Alerus Financial (NASDAQ: ALRS) shares 2025 results and investor deck

Rhea-AI Filing Summary

Alerus Financial Corporation filed a current report to share its latest financial communications. The company issued a press release announcing financial results for the three and twelve months ended December 31, 2025, which is attached as Exhibit 99.1 and incorporated by reference.

Alerus also posted an investor presentation on its investor relations website and attached it as Exhibit 99.2. Both the press release and the presentation are being treated as information that is “furnished,” not “filed,” meaning they are generally not subject to certain Exchange Act liabilities unless required by law.

8-K Event Classification

3 items: 2.02, 7.01, 9.01

3 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 7.01 Regulation FD Disclosure Disclosure

Material non-public information disclosed under Regulation Fair Disclosure, often investor presentations or guidance.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, DC 20549

FORM 8-K

CURRENT REPORT PURSUANT TO
SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934

Date of report (Date of earliest event reported): January 28, 2026

Alerus Financial Corporation
(Exact Name of Registrant as Specified in Charter)

Delaware	001-39036	45-0375407
(State or Other Jurisdiction of Incorporation)	(Commission File Number)	(IRS Employer Identification No.)

401 Demers Avenue
Grand Forks, North Dakota 58201
(Address of Principal Executive Offices) (Zip Code)

Registrant's telephone number, including area code: (701) 795-3200

N/A

(Former Name or Former Address, if Changed Since Last Report.)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐         Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐         Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐         Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐         Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class		Trading symbol		Name of each exchange on which registered
Common Stock, $1.00 par value per share		ALRS		The Nasdaq Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b–2 of the Securities Exchange Act of 1934 (§ 240.12b–2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02.     Results of Operations and Financial Condition.

On January 28, 2026, Alerus Financial Corporation (the “Company”) issued a press release announcing its financial results for the three and twelve months ended December 31, 2025. A copy of the press release is attached as Exhibit 99.1 to this Form 8-K and is incorporated herein by reference.

The information in Item 2.02 of this Current Report on Form 8-K, and the related Exhibit 99.1, attached hereto is being “furnished” and will not, except to the extent required by applicable law or regulation, be deemed “filed” by the Company for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities of that section, nor will any of such information or exhibits be deemed incorporated by reference to any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as may be expressly set forth by specific reference in such filing.

Item 7.01.     Regulation FD Disclosure.

On January 28, 2026, the Company posted a presentation to the Company’s investor relations website, located at investors.alerus.com. The presentation is also attached hereto as Exhibit 99.2.

The information in Item 7.01 of this Current Report on Form 8-K, and the related Exhibit 99.2, attached hereto is being “furnished” and will not, except to the extent required by applicable law or regulation, be deemed “filed” by the Company for purposes of Section 18 of the Exchange Act, or otherwise subject to the liabilities of that section, nor will any of such information or exhibits be deemed incorporated by reference to any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as may be expressly set forth by specific reference in such filing.

Item 9.01.     Financial Statements and Exhibits.

(d) Exhibits

Exhibit No.		Description
99.1		Press Release of Alerus Financial Corporation, dated January 28, 2026
99.2		Investor Presentation of Alerus Financial Corporation
104		Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Date: January 28, 2026	Alerus Financial Corporation
	By:	/s/ Katie A. Lorenson
	Name:	Katie A. Lorenson
	Title:	President and Chief Executive Officer

FAQ

What did Alerus Financial Corporation (ALRS) disclose in this 8-K filing?

Alerus Financial Corporation disclosed that it issued a press release announcing financial results and provided an investor presentation. Both documents are attached as exhibits to the report and are meant to inform investors about recent performance and related information.

Which period do Alerus Financial Corporation’s newly announced results cover?

The newly announced results cover the three and twelve months ended December 31, 2025. Alerus Financial Corporation furnished these results through a press release attached as Exhibit 99.1, giving investors an update on both its quarterly and full-year performance for 2025.

How can investors access Alerus Financial Corporation’s latest investor presentation?

Investors can access the presentation on Alerus Financial Corporation’s investor relations website at investors.alerus.com. The same presentation is also attached to the report as Exhibit 99.2, providing another way to review the company’s current investor materials.

Are Alerus Financial Corporation’s press release and presentation considered filed or furnished information?

The press release and investor presentation are being treated as information that is “furnished,” not “filed.” This means they are generally not subject to certain Exchange Act liabilities, except where applicable law or regulation specifically requires otherwise.

What exhibits are included with Alerus Financial Corporation’s January 28, 2026 report?

The report includes three exhibits: a press release (99.1), an investor presentation (99.2), and a cover page interactive data file (104). Together, these materials support the company’s communication of its recent financial results and related disclosures.

On which exchange is Alerus Financial Corporation’s common stock listed and under what symbol?

Alerus Financial Corporation’s common stock is listed on The Nasdaq Stock Market LLC under the symbol ALRS. The shares have a par value of $1.00 per share, as identified in the securities section of the report.