AmeriServ (NASDAQ: ASRV) posts Q4 2025 results and $0.03 dividend

Rhea-AI Filing Summary

AmeriServ Financial, Inc. filed a current report describing two key updates. The company announced its fourth quarter and full year 2025 results for the period ended December 31, 2025, as outlined in a press release furnished as Exhibit 99.1.

The Board of Directors also declared a quarterly common stock cash dividend of $0.03 per share. This dividend is payable on February 17, 2026 to shareholders of record as of February 2, 2026, as stated in the January 20, 2026 press release incorporated into the filing.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

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Form 8-K

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Current Report

Pursuant to Section 13 or 15(d) of the

Securities Exchange Act of 1934

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Date of Report (Date of earliest event reported) January 20, 2026

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AMERISERV FINANCIAL, Inc.

(exact name of registrant as specified in its charter)

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Pennsylvania	​	0-11204	​	25-1424278
(State or other jurisdiction	​	(Commission	​	(IRS Employer
of incorporation)	​	File Number)	​	Identification No.)

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Main and Franklin Streets, Johnstown, PA	15901
(address of principal executive offices)	(Zip Code)

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Registrant's telephone number, including area code: 814-533-5300

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N/A

(Former name or former address, if changed since last report.)

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Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

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☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

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☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

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☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

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☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

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Securities registered pursuant to Section 12(b) of the Act:

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Title Of Each Class	​ ​ ​	Trading Symbol	​ ​ ​	Name of Each Exchange On Which Registered
Common Stock	​	ASRV	​	The NASDAQ Stock Market LLC

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Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (240.12b-2 of this chapter).

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Emerging growth company ☐

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If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

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Form 8-K

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Item 2.02 Results of operation and financial condition.

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AMERISERV FINANCIAL, Inc. (the "Registrant") announced fourth quarter and full year of 2025 results through December 31, 2025. For a more detailed description of the announcement see the press release attached as Exhibit 99.1.

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Item 8.01 Other events.

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On January 20, 2026, the Registrant issued a press release announcing that its Board of Directors declared a $0.03 per share quarterly common stock cash dividend. The cash dividend is payable February 17, 2026 to shareholders of record on February 2, 2026. The press release, attached hereto as Exhibit 99.1, is incorporated herein.

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Item 9.01 Financial Statements and Exhibits.

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(d) Exhibits:

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99.1	​ ​ ​	Press release dated January 20, 2026, announcing fourth quarter and full year of 2025 earnings through December 31, 2025 and quarterly common stock cash dividend.
104	​ ​ ​	Cover Page Interactive Data File (embedded within the Inline XBRL document).

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Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

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​	AMERISERV FINANCIAL, Inc.
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Date: January 20, 2026	By	/s/ Michael D. Lynch
​	​	Michael D. Lynch
​	​	EVP & CFO

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FAQ

What did AmeriServ Financial (ASRV) report in this Form 8-K?

AmeriServ Financial, Inc. reported that it announced its fourth quarter and full year 2025 results through December 31, 2025 and disclosed this information in a press release attached as Exhibit 99.1.

What dividend did AmeriServ Financial (ASRV) declare?

The Board of Directors declared a $0.03 per share quarterly common stock cash dividend, as disclosed in the January 20, 2026 press release.

When is the AmeriServ Financial (ASRV) dividend payable and what is the record date?

The $0.03 per share quarterly dividend is payable on February 17, 2026 to shareholders of record on February 2, 2026.

Which period do the AmeriServ Financial (ASRV) earnings in this filing cover?

The earnings discussed relate to the fourth quarter and full year of 2025, covering results through December 31, 2025.

Where can investors find detailed AmeriServ Financial (ASRV) Q4 and full-year 2025 results?

Detailed results are provided in the company’s press release dated January 20, 2026, which is included as Exhibit 99.1 to the report.

What exhibits are included with this AmeriServ Financial (ASRV) Form 8-K?

The filing includes Exhibit 99.1, a press release announcing fourth quarter and full year 2025 earnings and the quarterly dividend, and Exhibit 104, the cover page interactive data file.