Every 8-K that Associated Banc-Corp (ASB) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow ASB and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full ASB filings page.
Associated Banc-Corp (ASB) provides a third-quarter 2026 investor update highlighting sustained organic growth, the completed acquisition of American National Corporation (ANC) on April 1, 2026, and integration progress, with the ANB conversion expected in October 2026. Management emphasizes relationship-driven commercial and deposit growth and continued balance sheet remixing.
Period-end commercial and industrial loans reached $13.8 billion at June 30, 2026, including $0.8 billion from ANC, while total deposits were $39.9 billion and core customer deposits were $34.2 billion, both higher than prior-year levels. The company reports year-to-date 2026 net income available to common shareholders of $237.5 million, supported by net interest income of $677.2 million and noninterest income of $156.3 million.
For full-year 2026, ASB reiterates its outlook versus 2025 standalone results: total loans up 18%–20%, total C&I loans up 20%–22%, total deposits up 17%–19%, core customer deposits up 19%–21%, net interest income up 19%–21%, noninterest income up 8%–10%, and CET1 capital ratio between 10% and 10.75%. Noninterest expense is projected to rise 20%–21%, including nonrecurring ANC acquisition costs, as the company invests to support growth and integration.
Associated Banc-Corp (ASB) reported a planned leadership succession in its top legal role. Executive Vice President, General Counsel and Corporate Secretary Randall J. Erickson, age 67, will retire from his position effective October 13, 2026, after more than 14 years in the role, and will remain in an advisory capacity through the end of 2026 to support the transition.
The company appointed Angela M.W. Kelley, age 45, to succeed him as Executive Vice President, General Counsel and Corporate Secretary, effective upon his retirement. Kelley has 20 years of corporate law, business strategy and executive management experience, including prior general counsel roles at PacWest Bancorp and NBT Bancorp Inc. Associated Banc-Corp highlighted its scale with $52 billion of total assets and a network of over 200 banking locations across several Midwestern states.
Associated Banc-Corp reported second-quarter 2026 net income available to common equity of $121 million, or $0.63 per diluted share, and adjusted earnings of $140 million, or $0.73 per share, reflecting strong balance-sheet growth and nonrecurring costs from the April acquisition of American National Corporation.
Total loans reached $36.5 billion and deposits $39.9 billion, up 19% and 17% year over year, with core customer deposits at $34.2 billion. Net interest income rose to $370 million and net interest margin improved to 3.17%. Noninterest income was $80 million, while noninterest expense increased to $272 million, including $24 million of acquisition-related charges.
Credit metrics remained manageable: the provision for credit losses was $19 million, net charge-offs were 0.26% of average loans annualized, nonaccrual loans were $150 million, and the allowance for credit losses on loans was $494 million, or 1.36% of total loans. Capital ratios stayed well above regulatory benchmarks, with a CET1 ratio of 10.47% and total capital ratio of 12.79%, and management reaffirmed 2026 guidance for high-teens loan and deposit growth and net interest income growth of 19% to 21%.
Associated Banc-Corp is sharing a fixed income investor update that highlights record 2025 performance and an expansion-focused 2026 plan. The bank reported 2025 net income available to common equity of $463 million, driven by 4.7% total loan growth, 14.7% net interest income growth and net charge-offs of just 0.12% of average loans. Capital remains solid, with a 10.47% CET1 ratio and 13.02% total capital ratio as of March 31, 2026. The presentation details the April 1, 2026 acquisition of American National Corporation, which adds Omaha presence and deepens the Twin Cities market. For 2026, the bank targets end-of-period total loan growth of 17–19%, total deposit growth of 17–19%, core customer deposit growth of 19–21%, noninterest income growth of 8–10%, and a CET1 ratio between 10% and 10.75%.
Associated Banc-Corp reported the results of its 2026 Annual Meeting, where all director nominees were elected, executive compensation received advisory approval, and KPMG LLP was ratified as independent auditor for 2026. Shareholders also elected Wende Kotouc as a new director.
The Board declared regular quarterly cash dividends of $0.24 per common share, $0.3671875 per Series E depositary share, and $0.3515625 per Series F depositary share, all payable on June 15, 2026 to holders of record on June 1, 2026. In addition, the Board authorized the repurchase of up to $100 million of common stock, bringing total repurchase authorization to $214 million as of April 28, 2026. The Board also created a new Technology Committee to oversee data management, information technology, information security, vendor management, and related risk mitigation.
Associated Banc-Corp reported solid first quarter 2026 results, with net income available to common equity of $117 million, or $0.70 per diluted share, compared with $0.59 a year earlier and $0.80 in the prior quarter. Total period-end loans reached $31.8 billion, up 5% year over year, driven by 13% growth in commercial and industrial balances. Period-end deposits were $35.7 billion, 2% higher than a year ago, and core customer deposits rose 4.5% to $30.4 billion. Net interest income grew 7% year over year to $307 million with a net interest margin of 3.03%, while noninterest income increased 29% to $76 million. Credit quality remained stable, with net charge-offs running at 0.07% of average loans (annualized) and an allowance for credit losses on loans of 1.34% of total loans. The bank closed its acquisition of American National Corporation on April 1, 2026 and now targets 2026 year-end loan and deposit growth in the high teens versus its standalone 2025 levels, while maintaining a CET1 capital ratio of 10.47%.
Associated Banc-Corp completed its acquisition of American National Corporation on April 1, 2026 under a previously signed Agreement and Plan of Merger. American National merged into Associated, and American National Bank merged into Associated Bank, N.A., with both Associated entities surviving.
Shares of American National common stock outstanding immediately before the merger were converted into the right to receive an aggregate 22,975,382 shares of Associated common stock as consideration in an issuance exempt from Securities Act registration. The companies expect American National systems, branches and customers to be converted to Associated in the third quarter of 2026, after which branches will be rebranded as Associated Bank locations.
Following closing, Associated expanded its board from 13 to 14 directors and appointed Wende Kotouc, former Executive Co‑Chairperson and CEO of American National Bank, as a non‑employee director. In a separate consulting agreement tied to the merger, John F. Kotouc will provide services to Associated for two years for an annual retainer of $400,000.
Associated Banc-Corp announced it has received all required regulatory approvals to complete its previously announced acquisition of American National Corporation and its banking subsidiary, American National Bank. Approvals came from the Office of the Comptroller of the Currency and the Federal Reserve.
The merger is expected to close on April 1, 2026, subject to customary closing conditions, with system and branch conversion planned for the third quarter of 2026. Associated, which has total assets of $45 billion, gains entry into the Omaha market and strengthens its presence in the Twin Cities.
American National has total assets of over $5 billion and operates 33 full-service offices across Nebraska, Iowa and Minnesota. The companies highlight a complementary partnership and ongoing integration planning, while noting typical transaction risks, including integration challenges and dilution from Associated’s issuance of additional shares in connection with the merger.
Associated Banc-Corp highlights record 2025 performance and a growth-focused strategy. The bank generated record net income available to common equity of $463 million in 2025, supported by 14.7% net interest income growth, net interest margin expansion to 3.03%, and total loan growth of 4.7%.
Credit quality remained solid with net charge-offs at 0.12% of average loans, while return on average equity reached 9.95% and return on average tangible common equity was 13.63%. Management is investing in relationship managers, metro-market expansion, and digital banking to sustain organic growth.
The planned acquisition of American National Corporation is expected to expand the franchise in Omaha and the Twin Cities and deliver an estimated 2.0% EPS accretion in 2027 with about 1.2% tangible book value per share dilution at close and a projected 2.25-year earn-back. For 2026, the outlook calls for total loans and deposits to rise 5–6% and net interest income to grow 5.5–6.5%.
Associated Banc-Corp filed a current report to share that it has announced its earnings for the quarter ended December 31, 2025. The company released a press statement and an accompanying slide presentation on January 22, 2026, aimed at investors and analysts.
The press release with the quarterly financial information is furnished as Exhibit 99.1, and the investor presentation used on the conference call the same day is furnished as Exhibit 99.2. Both exhibits are incorporated by reference, meaning they contain the detailed results and commentary for the quarter.
Associated Banc-Corp has signed a definitive Agreement and Plan of Merger to combine with American National Corporation in an all-stock transaction. At closing, each share of American National voting and non-voting stock will be converted into the right to receive 36.250 shares of Associated common stock, with cash paid instead of fractional shares. The deal includes a follow-on bank merger of American National Bank into Associated Bank, National Association.
The merger is subject to customary conditions, including NYSE listing of the new Associated shares, approvals from the Federal Reserve and Office of the Comptroller of the Currency, effectiveness of a Form S-4 registration statement and tax opinions that the deal qualifies as a reorganization. Governance arrangements add American National executive Wende Kotouc to Associated’s board at closing, with a potential second director after the 2026 shareholder meeting. A separate shareholders’ agreement binds American National voting shareholders to transfer limits and voting commitments, including no transfers for 60 days after completion and a 150,000-share-per-day cap on public sales through the first anniversary.
Associated Banc-Corp filed a Form 8-K indicating it is providing written communications under SEC Rule 425 in connection with a proposed transaction involving American National. The company plans to file a registration statement on Form S-4 with the SEC, which will include a prospectus describing the transaction and related details for shareholders.
The filing urges shareholders of American National to read the Form S-4 registration statement and any amendments when they become available, because these documents will contain important information about the proposed transaction. It explains how investors can obtain these materials for free through the SEC’s website, Associated’s investor relations site, or by contacting Associated Banc-Corp directly. The communication also clarifies that it does not itself constitute an offer to buy or sell securities.
Associated Banc-Corp announced its earnings for the quarter ended September 30, 2025 and furnished the related investor materials. The company provided a press release and a slide presentation, which are included as Exhibit 99.1 and Exhibit 99.2, respectively.
The materials were discussed on an investor and analyst conference call on October 23, 2025. This 8-K serves to make those materials publicly available; detailed financial results are contained in the exhibits.