STOCK TITAN

Armour Residential (NYSE: ARR) director settles 1,900 phantom stock units

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Armour Residential REIT director John P. Hollihan III reported compensation-related stock transactions, not open-market trading. On May 21, 2026, he exercised 1,900 units of phantom stock, converting 1,140 units into an equal number of common shares and using 760 shares to cover income taxes. The filing also notes that his holdings include 5,019 common shares previously acquired through the company’s dividend reinvestment plan.

Positive

  • None.

Negative

  • None.
Insider HOLLIHAN JOHN P III
Role null
Type Security Shares Price Value
Exercise Phantom Stock 1,900 $0.00 --
Exercise Common Stock 1,900 $0.00 --
Tax Withholding Common Stock 760 $16.47 $13K
Holdings After Transaction: Phantom Stock — 30,254 shares (Direct, null); Common Stock — 21,001 shares (Direct, null)
Footnotes (1)
  1. On May 21, 2026, the reporting person elected to convert 1,140 shares out of 1,900 shares of vested phantom stock into 1,140 shares of ARMOUR common stock. The person elected to convert the remaining 760 shares of vested phantom stock into cash solely to pay income taxes on the vested stock. The 1,900 shares are part of, and relate to, phantom stock vesting over a five-year period, which was reported on a Form 4 filed by the reporting person on February 14, 2023, December 18, 2025 and May 21, 2026. Includes 5,019 shares of common stock (25,095 shares prior to ARMOUR's one-for-five reverse stock split effective September 29, 2023) acquired in multiple transactions from February 2019 to April 2023 pursuant to the issuer's dividend reinvestment plan, which were not previously reported. Each unit of phantom stock is the economic equivalent of one share of ARMOUR common stock.
Phantom stock units exercised 1,900 units Vested phantom stock converted on May 21, 2026
Shares converted from phantom stock 1,140 shares Common shares received from phantom stock conversion
Shares for tax withholding 760 shares Used solely to pay income taxes on vested stock
DRIP shares now reported 5,019 shares Dividend reinvestment plan shares acquired 2019–2023
Phantom stock balance after conversion 30,254 units Total phantom stock units reported after the transaction
phantom stock financial
"Each unit of phantom stock is the economic equivalent of one share of ARMOUR common stock."
A phantom stock is a form of compensation that gives employees or executives the benefits of stock ownership, such as the increase in stock value, without actually giving them real shares. It acts like a promise to pay the employee the equivalent value of company stock later, often as a bonus or incentive. This allows companies to motivate and reward staff without diluting ownership or transferring actual shares.
dividend reinvestment plan financial
"acquired in multiple transactions from February 2019 to April 2023 pursuant to the issuer's dividend reinvestment plan"
A dividend reinvestment plan lets shareholders automatically use cash dividends to buy more shares of the same company instead of receiving the money. It matters to investors because it turns regular payouts into a steady way to grow ownership and take advantage of compound returns—like having your savings automatically buy additional slices of a pie over time—while often reducing transaction costs and smoothing purchase timing.
reverse stock split financial
"prior to ARMOUR's one-for-five reverse stock split effective September 29, 2023"
A reverse stock split is when a company reduces the number of its shares outstanding, making each share more valuable. For example, if you own 100 shares worth $1 each, a 1-for-10 reverse split would turn your 100 shares into 10 shares worth $10 each. Companies often do this to boost their stock price and appear more stable to investors.
tax-withholding disposition financial
"transaction_action": "tax-withholding disposition""
A tax-withholding disposition is an event or transaction—such as selling or transferring securities, exercising options, or receiving compensation—that triggers a requirement to hold back part of the payment and remit it to tax authorities. It matters to investors because it reduces the cash they receive immediately and can change the timing and amount of taxable income, like a cashier taking a portion of your sale proceeds to pay taxes before you get the rest.
derivative exercise/conversion financial
"transaction_action": "derivative exercise/conversion""
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
HOLLIHAN JOHN P III

(Last)(First)(Middle)
3001 OCEAN DRIVE
SUITE #201

(Street)
VERO BEACH FLORIDA 32963

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
Armour Residential REIT, Inc. [ ARR ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
05/21/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock05/21/2026M(1)1,900A$021,001D(2)
Common Stock05/21/2026F(1)760D$16.4720,241D(2)
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Phantom Stock(3)05/21/2026M1,900 (1) (1)Common Stock1,900$030,254D
Explanation of Responses:
1. On May 21, 2026, the reporting person elected to convert 1,140 shares out of 1,900 shares of vested phantom stock into 1,140 shares of ARMOUR common stock. The person elected to convert the remaining 760 shares of vested phantom stock into cash solely to pay income taxes on the vested stock. The 1,900 shares are part of, and relate to, phantom stock vesting over a five-year period, which was reported on a Form 4 filed by the reporting person on February 14, 2023, December 18, 2025 and May 21, 2026.
2. Includes 5,019 shares of common stock (25,095 shares prior to ARMOUR's one-for-five reverse stock split effective September 29, 2023) acquired in multiple transactions from February 2019 to April 2023 pursuant to the issuer's dividend reinvestment plan, which were not previously reported.
3. Each unit of phantom stock is the economic equivalent of one share of ARMOUR common stock.
Remarks:
/s/ John P. Hollihan05/26/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What did ARR director John P. Hollihan report in this Form 4?

He reported compensation-related stock activity, not open-market trading. On May 21, 2026, 1,900 phantom stock units vested, with 1,140 converted into common shares and 760 shares used to pay income taxes on the vested stock.

How many Armour Residential (ARR) phantom stock units were converted?

A total of 1,900 phantom stock units were involved. According to the filing, 1,140 units were converted into an equal number of Armour common shares, while the remaining 760 units were effectively converted into cash to satisfy income tax obligations.

Was the ARR Form 4 transaction an open-market purchase or sale?

No, it was not an open-market trade. The Form 4 shows a derivative exercise of phantom stock and a tax-withholding disposition coded "M" and "F," indicating compensation-related activity rather than discretionary buying or selling in the market.

How many ARR shares were used for tax withholding in this Form 4?

The filing shows 760 shares of Armour common stock involved in a tax-withholding disposition. These shares relate to vested phantom stock, with the value used solely to pay income tax liabilities on the equity compensation event.

What does the Form 4 say about ARR dividend reinvestment plan shares?

The footnotes state that holdings include 5,019 common shares from the dividend reinvestment plan. These were acquired in multiple transactions from February 2019 to April 2023 and had not been previously reported in earlier ownership disclosures.

What are phantom stock units at Armour Residential REIT (ARR)?

Each phantom stock unit is economically equivalent to one share of ARR common stock. When vested and exercised, these units can be settled in shares or cash, aligning the director’s compensation with the company’s share performance without immediate cash outlay by the company.