Allstate (NYSE: ALL) reports $140M February catastrophe losses and policy growth

Rhea-AI Filing Summary

The Allstate Corporation reported estimated catastrophe losses of $140 million for February 2026, or $111 million after tax. For January and February combined, estimated catastrophe losses were $315 million, or $249 million after tax.

Allstate Protection policies in force continued to grow. Total policies reached 38,437 thousand as of February 28, 2026, up 0.5% from January 31, 2026 and 2.5% from February 28, 2025. Auto policies increased 3.0% year over year, while homeowners policies rose 2.5%.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15 (d) OF THE

SECURITIES EXCHANGE ACT OF 1934

Date of report (Date of earliest event reported): March 19, 2026

THE ALLSTATE CORPORATION

(Exact name of registrant as specified in its charter)

Delaware

1-11840

36-3871531

(State or other jurisdiction of incorporation)

(Commission File Number)

(IRS Employer Identification No.)

3100 Sanders Road, Northbrook, Illinois    60062

(Address of principal executive offices)    (Zip Code)

Registrant’s telephone number, including area code  (847) 402-2800

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class			Trading Symbols			Name of each exchange on which registered
Common Stock, par value $0.01 per share			ALL			New York Stock Exchange NYSE Texas
5.100% Fixed-to-Floating Rate Subordinated Debentures due 2053			ALL.PR.B			New York Stock Exchange
Depositary Shares represent 1/1,000th of a share of 5.100% Noncumulative Preferred Stock, Series H			ALL PR H			New York Stock Exchange
Depositary Shares represent 1/1,000th of a share of 4.750% Noncumulative Preferred Stock, Series I			ALL PR I			New York Stock Exchange
Depositary Shares represent 1/1,000th of a share of 7.375% Noncumulative Preferred Stock, Series J			ALL PR J			New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ____

Section 7 - Regulation FD

Item 7.01. Regulation FD Disclosure

The Registrant’s February 2026 monthly release announcing estimated catastrophe losses and policies in force is posted on allstateinvestors.com and attached hereto as Exhibit 99 which is incorporated herein by reference. This exhibit is furnished and not filed, pursuant to Instruction B.2 of Form 8-K.

Section 9 – Financial Statements and Exhibits

Item 9.01.                             Financial Statements and Exhibits

(d)                             Exhibits

Exhibit No.						Description
99						The Registrant’s press release dated March 19, 2026
104						Cover Page Interactive Data File (formatted as inline XBRL)

2

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

THE ALLSTATE CORPORATION

(Registrant)

By:

/s/ Eric K. Ferren

Name: Eric K. Ferren

Title: Senior Vice President, Controller and Chief Accounting Officer

Date:

March 19, 2026

3

NEWS

FOR IMMEDIATE RELEASE

Contacts:

Nick Nottoli						Allister Gobin
Media Relations						Investor Relations
mediateam@allstate.com						(847) 402-2800

February 2026 Monthly Release

NORTHBROOK, Ill., March 19, 2026 – The Allstate Corporation (NYSE: ALL) today announced estimated catastrophe losses for the month of February of $140 million or $111 million, after-tax. Total catastrophe losses for January and February were $315 million or $249 million, after-tax.

Allstate Protection policies in force are as follows:

Allstate Protection Policies in Force (1)
(in thousands)						February 28, 2026						January 31, 2026						February 28, 2025						Feb. 28, 2026 v Jan. 31, 2026						Feb. 28, 2026 v Feb. 28, 2025
Auto						25,633						25,484						24,894						0.6		%				3.0		%
Homeowners						7,726						7,709						7,537						0.2		%				2.5		%
Other personal lines						4,902						4,894						4,873						0.2		%				0.6		%
Commercial lines						176						175						196						0.6		%				(10.2)		%
Total						38,437						38,262						37,500						0.5		%				2.5		%

(1)Policy counts are based on items rather than customers. A multi-car customer would generate multiple item (policy) counts, even if all cars were insured under one policy. Lender-placed policies are excluded from policy counts because relationships are with the lenders.

Financial information, including material announcements about The Allstate Corporation, is routinely posted on www.allstateinvestors.com.

Forward-Looking Statements

This news release contains “forward-looking statements” that anticipate results based on our estimates, assumptions and plans that are subject to uncertainty. These statements are made subject to the safe-harbor provisions of the Private Securities Litigation Reform Act of 1995. These forward-looking statements do not relate strictly to historical or current facts and may be identified by their use of words like “plans,” “seeks,” “expects,” “will,” “should,” “anticipates,” “estimates,” “intends,” “believes,” “likely,” “targets” and other words with similar meanings. We believe these statements are based on reasonable estimates, assumptions and plans. However, if the estimates, assumptions or plans underlying the forward-looking statements prove inaccurate or if other risks or uncertainties arise, actual results could differ materially from those communicated in these forward-looking statements. Factors that could cause actual results to differ materially from those expressed in, or implied by, the forward-looking statements may be found in our filings with the U.S. Securities and Exchange Commission, including the “Risk Factors” section in our most recent annual report on Form 10-K. Forward-looking statements are as of the date on which they are made, and we assume no obligation to update or revise any forward-looking statement.

About Allstate

The Allstate Corporation (NYSE: ALL) protects people from life’s uncertainties with affordable, simple and connected protection for autos, homes, electronic devices, and identities. Products are available through a broad distribution network including Allstate agents, independent agents, major retailers, online, and at the workplace. Allstate has 211 million policies in force and is widely known for the slogan “You’re in Good Hands with Allstate.” For more information, visit www.allstate.com.

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FAQ

What catastrophe losses did Allstate (ALL) report for February 2026?

Allstate reported estimated February 2026 catastrophe losses of $140 million, or $111 million after tax. These losses reflect claims from significant weather or other covered events and directly affect quarterly underwriting results and overall profitability for the period.

What are Allstate’s total catastrophe losses for January and February 2026?

For January and February 2026 combined, Allstate estimated catastrophe losses of $315 million, or $249 million after tax. This two-month total gives an early indication of catastrophe activity and related claims pressure in the first quarter of 2026.

How are Allstate (ALL) auto policies in force trending?

Allstate auto policies in force reached 25,633 thousand as of February 28, 2026, up 0.6% from January 31, 2026 and 3.0% from February 28, 2025. This indicates continued growth in the company’s core personal auto insurance portfolio.

What is the overall policy growth for Allstate Protection in February 2026?

Total Allstate Protection policies in force were 38,437 thousand on February 28, 2026, a 0.5% increase from January 31, 2026 and 2.5% growth versus February 28, 2025. This reflects broad, modest expansion across auto, homeowners and other personal lines.

How are Allstate’s homeowners insurance policies changing year over year?

Allstate homeowners policies in force totaled 7,726 thousand on February 28, 2026, rising 2.5% from February 28, 2025 and 0.2% from January 31, 2026. The figures suggest steady growth in the homeowners segment despite catastrophe-related volatility.

What happened to Allstate’s commercial lines policies in force?

Allstate commercial lines policies in force were 176 thousand on February 28, 2026, up 0.6% from January 31, 2026 but down 10.2% from February 28, 2025. This indicates recent stabilization following a notable year-over-year decline in commercial exposures.

Filing Exhibits & Attachments

5 documents

Press Releases

• EX-99 EX-99 22.5 KB

Other Documents

• EX-101 XBRL TAXONOMY EXTENSION SCHEMA DOCUMENT 3.2 KB
• EX-101 XBRL TAXONOMY EXTENSION DEFINITION LINKBASE DOCUMENT 18.9 KB
• EX-101 XBRL TAXONOMY EXTENSION LABEL LINKBASE DOCUMENT 33.7 KB
• EX-101 XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE DOCUMENT 19.5 KB