[8-K] Armour Residential REIT, Inc. Reports Material Event

Rhea-AI Filing Summary

On September 24, 2025, ARMOUR Residential REIT, Inc. (ARR) announced a monthly cash dividend of $0.24 per share payable to holders of common stock for the month of October 2025. The release provides the dividend amount and payment month but does not disclose the record date, payment date, source of funds, or any change to regular dividend policy.

Positive

• $0.24 per share monthly dividend declared for October 2025
• Declaration signals continued cash distributions to common shareholders

Negative

• Filing omits record date and payment date, limiting investor actionability
• No disclosure of dividend source or commentary on sustainability in the notice

Insights

Equity Income Analyst

ARMOUR declared a $0.24 monthly dividend for October 2025.

This is a clear income signal: a declared monthly cash dividend of $0.24 per share is directly material to yield-focused shareholders because it determines near-term cash returns.

The filing lacks details on the record date, payment date, and whether this is consistent with prior monthly declarations, so investors cannot fully assess timing or sustainability from this notice alone.

Corporate Actions Specialist

Dividend amount disclosed but settlement logistics are missing.

The 8-K communicates the declared amount for October 2025 but omits operational details such as record date and payment mechanics, which are typically needed for shareholder planning and for indexing dividend capture strategies.

If further filings or notices follow with dates and funding sources, they will complete the actionable picture for holders.

0001428205false00014282052025-09-242025-09-240001428205arr:PreferredClassCMember2025-09-242025-09-240001428205us-gaap:CommonStockMember2025-09-242025-09-24

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

_____________

FORM 8-K

______________

CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported) September 24, 2025

ARMOUR Residential REIT, Inc.

(Exact Name of Registrant as Specified in Its Charter)

Maryland			001-34766			26-1908763
(State or Other Jurisdiction of Incorporation)			(Commission File Number)			(I.R.S. Employer Identification No.)

3001 Ocean Drive, Suite 201
Vero Beach,			Florida						32963
(Address of Principal Executive Offices)									(Zip Code)

(772) 617-4340

(Registrant’s Telephone Number, Including Area Code)

n/a

(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of Each Class

Trading symbols

Name of Exchange on which registered

Preferred Stock, 7.00% Series C Cumulative Redeemable

ARR-PRC

New York Stock Exchange

Common Stock, $0.001 par value

ARR

New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).        

Emerging growth company ☐

If an emerging growth company, indicate by a check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act ☐

Item 8.01. Other Events.

    On September 24, 2025, ARMOUR Residential REIT, Inc. (“ARMOUR”) announced guidance on the monthly cash dividend of $0.24 per share, payable to holders of ARMOUR common stock for the month of October 2025, as set forth below:

Holder of Record Date						Payment Date
October 15, 2025						October 30, 2025

 A copy of ARMOUR's press release announcing the dividend is attached hereto as Exhibit 99.1 and incorporated herein by this reference.

Item 9.01. Financial Statements and Exhibits.

(d) Exhibits

Exhibit No.			Description
99.1			Press Release announcing common stock dividend guidance
104			Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Dated: September 24, 2025

			ARMOUR RESIDENTIAL REIT, INC.
			By:			/s/ Gordon M. Harper
			Name:			Gordon M. Harper
			Title:			Chief Financial Officer

FAQ

What dividend did ARMOUR Residential REIT (ARR) declare for October 2025?

ARMOUR declared a monthly cash dividend of $0.24 per share for the month of October 2025.

When was the ARMOUR (ARR) dividend for October 2025 announced?

The dividend was announced on September 24, 2025 in the 8-K filing.

Does the 8-K state the record date or payment date for the ARR dividend?

No. The filing does not disclose the record date or payment date.

Did ARMOUR (ARR) explain the source or sustainability of the dividend in this filing?

No. The notice does not provide information on the source of funds or commentary on sustainability.

Is this dividend payment monthly or one-time according to the filing?

The filing describes a monthly cash dividend for the month of October 2025, but does not state whether this changes prior policy.