ARMOUR Residential REIT (NYSE: ARR) details $0.24 dividend and fee waiver change

Rhea-AI Filing Summary

ARMOUR Residential REIT, Inc. disclosed two updates affecting its common shareholders and management costs. The company announced guidance for a monthly cash dividend of $0.24 per share on its common stock for January 2026, with shareholders of record on January 15, 2026 scheduled to receive payment on January 29, 2026. This continues ARMOUR’s practice of paying monthly dividends to common stockholders.

ARMOUR also reported a change to its management fee structure. ARMOUR Capital Management LP, its external manager, notified the company on December 22, 2025 that it is ending its voluntary waiver of a portion of the Base Management Fee under the existing management agreement. The waiver termination applies to Base Management Fees that become due and payable after February 1, 2026, covering services provided for January 2026, which means ARMOUR’s management fee expense will increase relative to the period when the waiver was in place.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

_____________

FORM 8-K

______________

CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported) December 23, 2025 (December 22, 2025)

ARMOUR Residential REIT, Inc.

(Exact Name of Registrant as Specified in Its Charter)

Maryland			001-34766			26-1908763
(State or Other Jurisdiction of Incorporation)			(Commission File Number)			(I.R.S. Employer Identification No.)

3001 Ocean Drive, Suite 201
Vero Beach,			Florida						32963
(Address of Principal Executive Offices)									(Zip Code)

(772) 617-4340

(Registrant’s Telephone Number, Including Area Code)

n/a

(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of Each Class

Trading symbols

Name of Exchange on which registered

Preferred Stock, 7.00% Series C Cumulative Redeemable

ARR-PRC

New York Stock Exchange

Common Stock, $0.001 par value

ARR

New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).        

Emerging growth company ☐

If an emerging growth company, indicate by a check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act ☐

Item 8.01. Other Events.

    On December 23, 2025, ARMOUR Residential REIT, Inc. (“ARMOUR”) announced guidance on the monthly cash dividend of $0.24 per share, payable to holders of ARMOUR common stock for the month of January 2026, as set forth below:

Holder of Record Date						Payment Date
January 15, 2026						January 29, 2026

 A copy of ARMOUR's press release announcing the dividend is attached hereto as Exhibit 99.1 and incorporated herein by this reference.

Additionally, on December 22, 2025, ARMOUR Capital Management LP (“ACM”) notified ARMOUR that ACM was terminating its voluntarily waiver of a portion of the Base Management Fee due and payable to ACM pursuant to the Eighth Amended and Restated Management Agreement, effective as of February 14, 2023. The termination of the waiver is effective for amounts of the Base Management Fee that become due and payable after February 1, 2026 (relating to services for the month of January 2026).

Item 9.01. Financial Statements and Exhibits.

(d) Exhibits

Exhibit No.			Description
99.1			Press Release announcing the January 2026 common stock dividend guidance
104			Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Dated: December 23, 2025

			ARMOUR RESIDENTIAL REIT, INC.
			By:			/s/ Gordon M. Harper
			Name:			Gordon M. Harper
			Title:			Chief Financial Officer

FAQ

What dividend did ARMOUR Residential REIT (ARR) announce for January 2026?

ARMOUR Residential REIT announced guidance for a monthly cash dividend of $0.24 per share on its common stock for the month of January 2026.

What are the record date and payment date for ARMOUR (ARR) January 2026 dividend?

The January 2026 common stock dividend is payable to holders of record on January 15, 2026, with a scheduled payment date of January 29, 2026.

How is ARMOUR Capital Management LP changing its fee waiver arrangement with ARMOUR (ARR)?

On December 22, 2025, ARMOUR Capital Management LP notified ARMOUR that it is terminating its voluntary waiver of a portion of the Base Management Fee under the Eighth Amended and Restated Management Agreement.

When does the termination of the Base Management Fee waiver for ARMOUR (ARR) take effect?

The termination of the voluntary waiver is effective for amounts of the Base Management Fee that become due and payable after February 1, 2026, relating to services for the month of January 2026.

Which securities of ARMOUR Residential REIT (ARR) are listed on the New York Stock Exchange?

ARMOUR has its common stock listed under the symbol ARR and its 7.00% Series C Cumulative Redeemable Preferred Stock listed under the symbol ARR-PRC on the New York Stock Exchange.

Where can investors find more details on ARMOUR (ARR) January 2026 dividend announcement?

Further details are provided in ARMOUR’s press release announcing the January 2026 common stock dividend guidance, which is included as Exhibit 99.1 to the report.