Arrive AI Inc SEC Filings

Arrive AI Inc. entered into a new prepaid financing with Streeterville Capital, receiving $10,000,000 in cash for an unsecured promissory note with an original principal of $10,800,000, reflecting an $800,000 original issue discount and an interest rate of 8% per year, compounded daily.

Streeterville can apply the outstanding balance to buy common shares at the lower of the Nasdaq listing reference price or 90% of the lowest ten-day VWAP, with a $0.25 per-share floor and a 9.99% ownership cap. Certain price and ownership triggers require monthly cash repayments of $1,375,000 plus interest, and events of default can increase the rate to 15% and make the balance immediately due.

The company agreed in a side letter to file a Form S-1 to register at least 10,000,000 shares linked to this structure by February 9, 2026, and Maxim Group will receive a 4% cash fee on the gross proceeds for acting as placement agent.

Arrive AI Inc. (ARAI) reported an insider stock purchase by its Chief Executive Officer, director and 10% owner, Daniel Steven O'Toole. On 11/18/2025, O'Toole bought 11,142 shares of Arrive AI common stock in open-market transactions at a weighted average price of $3.4962 per share, with individual trades ranging from $3.4499 to $3.50 per share. Following this purchase, he directly beneficially owns 23,155,051 shares of the company’s common stock. The filing was signed by Todd Pepmeier as attorney-in-fact for O'Toole.

Arrive AI Inc. (ARAI) reported an insider share purchase by a member of its leadership. A director and Chief Strategy Officer acquired 1,390 shares of common stock of Arrive AI Inc. in an open-market transaction on 11/19/2025 at a weighted average price of $3.534 per share.

Following this purchase, the reporting person beneficially owns 76,415 shares of Arrive AI common stock in total, held directly. The shares were bought across multiple trades, with prices ranging from $3.5183 to $3.5409 per share, and the reporting person has undertaken to provide detailed trade breakdowns upon request.

Arrive AI Inc. reports Q3 2025 results showing minimal early revenue and heavy losses as it scales its autonomous last-mile platform.

Revenue reached just $7,450 for the quarter and $98,175 for the first nine months of 2025, all from consulting, installation, and initial subscription services after generating no revenue in 2024. Operating expenses were high, with Q3 2025 operating costs of $1.66 million and a net loss of $2.24 million, contributing to a nine-month net loss of $8.90 million and an accumulated deficit of $24.83 million.

Cash was $816,715 as of September 30, 2025, supported by significant financing: the company raised $9.04 million in gross proceeds during the period and entered into up to $40 million of pre-paid share purchase capacity with Streeterville Capital via convertible notes. Management discloses that these losses and funding needs raise substantial doubt about the company’s ability to continue as a going concern. A new $10 million share repurchase program and active warrant/option programs add further complexity to future dilution and capital allocation.

Arrive AI Inc. (ARAI) filed an amended Form 4 reporting a director equity grant. Director Laurie Tucker received a restricted stock unit award of 7,292 RSUs on October 6, 2025. The grant was issued under the Company’s 2023 Equity Incentive Plan.

The RSUs are scheduled to vest on September 30, 2026. RSUs do not carry an exercise price and either vest on the schedule or are canceled before vesting. Following the transaction, 7,292 derivative securities were beneficially owned in direct form.

Arrive AI (ARAI) reported an insider equity grant via a Form 4/A. A company director received 7,292 restricted stock units (RSUs) on October 6, 2025 under the 2023 Equity Incentive Plan. The filing lists the transaction as an acquisition at $0 for RSUs that convert into common stock upon vesting. The RSUs are scheduled to vest on September 30, 2026, and the reported ownership is Direct.

Arrive AI (ARAI) director John E. Gallina reported an equity grant on a Form 4/A. On October 6, 2025, he received 7,292 restricted stock units (RSUs) under the company’s 2023 Equity Incentive Plan. The RSUs vest on September 30, 2026. The filing lists an exercise/conversion price of $0 and shows 7,292 derivative securities beneficially owned directly following the transaction. RSUs do not expire; they vest or are canceled before the vesting date.

Laurie Tucker, a director of Arrive AI Inc. (ARAI), received 7,292 shares of the company's common stock on 10/06/2025 as compensation for her board service. The shares were issued for $0 in consideration. After the issuance, the reporting person beneficially owned 7,577 shares. The Form 4 was signed by an attorney-in-fact on 10/08/2025. The filing indicates the transaction was a non-derivative grant to a director and includes an Exhibit 24 power of attorney.

Arrive AI Inc. director Kevin McAdams reported a compensatory issuance of 7,292 shares of common stock for board service on 10/06/2025, paid with $0.00 consideration. After the issuance, Mr. McAdams beneficially owns 16,241 shares. The Form 4 was filed individually and signed by an attorney-in-fact on 10/08/2025. The filing notes the shares were granted explicitly for director service in 2025 and includes an exhibit for a power of attorney. No cash proceeds, option exercises, dispositions, or derivative transactions are reported.