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Alerus (ALRS) SVP Koob reports 102-share tax withholding on vesting

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Alerus Financial Corp SVP and Controller Kari Koob reported routine equity compensation activity. On restricted stock vesting, 102 common shares were withheld at $31.11 per share to cover tax liabilities, a non-market tax-withholding disposition rather than an open-market sale.

After this event, Koob directly holds 1,100.246 common shares, including 382 shares of restricted stock. Separately, 494.0163 shares are held indirectly through the Alerus Financial Corporation Employee Stock Ownership Plan, reflecting ESOP allocations since the prior ownership report.

Positive

  • None.

Negative

  • None.
Insider Koob Kari
Role SVP, Controller
Type Security Shares Price Value
Tax Withholding Common Stock 102 $31.11 $3K
holding Common Stock -- -- --
Holdings After Transaction: Common Stock — 1,100.246 shares (Direct, null); Common Stock — 494.016 shares (Indirect, By the Alerus Financial Corporation Employee Stock Ownership Plan)
Footnotes (1)
  1. Shares withheld upon vesting of restricted stock for payment of tax liability. Includes 382 shares of restricted stock. Reflects ESOP allocations that have occurred since the date of the reporting person's last ownership report.
Tax-withheld shares 102 shares Withheld for tax liability on restricted stock vesting
Withholding price $31.11 per share Value used for tax-withholding disposition
Direct shares after transaction 1,100.246 shares Direct common stock holdings following tax withholding
Restricted stock included 382 shares Restricted shares included in direct holdings
Indirect ESOP shares 494.0163 shares Held via Alerus Financial Corporation Employee Stock Ownership Plan
Tax-withholding entries 1 transaction, 102 shares Summary of F-code tax-withholding activity in this filing
restricted stock financial
"Shares withheld upon vesting of restricted stock for payment of tax liability."
Shares granted to an individual that carry limits on transfer or sale until certain conditions are met, such as staying with the company for a set time or hitting performance targets. Think of them as a locked gift that gradually opens; for investors they matter because they affect how many shares may enter the market later, signal management incentives and potential dilution, and reveal confidence in future company performance.
Employee Stock Ownership Plan financial
"By the Alerus Financial Corporation Employee Stock Ownership Plan"
An employee stock ownership plan (ESOP) is a company-run program that gives workers ownership stakes by allocating or letting them buy company shares, often through a retirement-style account. For investors, ESOPs matter because they align employees’ incentives with company performance—like turning staff into shareholders—which can boost productivity and long-term value but may also concentrate employee retirement savings in company stock, affecting financial risk and share demand.
tax-withholding disposition financial
"transaction_action": "tax-withholding disposition""
A tax-withholding disposition is an event or transaction—such as selling or transferring securities, exercising options, or receiving compensation—that triggers a requirement to hold back part of the payment and remit it to tax authorities. It matters to investors because it reduces the cash they receive immediately and can change the timing and amount of taxable income, like a cashier taking a portion of your sale proceeds to pay taxes before you get the rest.
non-derivative financial
"transaction_type": "non-derivative""
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FAQ

What did Alerus Financial (ALRS) insider Kari Koob report in this Form 4?

Kari Koob reported routine equity compensation activity, with 102 Alerus shares withheld to pay taxes on restricted stock vesting. This is a tax-withholding disposition, not an open-market sale, and reflects standard treatment of vested stock awards.

How many Alerus (ALRS) shares were withheld for Kari Koob’s taxes?

A total of 102 common shares were withheld at $31.11 per share to satisfy tax obligations on restricted stock vesting. This F-code transaction reduces reported holdings mechanically and does not represent a discretionary market sale of shares.

How many Alerus Financial (ALRS) shares does Kari Koob hold after this filing?

Following the tax withholding, Koob directly holds 1,100.246 Alerus common shares, including 382 restricted shares. In addition, 494.0163 shares are held indirectly through the company’s Employee Stock Ownership Plan, reflecting ESOP allocations since the last report.

What does the Employee Stock Ownership Plan holding mean for Alerus (ALRS) insider Koob?

Koob’s indirect holding of 494.0163 shares is through the Alerus Financial Corporation Employee Stock Ownership Plan. This balance reflects ESOP allocations since the last ownership report and represents retirement-related plan holdings rather than recent open-market trading activity.

Is Kari Koob’s Form 4 transaction in Alerus (ALRS) shares a buy or a sell?

The Form 4 shows a tax-withholding disposition, coded F, where 102 shares were delivered to cover tax liabilities. It is not classified as an open-market purchase or sale but as routine handling of vested restricted stock awards for tax purposes.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Koob Kari

(Last)(First)(Middle)
401 DEMERS AVENUE

(Street)
GRAND FORKS NORTH DAKOTA 58201

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
ALERUS FINANCIAL CORP [ ALRS ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
SVP, Controller
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
07/03/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock07/03/2026F102(1)D$31.111,100.246(2)D
Common Stock494.0163(3)IBy the Alerus Financial Corporation Employee Stock Ownership Plan
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
1. Shares withheld upon vesting of restricted stock for payment of tax liability.
2. Includes 382 shares of restricted stock.
3. Reflects ESOP allocations that have occurred since the date of the reporting person's last ownership report.
/s/ Nicholas Brenckman, by power of attorney07/06/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)