JPMorgan Chase Financial Company LLC is offering auto-callable contingent interest notes due February 19, 2030, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes pay quarterly Contingent Interest Payments when both the Nasdaq-100 Futures Excess Index and the Russell 2000® Futures Excess Return Index are >= 80.00% of their Initial Values (the Interest Barrier). The notes may be automatically called on certain Review Dates beginning November 13, 2026 if both Indices are >= their Initial Values; automatic call returns principal plus that period’s contingent interest. At maturity, if either Index is below its Trigger Value (70.00%), holders suffer principal loss equal to the Lesser Performing Index Return. Estimated value floor is $900.00 per $1,000 principal amount; minimum estimated contingent interest rate is 14.50% per annum (at least 3.625% per quarter).
JPMorgan Chase & Co. plans to issue unsecured Callable Fixed Rate Notes paying 5.15% per annum, with interest on February 27 each year from 2027 through 2037 and at maturity on February 26, 2038. The notes can be redeemed by JPMorgan at par plus accrued interest on February 27 and August 27 each year from 2028 through 2037, so investors may not receive interest for the full term.
The notes are not bank deposits and are not insured by the FDIC or any government agency. They are senior unsecured obligations of JPMorgan, structurally junior to liabilities of its subsidiaries and exposed to potential “single point of entry” resolution under Dodd‑Frank, where losses would be borne by equity and unsecured creditors, including noteholders. The notes are expected to be treated as fixed‑rate debt for U.S. federal income tax purposes. For eligible institutional or fee‑based accounts, the price per $1,000 note will range from $972.60 to $1,000, with selling commissions generally around $8.00 and capped at $32.50 per $1,000.
JPMorgan Chase & Co. is offering callable fixed rate notes due November 27, 2035. The notes pay 4.70% per annum, with interest paid annually in arrears on February 27, starting in 2027 and continuing to 2035, plus at maturity, if the notes have not been redeemed.
The notes are issued in $1,000 denominations. JPMorgan may redeem them early, in whole but not in part, at par plus accrued interest on February 27 and August 27 of each year from February 27, 2028 through August 27, 2035. For certain eligible institutional or fee-based accounts, the price to the public will be between $977.60 and $1,000 per $1,000 note, and selling commissions are expected to be about $20.00, capped at $40.00, per $1,000 note.
The notes are unsecured obligations of JPMorgan Chase & Co., are not bank deposits, and are not insured by the FDIC or any government agency. In a resolution of JPMorgan under U.S. bankruptcy or Title II of the Dodd-Frank Act, losses would be borne first by equity holders and then by unsecured creditors, including holders of these notes, whose claims are structurally junior to creditors of JPMorgan’s subsidiaries.
JPMorgan Chase Financial Company LLC is offering Structured Digital Barrier Notes linked to the common stock of Amazon.com, Inc. The notes pay a Contingent Digital Return of at least 10.75% at maturity if the Final Value is greater than or equal to a 65.00% Barrier Amount of the Initial Value.
The notes have a Pricing Date on or about February 13, 2026, an expected settlement (Original Issue Date) on or about February 19, 2026, an Observation Date of March 15, 2027 and a Maturity Date of March 18, 2027. Each $1,000 principal amount note returns $1,000 plus the Contingent Digital Return if the Final Value meets or exceeds the Barrier Amount; otherwise payment equals $1,000 plus the Stock Return, exposing holders to up to 100% principal loss.
JPMorgan Chase & Co. plans to issue callable fixed rate notes due February 27, 2041. The notes pay 5.40% per year, with interest paid annually each February 27, starting in 2027, and principal and accrued interest payable at maturity if the notes have not been redeemed.
The issuer may redeem the notes at par plus accrued interest on February 27, May 27, August 27 and November 27 each year from May 27, 2028 to November 27, 2040. The notes are unsecured, not FDIC insured, and sit structurally behind creditors of JPMorgan’s subsidiaries under its preferred "single point of entry" resolution strategy.
JPMorgan Chase Financial Company LLC is offering Structured Investments Auto Callable Accelerated Barrier Notes linked to the least performing of the EURO STOXX 50®, the Nikkei 225 and the MSCI Emerging Markets Index. The notes are expected to price on or about February 19, 2026 and to settle on or about February 24, 2026.
The notes carry an automatic call opportunity on February 25, 2027 and mature on February 22, 2030. Key economic terms disclosed include a $250.00 Call Premium per $1,000 principal amount, a Barrier Amount of 65.00% of initial value, an Upside Leverage Factor of at least 2.90, a minimum denomination of $1,000, and an estimated value of approximately $940.00 per $1,000 (not less than $920.00 when set). The notes are unsecured obligations of the issuer and are fully and unconditionally guaranteed by JPMorgan Chase & Co.. Investors face credit risk of the issuer and guarantor, no periodic interest or dividends, limited liquidity, and potential loss of principal if the least performing Index falls below the Barrier Amount.
JPMorgan Chase Financial Company LLC is offering capped accelerated barrier notes linked to the common stock of Amazon.com, Inc. The notes feature an Upside Leverage Factor of 1.80, a Maximum Return of at least 38.60 (at least $1,386.00 per $1,000 note), a Barrier Amount equal to 80.00 of the Strike Value ($165.568), and a Strike Value of $206.96 determined on February 10, 2026.
The notes are expected to price on or about February 11, 2026 and settle on or about February 17, 2026, with an Observation Date of April 12, 2027 and a Maturity Date of April 15, 2027. They are unsecured obligations of JPMorgan Financial and are fully and unconditionally guaranteed by JPMorgan Chase & Co. The estimated value at pricing is approximately $991.70 per $1,000 note and will not be less than $970.00 per $1,000 note.
Investment risks disclosed include potential loss of principal if the Final Value is below the Barrier Amount (loss proportional to stock decline), capped upside, lack of dividends, credit risk of the issuer and guarantor, limited liquidity, and secondary-market pricing that may be below original issue price.
JPMorgan Chase & Co. is offering callable fixed rate notes due February 25, 2056. The notes pay interest annually at a fixed rate of 5.75% per annum on each February 25, starting in 2027, on a $1,000 minimum denomination.
JPMorgan may redeem the notes in whole, but not in part, on February 25 and August 25 of each year from 2028 through 2055 at par plus accrued interest. The notes are unsecured obligations of JPMorgan, are not bank deposits, and are not insured by the FDIC or any government agency.
The pricing supplement highlights that in a JPMorgan resolution under U.S. bankruptcy or Title II of the Dodd-Frank Act, losses would be borne first by equity holders and then by unsecured creditors, including holders of these notes, who are structurally junior to creditors of JPMorgan subsidiaries.
JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering unsecured Structured Investments Review Notes linked to the MerQube US Large-Cap Vol Advantage Index, an excess-return, volatility-targeting index with a 6.0% per annum daily deduction.
The notes feature automatic call opportunities on scheduled Review Dates from February 26, 2027 through February 25, 2031, paying back principal plus a Call Premium Amount if the Index closes at or above preset Call Values. If never called and the Final Value is below 60% of the Initial Value, investors lose principal in line with the Index decline and can lose their entire investment. The notes pay no interest or dividends, have minimum denominations of $1,000, and an estimated value initially around $888 per $1,000, not less than $870.
JPMorgan Chase Financial Company LLC is offering 5-year, auto callable notes linked to the MerQube US Large-Cap Vol Advantage Index, with JPMorgan Chase & Co. as guarantor. The minimum denomination is $1,000, and the notes are scheduled to mature on February 28, 2031.
The Index provides rules-based exposure to E-Mini S&P 500 futures with exposure between 0% and 500%, and includes a 6.0% per annum daily deduction. The notes can be automatically called after an initial one-year non-call period if the Index closes at or above specified call values, paying back principal plus a call premium based on a rate of at least 14.00% per year.
If the notes are not called and the Index ends below the 60.00% barrier at final review, repayment is reduced one-for-one with the Index loss, meaning investors can lose a significant portion or all of their principal. The estimated value at pricing will not be less than $870 per $1,000 note. All payments depend on the credit of the issuer and guarantor, and the product carries multiple market, leverage, liquidity and tax risks.