[8-K] ARMOUR Residential REIT, Inc. Reports Material Event

Rhea-AI Filing Summary

ARMOUR Residential REIT, Inc. disclosed a Regulation FD press release announcing an updated estimated book value and attached that press release as Exhibit 99.1 to this Form 8-K. The filing states the company issued a press release announcing the updated estimated book value and expressly incorporates that press release by reference as an exhibit. The 8-K lists the registrant's securities (Common Stock: ARR; Preferred Stock Series C: ARR-PRC) and is signed by the Chief Financial Officer, Gordon M. Harper. The filing itself does not include the text of the press release in the body of the report.

Positive

• Regulation FD compliance: the company publicly disclosed the press release and filed it as an exhibit, supporting transparent disclosure practices.
• Clear exhibit reference: the updated estimated book value announcement is incorporated by reference as Exhibit 99.1, directing investors where to find the full release.

Negative

• No numeric details in the 8-K body: the filing text does not state the updated estimated book value figure or related metrics.
• Limited standalone information: investors must open Exhibit 99.1 to assess material impact; the Form 8-K alone does not allow immediate evaluation.

Insights

Financial Analyst

TL;DR: Routine Regulation FD disclosure attaching an updated estimated book value press release; no numeric details provided in the filing.

The filing notifies investors that ARMOUR issued a press release updating its estimated book value and attaches that release as Exhibit 99.1. From an analyst perspective, the disclosure is procedural and preserves equal access to material information, but the 8-K text does not include the updated valuation figure, so analysts must retrieve Exhibit 99.1 to measure the impact on NAV and valuation models.

Corporate Governance Expert

TL;DR: Governance-wise, the company complied with Regulation FD by filing the press release as an exhibit, but the filing provides limited standalone information.

The document documents formal compliance steps: a Regulation FD disclosure and incorporation of the press release as Exhibit 99.1, and it is duly signed by the CFO. The filing demonstrates process adherence for public disclosure, yet it does not contain substantive content of the press release itself, so shareholders must consult the exhibit for material specifics.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

_____________

FORM 8-K

______________

CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported) August 12, 2025

ARMOUR Residential REIT, Inc.

(Exact Name of Registrant as Specified in Its Charter)

Maryland			001-34766			26-1908763
(State or Other Jurisdiction of Incorporation)			(Commission File Number)			(I.R.S. Employer Identification No.)

3001 Ocean Drive, Suite 201
Vero Beach,			Florida						32963
(Address of Principal Executive Offices)									(Zip Code)

(772) 617-4340

(Registrant’s Telephone Number, Including Area Code)

n/a

(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of Each Class

Trading symbols

Name of Exchange on which registered

Preferred Stock, 7.00% Series C Cumulative Redeemable

ARR-PRC

New York Stock Exchange

Common Stock, $0.001 par value

ARR

New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).        

Emerging growth company ☐

If an emerging growth company, indicate by a check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act ☐

Item 7.01    Regulation FD Disclosure.

On August 12, 2025, ARMOUR Residential REIT, Inc. (“ARMOUR”) issued a press release announcing updated estimated book value.

A copy of ARMOUR's press release announcing the updated estimated book value is attached hereto as Exhibit 99.1 and incorporated herein by this reference.

Item 9.01. Financial Statements and Exhibits.

 (d) Exhibits

Exhibit No.			Description
99.1			Press Release dated August 12, 2025
104			Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Dated: August 12, 2025

			ARMOUR RESIDENTIAL REIT, INC.
			By:			/s/ Gordon M. Harper
			Name:			Gordon M. Harper
			Title:			Chief Financial Officer

FAQ

What did ARR report in this Form 8-K?

The 8-K states that ARMOUR Residential REIT announced an updated estimated book value via a press release and attached that press release as Exhibit 99.1.

Does the filing include the updated book value figure?

No. The filing references and incorporates a press release as Exhibit 99.1; the updated estimated book value figure is not included in the 8-K text provided here.

Is this a Regulation FD disclosure for ARR?

Yes. The Form 8-K identifies the item as Regulation FD Disclosure and incorporates the press release by reference.

Where can investors find the full press release for ARR?

The press release is filed as Exhibit 99.1 to the Form 8-K; investors should consult Exhibit 99.1 to view the full announcement and any figures.

Who signed the Form 8-K for ARMOUR (ARR)?

The Form 8-K is signed on behalf of the registrant by Gordon M. Harper, Chief Financial Officer.