[8-K] Armour Residential REIT, Inc. Reports Material Event

Rhea-AI Filing Summary

Armour Residential REIT, Inc. produced a presentation updating its financial position, business and operations and furnished that presentation as an exhibit to this Form 8-K. The presentation is attached as Exhibit 99.1 and is furnished under the disclosure item for material events; it is expressly described as furnished and not filed for purposes of the Exchange Act unless later incorporated by reference. The filing does not include detailed financial statements, earnings figures, or other quantitative results within the text provided.

Insights

Securities Analyst

TL;DR: Routine disclosure of a presentation updates stakeholders without new financial details; limited immediate market impact.

The company furnished a presentation covering its financial position, business and operations and attached it as Exhibit 99.1. Because the exhibit is furnished rather than filed and the filing text contains no financial results or material metrics, this disclosure appears informational and routine. Investors relying solely on this 8-K will need to review Exhibit 99.1 to assess any material change in outlook or performance; the Form 8-K text itself does not provide data that would change valuation models or credit assessments.

Corporate Governance Expert

TL;DR: Governance practice followed: the company furnished supplemental materials to shareholders but did not convert those materials into filed disclosures.

The filing indicates the company followed standard disclosure practice by furnishing a presentation on corporate matters and explicitly stating the exhibit is furnished and not filed. This preserves limited liability and reporting implications associated with filed documents. From a governance perspective, the disclosure signals transparency in providing updates, but the governance impact depends on the substantive content of the attached presentation, which is not summarized in the filing text.

0001428205false00014282052025-09-122025-09-120001428205us-gaap:SeriesCPreferredStockMember2025-09-122025-09-120001428205us-gaap:CommonStockMember2025-09-122025-09-12

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

_____________

FORM 8-K

______________

CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported) September 12, 2025

ARMOUR Residential REIT, Inc.

(Exact Name of Registrant as Specified in Its Charter)

Maryland			001-34766			26-1908763
(State or Other Jurisdiction of Incorporation)			(Commission File Number)			(I.R.S. Employer Identification No.)

3001 Ocean Drive, Suite 201
Vero Beach,			Florida						32963
(Address of Principal Executive Offices)									(Zip Code)

(772) 617-4340

(Registrant’s Telephone Number, Including Area Code)

n/a

(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of Each Class

Trading symbols

Name of Exchange on which registered

Preferred Stock, 7.00% Series C Cumulative Redeemable

ARR-PRC

New York Stock Exchange

Common Stock, $0.001 par value

ARR

New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).        

Emerging growth company ☐

If an emerging growth company, indicate by a check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act ☐

Item 7.01.    Regulation FD Disclosure.

On September 12, 2025, ARMOUR Residential REIT, Inc. (“ARMOUR”) produced for distribution a presentation, which contains updates on ARMOUR's financial position, business and operations. Attached as Exhibit 99.1 to this report is the presentation produced by ARMOUR.

The presentation attached to this report as Exhibit 99.1 is furnished pursuant to this Item 7.01 and shall not be deemed filed in this or any other filing of ARMOUR under the Securities Exchange Act of 1934, as amended, unless expressly incorporated by specific reference in any such filing.

Item 9.01.    Financial Statements and Exhibits.

(d) Exhibits

Exhibit No.			Description
99.1			Presentation dated September 12, 2025
104			Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Dated: September 12, 2025

ARMOUR RESIDENTIAL REIT, INC.

By: /s/ Gordon M. Harper

Name: Gordon M. Harper

Title: Chief Financial Officer

FAQ

What did ARMOUR (ARR) disclose in this Form 8-K?

The company furnished a presentation containing updates on its financial position, business and operations, attached as Exhibit 99.1.

Is the presentation in the 8-K considered filed with the SEC?

No. The presentation is expressly described as furnished and is not deemed filed unless later incorporated by reference in another filing.

Does the 8-K text include financial statements or earnings data?

No. The filing text provided does not include any financial statements, earnings figures, or quantitative results.

Where can investors find the substantive details referenced in this 8-K?

Investors must review Exhibit 99.1 (the attached presentation) to see the substantive updates on financial position, business and operations.