document a foreign private issuer whose disclosures center on Banco Agibank's Brazilian banking operations, consolidated financial statements and operating results. The company's Form 6-K reports include earnings releases, earnings presentations and financial statements prepared for interim and annual reporting periods, with information on revenue, loan portfolio activity, financial assets and liabilities, expected credit losses, taxes, contingencies and related-party matters.
The filing record also covers capital management, risk management, financial instruments, derivative hedges and funding arrangements. Material-event reports describe completed FIDC funding structures backed by payroll-deductible loans, while other disclosures identify Agi's NYSE listing, holding-company structure, banking subsidiary and recurring governance and capital-structure subjects relevant to its public-company reporting.
AGI Inc (AGBK) announced that its board approved a program permitting repurchases of up to 3 million outstanding Class A common shares. Repurchases may be made in the open market, in derivative transactions or through negotiated purchases in compliance with Rule 10b-18 and/or Rule 10b5-1, beginning October 27, 2026 and continuing until the earlier of completion or October 27, 2027, depending upon market conditions.
AGI expects to use cash balances derived from retained and future earnings. Repurchase timing, number and value will depend on price, business and market conditions, Rule 10b-18 constraints and alternative investment opportunities. The board may adjust the program’s terms or size, suspend it or discontinue it.
AGI Inc (NYSE: AGBK) said its subsidiary Agibank closed its third FIDC issuance, totaling R$ 2.1 billion in Class A quotas of FIDC Agibank III. The issuance was conducted in two series, with a 132-month maturity and an interest rate equal to the CDI rate + 1.05% per annum. The fund is backed by credit rights from INSS payroll-deductible loans, and Moody’s Local assigned its quotas an ‘AAA.br’ rating. The transaction was conducted for public distribution under Brazil’s automatic registration procedure and through private placement. Agibank said it supports funding diversification and expands credit origination capacity.
AGI Inc (AGBK) announced Rafael Siqueira as its new Chief Technology Officer. He will lead the Technology division, with priorities that include advancing artificial intelligence, evolving data architecture and digital platforms, developing digital products, and strengthening technology teams. Siqueira has 30 years of technology-sector experience and over 16 years as a CTO. Before joining Agi, he was a Partner and Technology Leader at McKinsey & Company for Latin America and co-founded three technology companies.
Siqueira’s appointment as a statutory officer of Banco Agibank is subject to approval by the Central Bank of Brazil. He succeeds Vinicius Aloe, who led Agi’s technology organization for over two years and will remain an executive through year-end before supporting Agi on strategic projects and committees.
AGI Inc (AGBK) reported that Chief Technology Officer Vinicius Birkeland Aloe had associated entities sell a total of 256,792 Class A Common Shares on August 31, 2026. An entity, AGI Partners Limited, sold 256,386 shares and continues to hold 176,423 shares, while Aloe sold 406 shares held directly, leaving him with no directly owned shares. The filing states these were sales in open market or private transactions and that no Rule 10b5-1 trading plan is reported. Aloe disclaims beneficial ownership of shares held by AGI Partners Limited except to the extent of any pecuniary interest.
AGI Inc (AGBK) reports that its Brazilian banking subsidiary Agibank has had its long-term national scale credit rating upgraded by S&P Global Ratings from ‘brAA-’ to ‘brAA’ with a stable outlook. With this action, Agibank now holds an ‘AA’ level national scale rating from all three major local agencies that assess its credit risk: S&P, Fitch Ratings and Moody’s Local.
S&P’s report cites a positive holistic adjustment based on Agibank’s strong operational performance, growth trajectory, expansion of operations, pursuit of revenue growth, and funding diversification strategy, including the use of Credit Rights Investment Funds (FIDCs) and strengthened relationships with institutional investors. Earlier in 2026, Moody’s Local upgraded Agibank’s rating from ‘AA-.br’ to ‘AA.br’ and Fitch assigned an ‘AA(bra)’ rating, reflecting gains in scale, revenue and funding diversification, as well as governance and internal control evolution.
AGI Inc, the Cayman holding company for Banco Agibank, reported net income of R$ 200,276 for the three months and R$ 386,811 for the six months ended June 30, 2026 (figures in thousands of Brazilian reais). Total assets reached R$ 51,109,048 and equity R$ 4,799,215, up from R$ 3,173,608 at year-end 2025, mainly after capital transactions.
Loans to customers totaled R$ 37,075,843, largely payroll loans of R$ 28,451,691, while the allowance for expected credit losses stood at R$ 2,226,687 after R$ 1,061,191 of ECL expense in the first half, alongside a change in write-off horizon from 360 to 270 days past due. Net interest income was R$ 2,178,328. In February 2026 the company completed an IPO of 20,000,000 Class A shares at US$ 12.00, raising gross proceeds of US$ 240,0 million and net proceeds of US$ 226,7 million (R$ 1,239,6 million), strengthening its capital base.
AGI Inc reported solid 2Q26 growth, with total revenues of R$3.2 billion (up 26% year over year) and net income of R$200.3 million (up 7% quarter over quarter). The credit portfolio reached R$37.1 billion, while active customers rose to 7.6 million, a 36% annual increase. INSS payroll credit market share climbed to 9.6%, and the non-performing loan ratio over 90 days was 3.3%, supported by a coverage ratio of 182.6% and cost of risk of 6.8% on an LTM basis.
Funding totaled R$39.9 billion and the Basel III capital adequacy ratio stood at 18.7%, with equity of R$4.8 billion. The company highlights 2Q26 as an inflection point, aided by credit rating upgrades and higher secured-loan mix. A new “subscription bank” model was launched, offering monthly plans with estimated ARPAC of about R$600 and contribution margin near 80%, already surpassing 250,000 active subscriptions within 45 days.
Agi Inc, holding company of Banco Agibank in Brazil, reported solid business expansion in the first half and second quarter of 2026. Total revenues in 2Q26 were R$3,171.0 million, up 5.8% quarter over quarter and 26.3% year over year, while net income reached R$200.3 million, growing 7.4% sequentially but declining 24.4% from 2Q25. The gross credit portfolio rose 21.2% year over year to R$37,075.8 million, and active clients increased 36.4% to 7.6 million, supported by strong payroll lending and new products.
The loan book remains skewed to secured payroll credit, with NPL>90 days at 3.3% and a coverage ratio of 182.6%. Fee revenues climbed 34.6% quarter over quarter to R$135.6 million. New initiatives include a proprietary investment platform and the Agi+ subscription service, which surpassed 250 thousand subscriptions in 45 days and is expected to drive recurring fees from 3Q26. Capital Adequacy Ratio stood at 18.7% and Liquidity Coverage Ratio at 731.9%, both comfortably above regulatory limits, and Agibank received local rating upgrades from Fitch and Moody’s. Management describes 2Q26 as an operational inflection point and expects earnings to strengthen through the second half of 2026.
Agi Inc, a technology-powered provider of specialized financial services in Brazil, reported financial results for the second quarter ended June 30, 2026. Detailed financial statements, an earnings presentation, and conference call information are available on its investor relations website.
Management highlighted progress on core strategic priorities, including multi-product relationships and the rollout of new subscription products such as Agi+, which are already showing strong customer engagement. The company emphasized an inflection point in its business and confidence in its near-term trajectory.
Financially, Agi reported a Capital Adequacy Ratio of 18.7% at the end of 2Q26, an increase of 370 basis points year-over-year, describing this as a strong capital position. A results conference call is scheduled for 5:00 p.m. Eastern Time (6:00 p.m. Brasilia time), accessible via Zoom and live webcast.
Agi Inc subsidiary Agibank received a credit rating upgrade from Fitch Ratings, which raised its national scale rating from AA-(bra) to AA(bra) with a Stable Outlook. Fitch cited a strengthened credit profile supported by greater scale, franchise expansion, improved capitalization after Agi Inc’s IPO, resilient profitability, consistent asset quality and diversified funding sources, achieved during a challenging period for the payroll lending industry.
Agibank operates a hybrid banking platform that combines digital channels with a physical branch network. By the end of March 2026 it had a base of over 7.0 million active customers and a credit portfolio of R$ 35.5 billion, with these indicators growing 63.9% and 30.3% year over year, respectively.