Every 8-K that Atlanticus Holdings Corporation (ATLC) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow ATLC and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full ATLC filings page.
Atlanticus Holdings Corporation reported the results of its Annual Meeting of Shareholders held on May 7, 2026. Shareholders voted on a single proposal—the election of seven directors to serve until the 2027 Annual Meeting of Shareholders.
All seven director nominees, including Brinkley Dickerson, David G. Hanna, Denise M. Harrod, Jeffrey A. Howard, Dennis H. James, Jr., Joann G. Jones, and Blake Paulson, received between 7,826,920 and 7,877,356 votes "for," with very small "withheld" totals and no broker non-votes reported. As a result, each nominee was elected to a new term.
Atlanticus Holdings Corporation completed a definitive acquisition of Mercury Financial LLC through its subsidiary Mercury Finance Acquisitions, LLC, adding approximately 1.3 million credit card accounts and about $3.2 billion in credit card receivables. The initial purchase price was approximately $162 million, funded with the Companys cash on hand and subject to customary post-closing adjustments based on adjusted net asset value.
The Purchase Agreement provides the Seller an opportunity to receive earn-out payments over up to three years equal to 75% of the amount by which managed receivables charge-offs are below agreed-upon levels. The Purchaser obtained buy-side representations and warranties insurance to cover material breaches subject to policy limits, exclusions and deductibles. The agreement also includes customary indemnities and post-closing restrictive covenants limiting solicitation of certain employees.
Atlanticus Holdings Corporation completed a private offering of $400,000,000 aggregate principal amount of 9.750% Senior Notes due 2030. The company intends to use net proceeds to repay balances under its recourse warehouse facilities, for general corporate purposes including funding future portfolio and business acquisitions and to fund partial or full repayment of its 6.125% Senior Notes due 2026, and to pay offering fees and expenses. The Notes bear interest at 9.750% payable semi-annually on March 1 and September 1 beginning March 1, 2026, are senior unsecured and are unconditionally guaranteed by certain domestic subsidiaries. The Indenture includes customary redemption provisions, a make-whole premium for redemptions prior to September 1, 2027, an equity-tender redemption feature (up to 40% at 109.750% prior to September 1, 2027), a 101% repurchase on a Change of Control, customary covenants limiting certain indebtedness, dividends, liens and other actions, and customary events of default.