Welcome to our dedicated page for Alerus Finl SEC filings (Ticker: ALRS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Alerus Financial Corporation (Nasdaq: ALRS) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as a commercial wealth bank and national retirement services provider. Alerus files reports with the U.S. Securities and Exchange Commission that cover its financial condition, results of operations, governance matters, and material corporate events.
Among the most frequently referenced documents are Current Reports on Form 8-K, which Alerus uses to furnish quarterly earnings press releases and related investor presentations under Items 2.02 and 7.01. These filings summarize net income, net interest income, net interest margin, noninterest income, and key performance ratios, and they often discuss trends in loans, deposits, retirement and benefit services assets, and wealth management assets. Certain 8-K filings also describe board and executive actions, such as an Executive Severance Agreement with the company’s President and Chief Executive Officer and associated change-in-control provisions.
In addition to 8-Ks, investors typically look to annual reports on Form 10-K and quarterly reports on Form 10-Q (when available) for detailed information on Alerus’ four operating segments—Banking, Retirement & Benefit Services, Wealth Management, and Mortgage—as well as risk factors, capital and liquidity discussion, and notes on revenue sources such as interest income, commissions, management fees, and other income.
On Stock Titan, ALRS filings are updated from EDGAR in near real time and paired with AI-powered summaries that explain the main points of lengthy documents. These summaries are designed to highlight items such as segment performance, balance sheet changes, and notable corporate actions so that users can quickly understand what has changed without reading every page. Users can also review filings related to dividends, executive arrangements, and other board decisions that Alerus discloses through its SEC reports.
Alerus Financial Corporation filed a current report to share its latest financial communications. The company issued a press release announcing financial results for the three and twelve months ended December 31, 2025, which is attached as Exhibit 99.1 and incorporated by reference.
Alerus also posted an investor presentation on its investor relations website and attached it as Exhibit 99.2. Both the press release and the presentation are being treated as information that is “furnished,” not “filed,” meaning they are generally not subject to certain Exchange Act liabilities unless required by law.
Alerus Financial Corp executive files amended Form 4 to correct prior tax withholding entry. The company’s EVP, CBO & CRO reported that on 12/31/2025, 1,878 shares of Alerus common stock were withheld to cover taxes upon the vesting of restricted stock, at a price of $22.32 per share. After this withholding, the executive beneficially owns 11,416 shares directly. The amendment clarifies that the original filing had incorrectly reported 1,582 shares withheld; the correct figure is 1,878 shares.
Alerus Financial Corp (ALRS) filed its Form 10‑Q, highlighting hedge accounting, credit loss components, and derivative disclosures. The company notes residential agency mortgage‑backed securities are designated as the hedged item in a fair value hedge using the portfolio layer method; the amortized cost of closed portfolios used in these hedging relationships was $281.6 million as of June 30, 2025, compared with $296.9 million as of December 31, 2024.
The filing details credit loss expense components, including a difference tied to ($3.9) million for off‑balance sheet credit exposure, ($6) thousand for HTM securities, and $78 thousand for non‑mortgage loans transferred to held for sale; another period shows ($31) thousand for off‑balance sheet exposure and ($76) thousand for HTM securities. Alerus maintains master netting agreements for interest rate swap counterparties and obtains collateral on customer loan swaps. Derivative assets are recorded in other assets and derivative liabilities in accrued expenses and other liabilities. Low‑income housing tax credit amortization and related tax benefits are reflected within income tax expense.
Alerus Financial Corporation furnished materials related to recent performance. On October 30, 2025, the company issued a press release with financial results for the three and nine months ended September 30, 2025, attached as Exhibit 99.1. It also posted an investor presentation on its investor relations website, attached as Exhibit 99.2.
The information in Items 2.02 and 7.01, and Exhibits 99.1 and 99.2, is being furnished and will not be deemed filed, except to the extent required by law or expressly incorporated by reference.
Alerus Financial Corporation reported two material items: the board approved an executive severance agreement for CEO Katie A. Lorenson and declared a cash dividend. The Severance Agreement (effective August 28, 2025) provides payments if the CEO is terminated by the company without Cause before a Change in Control or if termination occurs within 24 months after a Change in Control. For pre-Change-in-Control termination the CEO would receive 2.0 times a defined Severance Pay paid over 12 months; for qualifying post-Change-in-Control termination she would receive 2.99 times Severance Pay paid in a lump sum. The agreement has a 24-month evergreen term terminable on 120 days' notice prior to a Change in Control. The board also declared a $0.21 per share cash dividend payable October 10, 2025 to holders of record on September 26, 2025.
Alerus Financial Corp. (ALRS) Form 4: EVP & CFO Alan Villalon reported an open-market purchase of company stock.
- Date of transaction: 07/31/2025
- Shares acquired: 2,350 common shares
- Purchase price: $21.21 per share
- Direct ownership after trade: 10,587 shares
- Indirect ownership: 672.8807 shares held via the Alerus Financial Corporation Employee Stock Ownership Plan (ESOP), reflecting allocations since the prior report
- Derivative securities: None reported
The filing, signed 08/04/2025, shows the CFO increasing his personal stake, which can signal confidence in ALRS’s prospects. No sales or other dispositions were disclosed.