JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering Auto-Callable Dual Directional Trigger PLUS linked to Micron Technology common stock, maturing on March 3, 2028.
Each security has a $1,000 stated principal amount and pays no interest. If Micron’s closing price on February 23, 2027 is at or above the initial stock price, the notes are automatically redeemed on February 26, 2027 for at least $1,495.50 per note, or at least 149.55% of principal.
If not called and Micron rises, holders receive principal plus 150% of the stock’s positive return. If Micron falls by up to 35%, holders receive principal plus the absolute decline, capped at a 35% gain. If Micron closes below 65% of the initial price at maturity, repayment is fully exposed to the downside and investors can lose most or all of their principal. The estimated value is indicated as below the issue price, and the notes are unsecured, unlisted, and subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co.
JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is issuing $690,000 of Contingent Interest Notes linked to Palantir Technologies Inc. Class A stock, maturing on February 2, 2027. These unsecured notes can pay monthly contingent interest at a 10.45% per annum rate if Palantir’s share price on each review date is at or above 70% of the $157.35 initial value.
Principal is protected only down to a 30% buffer; if the final share price falls more than 30% below the initial value, investors lose 1% of principal per additional 1% decline, up to a 70% loss. The notes do not pay fixed interest or dividends and have no upside participation in Palantir’s share gains. The estimated value at pricing is $968.30 per $1,000 note, below the $1,000 issue price, reflecting selling commissions and hedging costs.
JPMorgan Chase & Co. is offering $2,000,000 of callable fixed-rate notes due January 30, 2051. The notes pay interest at 5.70% per annum, with interest payable annually on January 30, beginning January 30, 2027, using a 30/360 day count convention.
The issuer may redeem all of the notes at par plus accrued interest on January 30, April 30, July 30 and October 30 of each year from 2028 through 2050. The price to the public is $1,000 per note, with proceeds to the issuer of $1,990,000 after $10,000 in selling commissions.
The notes are unsecured obligations of JPMorgan Chase & Co. and are subject to resolution strategies under the Dodd‑Frank Act, where losses would be borne after higher‑priority creditors and could result in holders receiving less than principal and interest. They are not bank deposits or FDIC insured and are expected to be treated as fixed-rate debt for U.S. federal income tax purposes.
JPMorgan Chase Financial Company LLC is issuing $299,000 of unsecured Review Notes linked to the MerQube US Large-Cap Vol Advantage Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes are auto-callable from January 29, 2027 through January 28, 2031 and mature on January 31, 2031.
Investors receive no interest or dividends and can lose a significant portion or all of principal if the notes are not called and the Index finishes below the 60% barrier. A 14.00% Call Premium Rate drives increasing call premiums over time. The Index embeds a 6.0% per annum daily deduction, which drags performance versus an identical index without this fee.
The price to public is $1,000 per note, including $50 in selling commissions, for issuer proceeds of $950 per note or $284,050 in total. The estimated value at pricing is $885.90 per $1,000 note, reflecting structuring and hedging costs and internal funding assumptions.
JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering structured Review Notes linked separately to the Nasdaq-100, Russell 2000 and S&P 500 indices, maturing in February 2031.
The notes can be automatically called on scheduled Review Dates, starting in February 2027, if each index is at or above 100% of its initial level. In that case, investors receive $1,000 plus a fixed call premium (at least 13% on the first Review Date, rising to at least 65% on the final Review Date) and the investment ends early.
If the notes are not called and, at maturity, the least performing index is at or above 70% of its initial level, investors receive their principal back. If any index finishes below 70% of its initial level, repayment is reduced one-for-one with the decline in the least performing index, leading to losses of more than 30% and possibly a total loss of principal.
The notes pay no interest or dividends, are unsecured obligations subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co., and are designed for investors willing to accept market and issuer risk in exchange for contingent premium payments. The preliminary estimated value is indicated around $970 per $1,000, reflecting structural costs and hedging.
JPMorgan Chase Financial Company LLC is offering auto callable contingent interest notes linked to the Class A common stock of Wayfair Inc., maturing on February 1, 2029 and fully and unconditionally guaranteed by JPMorgan Chase & Co.
Investors may receive a contingent interest payment on each Review Date if Wayfair’s closing share price is at least 50% of the Strike Value, called the Interest Barrier. If that condition is met after a missed payment, previously unpaid contingent interest amounts are also paid. The notes are automatically called, and principal is repaid early, if on any non-final Review Date the closing price is at or above the Strike Value.
If the notes are not called and Wayfair’s Final Value is below the Trigger Value, set equal to 50% of the Strike Value, repayment is reduced in line with the stock’s decline, and investors can lose most or all of principal. A hypothetical contingent interest rate of 16.15% per annum (4.0375% quarterly) is shown, with the actual rate to be at least that level.
The minimum denomination is $1,000. If priced on the assumptions shown, the estimated value would be about $930 per $1,000 note, and at pricing it will not be less than $900, reflecting selling commissions, hedging costs and issuer funding assumptions. The notes are unsecured, not FDIC insured, will not pay dividends on Wayfair shares, may be illiquid, and expose holders to credit risk of both JPMorgan Financial and JPMorgan Chase & Co., as well as complex U.S. tax treatment.
JPMorgan Chase & Co. is offering $2,000,000 of callable fixed-rate notes due January 30, 2041. The notes pay 5.40% per annum, with interest paid annually each January 30, starting January 30, 2027, using a 30/360 day-count convention.
The notes are callable by JPMorgan at par plus accrued interest on January 30, April 30, July 30 and October 30 of each year from April 30, 2028 through October 30, 2040. At maturity, if not called, investors receive principal plus any accrued interest. Each note is issued at $1,000, with $4.25 per-note selling commissions and $995.75 in proceeds to the issuer.
The notes are unsecured obligations of JPMorgan, are not bank deposits, and are not insured by the FDIC or any government agency. In a JPMorgan resolution under U.S. bankruptcy or Title II of Dodd-Frank, noteholders are unsecured creditors and could face losses after subsidiary and secured creditors are satisfied.
JPMorgan Chase & Co. is offering $18,515,000 of callable fixed‑rate notes due January 30, 2046. The notes pay fixed interest at 5.40% per annum, with interest paid annually in arrears on January 30, starting January 30, 2027, using a 30/360 day count.
The issuer may redeem the notes in whole, but not in part, on January 30 and July 30 of each year from January 30, 2029 through July 30, 2045 at par plus accrued interest. The public offering price is $1,000 per note, with selling commissions up to $24.731 per $1,000 and net proceeds of $975.578 per $1,000.
The notes are unsecured obligations of JPMorgan Chase & Co., structurally junior to liabilities of its subsidiaries. In a resolution under U.S. bankruptcy or Dodd‑Frank procedures, noteholders would absorb losses after equity and other unsecured creditors, and may recover less than principal and interest. The notes are not bank deposits and are not FDIC insured. They are expected to be treated as fixed‑rate debt for U.S. federal income tax purposes.
JPMorgan Chase & Co. is offering $12,000,000 of callable fixed-rate notes due January 30, 2036. The notes pay a 5.00% annual fixed interest rate on each January 30, beginning in 2027, calculated on a 30/360 day-count basis. At maturity, investors receive principal plus any accrued and unpaid interest if the notes have not been redeemed earlier.
JPMorgan may redeem the notes, in whole but not in part, on January 30 and July 30 of each year from January 30, 2028 through July 30, 2035, at par plus accrued interest. The price to the public is generally $1,000 per note, with total proceeds to the issuer of $11,912,250 after $87,262.50 in selling commissions. The notes are unsecured obligations of JPMorgan Chase & Co., structurally subordinated to subsidiary creditors, and could absorb losses under U.S. resolution regimes, meaning investors may recover less than principal in a JPMorgan bankruptcy or Title II resolution.
JPMorgan Chase & Co. is offering $1,235,000 principal amount of callable zero coupon notes due January 30, 2051. The notes are issued at $228.107 per $1,000 principal amount, do not pay periodic interest and accrete at a 6.00% yield to maturity, compounded semiannually.
The notes may be redeemed by JPMorgan on January 30 and July 30 of each year from January 30, 2028 through July 30, 2050 at the accreted principal amounts listed in the annex. Total price to the public is $1,235,000, with $11,372 in fees and $1,223,628 in proceeds to the issuer, and investors face loss-absorption risk in a JPMorgan resolution.