JPMORGAN CHASE & CO (AMJB) SEC Filings, Jan 26, 2026

JPMorgan Chase & Co. is offering $6,750,000 of callable fixed rate notes due January 26, 2056. The notes pay 5.50% per annum, with interest paid annually on January 26, beginning in 2027, using a 30/360 day count convention.

The issuer may, at its option, redeem the notes in whole (but not in part) at par plus accrued interest on January 26 and July 26 of each year from July 26, 2030 through July 26, 2055. The price to the public is $1,000 per note, including selling commissions of $23.852 per $1,000, resulting in total proceeds to the issuer of $6,589,000.

Holders are unsecured creditors of JPMorgan Chase & Co. and are structurally junior to creditors of its subsidiaries. In a Dodd-Frank "single point of entry" or similar resolution, losses could be imposed on noteholders and recovery of principal and interest may be limited.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering trigger autocallable contingent yield notes linked to the lesser performer of the Russell 2000 Index and the EURO STOXX 50 Index. The notes have a term of about three years, a $10 denomination and an expected contingent coupon rate between 8.00% and 8.50% per annum, paid quarterly only when both indexes close at or above 70% of their initial level.

After a six‑month non‑call period, the notes are automatically called on any quarterly observation date if both indexes are at or above their initial values, returning principal plus that quarter’s coupon. If held to maturity and both indexes finish at or above 70% of initial, investors receive full principal plus the final coupon; if either finishes below 70%, repayment is reduced in proportion to the decline of the worse‑performing index, up to a total loss. The notes are unsecured, not FDIC‑insured, carry JPMorgan credit risk, are not exchange‑listed, include a selling commission of $0.20 per $10 note, and have an estimated value around $9.622 per $10, not less than $9.30 when finalized. U.S. tax treatment is based on prepaid forward contract characterization with contingent coupons treated as ordinary income.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is issuing unsecured Digital Barrier Notes linked to the S&P 500® Index, maturing in February 2028.

The notes aim to pay a fixed return of at least 17.80% at maturity per $1,000 note if the S&P 500® final level is at or above its initial level. If the index finishes below the initial level but at or above 70.00% of that level (the barrier amount), investors receive only their principal back. If the index ends below the 70.00% barrier, repayment is reduced one‑for‑one with the index loss, so investors can lose more than 30% and up to all of their principal.

The notes pay no interest or dividends and will not be listed on an exchange, so liquidity may be limited. They are subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co. If priced on the illustrative date, the estimated value would be about $982.10 per $1,000 note and will not be less than $950.00 at pricing, reflecting structuring, selling and hedging costs.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering auto callable accelerated barrier notes linked to the common stock of Netflix, Inc. The notes can be automatically called on February 5, 2027 if Netflix’s closing price is at or above the call value, paying $1,000 plus a call premium of at least $200 per $1,000 note.

If not called and the final stock price is above the initial price, holders receive $1,000 plus 1.815 times the stock’s percentage gain. If the final price is at or above 80% of the initial price but not higher than the initial price, principal is returned at maturity. If the final price is below 80% of the initial price, principal is reduced one-for-one with the stock’s loss and can be fully lost. The notes pay no interest or dividends, are unsecured, and any payment depends on the credit of JPMorgan Financial and JPMorgan Chase & Co. A sample estimated value is $967.80 per $1,000 note, and the final estimated value will not be less than $900.00.

JPMorgan Chase Financial Company LLC is offering structured "Review Notes" linked to the MerQube US Tech+ Vol Advantage Index, due February 4, 2031, fully and unconditionally guaranteed by JPMorgan Chase & Co. These notes can be automatically called on scheduled Review Dates starting February 4, 2027 if the Index closes at or above a preset Call Value, paying back $1,000 plus a fixed Call Premium Amount that steps up over time (at least 14% of principal on the first Review Date, rising to at least 70% on the final Review Date).

If the notes are never called and, at maturity, the Index is down by no more than the 15% buffer, investors receive full principal. If the Index is down by more than 15%, repayment is reduced 1-for-1 beyond that level, with up to 85% loss of principal. The notes pay no interest, provide no dividends, and are subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co.

The Index tracks leveraged, volatility-targeted exposure to the Invesco QQQ Trust, Series 1, but its return is reduced by a 6.0% per annum daily deduction and a daily notional financing cost, which create a persistent performance drag. The estimated value is indicated at about $907 per $1,000 note, and will not be less than $900, reflecting selling costs, hedging costs and dealer margin.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is issuing $2,665,000 of unsecured Review Notes linked to the least performing of the S&P 500 Index, Nasdaq-100 Index and State Street SPDR S&P Regional Banking ETF, maturing on January 25, 2030.

The notes may be automatically called as early as January 27, 2027 if each underlying is at or above its initial level, paying $1,000 plus a call premium starting at 13.25% of principal and rising to 53.00% on the final review date. If not called and each final underlying value is at or above 70% of its initial value, investors receive principal at maturity.

If any underlying finishes below its 70% barrier, repayment is reduced one-for-one with the decline in the least performing underlying, and investors can lose more than 30% and up to all principal. The price to public is $1,000 per note, including $37 in fees and commissions, and the estimated value at pricing was $935.90. The notes pay no interest or dividends and carry the credit risk of JPMorgan Financial and JPMorgan Chase & Co.

JPMorgan Chase Financial Company LLC is offering unsecured Digital Barrier Notes linked to the S&P 500® Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes target investors seeking a fixed return of at least 15.85% at maturity if the index’s Final Value is at or above its Initial Value.

Each note has a $1,000 minimum denomination. If the Final Value is below the Initial Value but at or above 60% of the Initial Value (the Barrier Amount), investors receive only their principal back. If the Final Value falls below the 60% barrier, repayment is reduced one-for-one with the index loss, so investors can lose more than 40% and up to all of their principal.

The notes pay no interest or dividends and carry the credit risk of both JPMorgan Chase Financial Company LLC and JPMorgan Chase & Co. A preliminary estimated value is illustrated at approximately $981.10 per $1,000 note, and the final estimated value will not be less than $950.00 per $1,000 at pricing.

JPMorgan Chase & Co. is offering $18,000,000 of callable fixed rate notes due January 27, 2031. The notes pay fixed interest at 4.35% per annum, with interest on each $1,000 note paid in arrears every January 27 and July 27, starting July 27, 2026.

Beginning January 27, 2028 and on each January 27 and July 27 through July 27, 2030, JPMorgan may redeem all of the notes at par plus accrued interest. The public offering price is $1,000 per note, with selling commissions of $2.75 per $1,000 and estimated proceeds to the issuer of $17,950,500. The notes are unsecured obligations of JPMorgan and, under its preferred “single point of entry” resolution strategy and Title II of the Dodd-Frank Act, holders could face losses or recover less than principal and interest in a bankruptcy or FDIC resolution.

JPMorgan Chase Financial Company LLC, guaranteed by JPMorgan Chase & Co., is offering $1,000-denomination market-linked notes tied to the worst performer among Alphabet Class A, Taiwan Semiconductor ADSs and Broadcom common stock, maturing on February 2, 2029.

The notes can be automatically called on February 4, 2027 if the lowest-performing stock is at or above its starting price, paying at least 147% of principal (a minimum 47% call premium. If not called, at maturity investors receive: leveraged upside at a 200% participation rate if the lowest stock finishes above its start; a positive “absolute return” if it is down but no more than 50%; or full downside exposure if it falls more than 50%, which can result in losing more than half, up to all, of principal.

The preliminary estimated value is about $946.90 per $1,000 note and will not be less than $910.00, below the $1,000 price to the public. Selling commissions are up to $25.75 per note, with issuer proceeds of $974.25. These unsecured notes are not bank deposits, not FDIC insured, may be illiquid and involve complex tax and market risks.