[8-K] ARMOUR Residential REIT, Inc. Reports Material Event

Rhea-AI Filing Summary

Bar Harbor Bankshares (NYSE American: BHB) filed an Form 8-K dated 22 July 2025 to disclose two routine items:

• Item 2.02 – Results of Operations: the company furnished, as Exhibit 99.1, a press release announcing financial results for the quarter ended 30 June 2025. Specific revenue, earnings or balance-sheet figures are not included in the filing; investors must review the attached release for details.
• Item 7.01 – Regulation FD: the same press release states that the Board declared a regular quarterly cash dividend of $0.32 per share, payable 12 September 2025 to shareholders of record on 14 August 2025.

All information is being “furnished,” not “filed,” meaning it is exempt from Section 18 liability and will not be automatically incorporated into other Securities Act or Exchange Act filings. No other material events, financial covenants, or strategic transactions are reported.

Insights

Equity Research Analyst

TL;DR Routine 8-K: furnishes Q2 results press release and confirms stable $0.32 dividend; no quantitative data, limited immediate impact.

The filing is largely procedural. Because the underlying earnings numbers are not included, investors cannot gauge performance shifts from this document alone. The dividend level is unchanged versus prior quarters, signaling steady capital return policy but not indicating growth. Classification as “furnished” limits legal significance. Overall, the disclosure is neutral until the detailed Exhibit 99.1 is reviewed.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

_____________

FORM 8-K

______________

CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported) July 22, 2025

ARMOUR Residential REIT, Inc.

(Exact Name of Registrant as Specified in Its Charter)

Maryland			001-34766			26-1908763
(State or Other Jurisdiction of Incorporation)			(Commission File Number)			(I.R.S. Employer Identification No.)

3001 Ocean Drive, Suite 201
Vero Beach,			Florida						32963
(Address of Principal Executive Offices)									(Zip Code)

(772) 617-4340

(Registrant’s Telephone Number, Including Area Code)

n/a

(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of Each Class

Trading symbols

Name of Exchange on which registered

Preferred Stock, 7.00% Series C Cumulative Redeemable

ARR-PRC

New York Stock Exchange

Common Stock, $0.001 par value

ARR

New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).        

Emerging growth company ☐

If an emerging growth company, indicate by a check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act ☐

Item 7.01.    Regulation FD Disclosure.

On July 22, 2025, ARMOUR Residential REIT, Inc. (“ARMOUR”) issued a press release announcing that it will provide an online, real-time webcast of its conference call with equity analysts covering ARMOUR's operating results for the second quarter ended June 30, 2025, on Thursday, July 24, 2025, beginning at 8:00 a.m. (ET).

A copy of the press release is attached as Exhibit 99.1 to this report.

The information reported under this Item 7.01 of Form 8-K, including Exhibit 99.1, is being furnished and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities under that section and shall not be deemed to be incorporated by reference into any filing of ARMOUR under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such filing.

Item 9.01.    Financial Statements and Exhibits.  

(d) Exhibits

Exhibit No.			Description
99.1			Press release dated July 22, 2025
104			Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Dated: July 22, 2025

			ARMOUR RESIDENTIAL REIT, INC.
			By:			/s/ Gordon M. Harper
			Name:			Gordon M. Harper
			Title:			Chief Financial Officer

FAQ

What did Bar Harbor Bankshares (BHB) announce on July 22, 2025?

The company furnished its Q2-2025 earnings press release and declared a $0.32 quarterly dividend.

How much is BHB’s new dividend?

The Board set the dividend at $0.32 per share.

When is the BHB dividend record date and payment date?

Record date: 14 Aug 2025; payment date: 12 Sep 2025.

Does the 8-K include detailed financial results?

No. It refers investors to Exhibit 99.1 for full Q2-2025 figures.

Is the information in this 8-K considered filed or furnished?

All items are furnished, not filed, thus not subject to Section 18 liability.