JPMORGAN CHASE & CO (AMJB) SEC Filings, Apr 13-14, 2026

JPMorgan Chase Financial Company LLC offers $344,000 of Auto Callable Accelerated Barrier Notes due April 13, 2029, fully guaranteed by JPMorgan Chase & Co. The notes are issued in $1,000 minimum denominations (priced at $1,000 per note) and may be automatically called beginning April 13, 2027 for fixed call premiums. If not called, maturity payments depend on the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indices, with an Upside Leverage Factor of 1.50 and a Barrier Amount equal to 70.00% of each Index’s Initial Value. The original issue price includes a $35 selling commission per $1,000 note; the estimated value at pricing was $950.90 per $1,000 note. These unsecured notes do not pay interest, expose investors to principal loss if the least performing Index falls below the Barrier Amount, and are subject to issuer and guarantor credit risk.

JPMorgan Chase Financial Company LLC priced a $290,000 offering of Auto Callable Contingent Interest Notes linked to Oracle common stock, due October 14, 2027, with settlement expected on or about April 15, 2026. The notes pay contingent monthly coupons at a 17.20% per annum rate when the Reference Stock closing price on a Review Date is at or above an Interest Barrier equal to 60.00% of the Initial Value, are automatically callable beginning July 10, 2026 if the closing price on a Review Date (other than the first, second and final Review Dates) is at or above the Initial Value, and expose holders to full credit risk of JPMorgan Financial and JPMorgan Chase & Co.

JPMorgan Chase Financial Company LLC priced $680,000 of Auto Callable Contingent Interest Notes linked to ServiceNow common stock due April 13, 2028. The notes pay a contingent monthly-style interest when the Reference Stock closes at or above an Interest Barrier equal to 60.00% of the Strike Value, may be automatically called if the stock closes at or above the Strike Value on certain Review Dates, and are unsecured obligations of JPMorgan Financial fully guaranteed by JPMorgan Chase & Co. The notes priced on April 10, 2026, with settlement expected on or about April 15, 2026. The estimated value at pricing was $980.50 per $1,000 note; the price to public was $1,000 per note with $4 selling commission.

JPMorgan Chase reported strong first-quarter 2026 results in an investor presentation. Net income was $16.5B, up 13% year over year, with diluted EPS of $5.94. Firmwide managed revenue reached $50.5B, up 10%, driven by balanced growth in net interest income and fees.

The firm delivered a 19% return on equity and 23% return on tangible common equity, supported by robust capital. Common equity Tier 1 capital was $291B, with a standardized CET1 ratio of 14.3% and advanced CET1 ratio of 14.1%. Total assets ended the period at $4.9T.

Average loans were $1.5T, up 11% year over year, and average deposits were $2.6T, up 7%. The Consumer & Community Banking segment earned $5.0B, the Commercial & Investment Bank $9.0B, and Asset & Wealth Management $1.8B. The firm emphasized its “fortress” balance sheet with $1.5T in high-quality liquid assets and unencumbered marketable securities.

Shareholder returns remained substantial, with a common dividend of $4.1B (or $1.50 per share) and $8.1B of net share repurchases over the last twelve months, contributing to a net payout ratio of 82%.

JPMorgan Chase Financial Company LLC is offering structured notes linked to the MerQube US Large-Cap Vol Advantage Index, with $264,000 principal issued in $1,000 minimum denominations. The notes price on April 10, 2026 and settle on or about April 15, 2026, mature on April 14, 2033, and are fully guaranteed by JPMorgan Chase & Co.

The notes can be automatically called on scheduled Review Dates beginning April 13, 2027. Payments upon call equal $1,000 plus a specified Call Premium Amount for that Review Date; if not called, final payoff depends on the Index Final Value versus a 50.00% Barrier Amount of the Initial Value.

JPMorgan Chase Financial Company LLC is offering structured notes linked to the MerQube US Tech+ Vol Advantage Index, due April 16, 2031, with principal denominated in $1,000 increments. The notes are unsecured obligations of JPMorgan Financial and are fully and unconditionally guaranteed by JPMorgan Chase & Co. They priced on April 10, 2026 and are expected to settle on or about April 15, 2026. The notes feature quarterly Review Dates beginning April 15, 2027, an automatic-call if the Index closing level is at or above the Call Value on a Review Date, and a Buffer Amount of 15.00% that protects against limited index declines at maturity.

Investors face a 6.0% per annum daily deduction to the Index level and an additional notional financing cost tied to the QQQ Fund, both of which materially reduce Index performance. If the notes are not called, principal at maturity is preserved only if the Final Value is within the 15.00% buffer; otherwise investors bear pro rata losses up to 85.00% of principal. The original issue price was $1,000 per note, with selling commissions of $41.50 and estimated value at pricing of $908.70 per $1,000 note. Secondary-market liquidity is limited and payments are subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co.

JPMorgan Chase Financial Company LLC priced $848,000 of Auto Callable Contingent Interest Notes linked to the MerQube US Large-Cap Vol Advantage Index due April 14, 2033, fully guaranteed by JPMorgan Chase & Co. The notes pay monthly Contingent Interest Payments only if the Index closing level is ≥70% of the Initial Value and may be automatically called on quarterly Autocall Review Dates if the Index closes at or above the Initial Value, with the earliest possible call on October 12, 2026. The Index is subject to a 6.0% per annum daily deduction, the notes are unsecured obligations of JPMorgan Financial, and investors bear credit risk of both the issuer and guarantor. Minimum denominations are $1,000; settlement is expected on or about April 15, 2026.

JPMorgan Chase & Co. reported strong first‑quarter 2026 results, with net income of $16.5 billion and diluted EPS of $5.94, up from $14.6 billion and $5.07 a year earlier. Managed net revenue rose to $50.5 billion, a 10% increase, driven by higher net interest income and double‑digit growth in noninterest revenue.

Consumer & Community Banking earned $5.0 billion of net income with 32% ROE, while the Commercial & Investment Bank delivered $9.0 billion and 21% ROE on strong Markets and investment banking fees. Asset & Wealth Management net income grew 12% as assets under management reached $4.8 trillion. Credit costs were $2.5 billion with $2.3 billion of net charge‑offs and a $191 million net reserve build.

The firm returned substantial capital, paying $1.50 per share in common dividends, totaling $4.1 billion, and completing $8.3 billion of net share repurchases. Book value per share increased to $128.38 and tangible book value per share to $108.87, both up 8% year over year, while the Basel III CET1 Standardized ratio stood at 14.3%.

JPMorgan Chase Financial Company LLC is offering Uncapped Accelerated Barrier Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indices. The notes feature an Upside Leverage Factor of at least 1.2005, a Barrier Amount equal to 60.00% of each Index's Initial Value, a Pricing Date on or about April 17, 2026, expected settlement on or about April 22, 2026, an Observation Date of January 18, 2028, and a Maturity Date of January 21, 2028. Minimum denomination is $1,000. The notes pay at maturity based on the Least Performing Index Return: if all Indices finish above initial levels you receive $1,000 plus the leveraged appreciation; if any Index falls below the Barrier Amount you suffer downside tied to the Least Performing Index (potentially losing all principal). The estimated value at pricing example is $971.90 per $1,000 note, the estimated value will not be less than $900.00, and selling commissions will not exceed $22.25 per $1,000 note.