[144] Atlanticus Holdings Corporation SEC Filing

Rhea-AI Filing Summary

Atlanticus Holdings Corporation (ATLC) filed a Form 144 reporting a proposed sale of 2,000 common shares through Merrill Lynch (Atlanta). The filing lists an aggregate market value of $124,789.30 for the shares and shows 15,125,449 common shares outstanding, indicating the proposed sale represents a very small fraction of total equity.

The shares were acquired on 12/16/2018 upon vesting of a stock award from Atlanticus Holdings Corporation and are described as a compensatory payment. The filing gives an approximate sale date of 08/13/2025. No other securities sales in the past three months were reported and no additional material terms or conditions are disclosed in the notice.

Insights

Financial Analyst

TL;DR: Small, routine insider sale from vested awards; likely immaterial to valuation.

The Form 144 discloses a proposed sale of 2,000 shares valued at $124,789.30 against 15,125,449 shares outstanding. That size is roughly 0.013% of outstanding shares, which is immaterial to equity dilution or market supply. The securities were acquired via vesting on 12/16/2018 and classified as a compensatory payment, indicating this is an insider monetizing vested compensation rather than a market-moving divestiture. No recent sales in the prior three months are reported, and the filing provides no indication of undisclosed material developments affecting operations or financial condition.

Corporate Governance Expert

TL;DR: Routine compliance filing with standard certifications; governance risk appears minimal.

The filer certifies the absence of undisclosed material adverse information and indicates the transaction stems from a recognized compensatory award vesting. The use of a broker (Merrill Lynch) and the filing of Form 144 follow regulatory requirements for insider sales. Given the small size relative to outstanding shares and the compensatory origin, this notice does not raise immediate governance concerns such as significant insider offloading or unusual timing tied to nonpublic events, based solely on the information provided.

Form 144 Filer Information	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 144 NOTICE OF PROPOSED SALE OF SECURITIES PURSUANT TO RULE 144 UNDER THE SECURITIES ACT OF 1933
FORM 144

144: Filer Information

Filer CIK
Filer CCC
Is this a LIVE or TEST Filing?	LIVE TEST
Submission Contact Information
Name
Phone
E-Mail Address

144: Issuer Information

Name of Issuer

SEC File Number

Address of Issuer

Phone

Name of Person for Whose Account the Securities are To Be Sold

See the definition of "person" in paragraph (a) of Rule 144. Information is to be given not only as to the person for whose account the securities are to be sold but also as to all other persons included in that definition. In addition, information shall be given as to sales by all persons whose sales are required by paragraph (e) of Rule 144 to be aggregated with sales for the account of the person filing this notice.

Relationship to Issuer

144: Securities Information

Title of the Class of Securities To Be Sold	Name and Address of the Broker	Number of Shares or Other Units To Be Sold	Aggregate Market Value	Number of Shares or Other Units Outstanding	Approximate Date of Sale	Name the Securities Exchange
Common	Merrill Lynch 3455 Peachtree Rd NE Ste 1000 Atlanta GA 30326	2000	124789.30	15125449	08/13/2025	NASDAQ

Furnish the following information with respect to the acquisition of the securities to be sold and with respect to the payment of all or any part of the purchase price or other consideration therefor:

144: Securities To Be Sold

Title of the Class	Date you Acquired	Nature of Acquisition Transaction	Name of Person from Whom Acquired	Is this a Gift?	Date Donor Acquired	Amount of Securities Acquired	Date of Payment	Nature of Payment *
Common	12/16/2018	Vesting of a Stock Award	Atlanticus Holdings Corporation			2000	12/16/2018	Compensatory Payment

* If the securities were purchased and full payment therefor was not made in cash at the time of purchase, explain in the table or in a note thereto the nature of the consideration given. If the consideration consisted of any note or other obligation, or if payment was made in installments describe the arrangement and state when the note or other obligation was discharged in full or the last installment paid.

Furnish the following information as to all securities of the issuer sold during the past 3 months by the person for whose account the securities are to be sold.

144: Securities Sold During The Past 3 Months

Nothing to Report

144: Remarks and Signature

Remarks

Date of Notice

ATTENTION:

The person for whose account the securities to which this notice relates are to be sold hereby represents by signing this notice that he does not know any material adverse information in regard to the current and prospective operations of the Issuer of the securities to be sold which has not been publicly disclosed. If such person has adopted a written trading plan or given trading instructions to satisfy Rule 10b5-1 under the Exchange Act, by signing the form and indicating the date that the plan was adopted or the instruction given, that person makes such representation as of the plan adoption or instruction date.

Signature

ATTENTION: Intentional misstatements or omission of facts constitute Federal Criminal Violations (See 18 U.S.C. 1001)

FAQ

What did Atlanticus (ATLC) report on Form 144?

The filing reports a proposed sale of 2,000 common shares through Merrill Lynch with an aggregate market value of $124,789.30 and an approximate sale date of 08/13/2025.

How were the shares acquired that are being sold in the ATLC Form 144?

The shares were acquired on 12/16/2018 via the vesting of a stock award from Atlanticus Holdings Corporation and are listed as a compensatory payment.

What percentage of Atlanticus common stock does the proposed sale represent?

The filing lists 15,125,449 shares outstanding; the 2,000-share sale represents a very small portion of outstanding shares (about 0.013% based on these figures).

Did the filer report any other sales of ATLC securities in the past three months?

No. The Form 144 states "Nothing to Report" for securities sold during the past three months by the person for whose account the securities are to be sold.

Which broker is handling the proposed ATLC sale?

The broker named in the filing is Merrill Lynch at the Atlanta address listed in the notice.