Welcome to our dedicated page for Atlantic Union Bankshares SEC filings (Ticker: AUB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Our SEC filing database is enhanced with expert analysis from Rhea-AI, providing insights into the potential impact of each filing on Atlantic Union Bankshares's stock performance. Each filing includes a concise AI-generated summary, sentiment and impact scores, and end-of-day stock performance data showing the actual market reaction. Navigate easily through different filing types including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, proxy statements (DEF 14A), and Form 4 insider trading disclosures.
Designed for fundamental investors and regulatory compliance professionals, our page simplifies access to critical SEC filings. By combining real-time EDGAR feed updates, Rhea-AI's analytical insights, and historical stock performance data, we provide comprehensive visibility into Atlantic Union Bankshares's regulatory disclosures and financial reporting.
Atlantic Union Bankshares Corporation is issuing $250,000,000 of 6.25% Fixed-to-Floating Rate Subordinated Notes due August 1, 2036. The notes pay 6.25% fixed interest, semi-annually to August 1, 2031, then float at Three-Month Term SOFR plus 213 bps, with a zero floor, paid quarterly.
The notes are unsecured, subordinated obligations, structurally subordinated to approximately $31.5 billion of subsidiary liabilities as of March 31, 2026, and rank pari passu with $608.0 million of existing subordinated debt. Net proceeds of about $246.9 million are expected to be used to repay $168.0 million of 2029 subordinated notes and for general corporate purposes, including bank capital.
Preliminary second-quarter 2026 results show net income to common shareholders of $158.0 million ($1.11 per diluted share), net interest income of $325.1 million with a 3.89% margin, noninterest income of $90.2 million, noninterest expense of $199.1 million, loans held for investment of $28.7 billion, deposits of $30.5 billion, and a common equity tier 1 ratio of about 10.4%.
Atlantic Union Bankshares Corporation entered into an underwriting agreement to offer and sell $250 million aggregate principal amount of 6.25% Fixed-to-Floating Rate Subordinated Notes due 2036 at a public offering price of 100.00% of principal, through underwriters led by Keefe, Bruyette & Woods and Piper Sandler. Closing is expected on or about July 30, 2026, subject to customary conditions.
The company intends to use the net proceeds to repay $168.0 million aggregate principal amount of its outstanding 4.25% Fixed-to-Floating Rate Subordinated Notes due 2029, plus accrued interest, and for general corporate purposes, including providing capital to Atlantic Union Bank to support growth. A conditional notice of redemption has been delivered for all 2029 Notes, with redemption contingent on completion of the new notes offering and the resulting proceeds.
Atlantic Union Bankshares Corporation filed a preliminary prospectus supplement to its August 6, 2024 base prospectus under an effective Form S-3ASR shelf registration. The company is proposing to offer and sell a newly issued series of Fixed-to-Floating Rate Subordinated Notes due 2036.
In connection with this proposed notes offering, Atlantic Union Bankshares prepared an investor presentation for use by management in meetings with potential purchasers. This investor presentation is filed as Exhibit 99.1 and is incorporated by reference.
Atlantic Union Bankshares Corporation is conducting a primary offering of fixed-to-floating rate subordinated notes due 2036. The notes are unsecured obligations of the holding company, rank subordinate to all Senior Indebtedness, pari passu with existing subordinated notes due 2029, 2031 and 2032, and are structurally subordinated to approximately $31.5 billion of subsidiary liabilities, including bank deposits. The notes are intended to qualify as Tier 2 capital, are not guaranteed by Atlantic Union Bank, have no sinking fund, and will not be listed on an exchange. The company may, subject to Federal Reserve approval, redeem the notes at par plus accrued interest beginning in 2031 or earlier upon specified tax, regulatory capital, or Investment Company Act events.
Net proceeds are expected to be used to redeem $168.0 million of 4.25% fixed-to-floating subordinated notes due 2029 and for general corporate purposes, including providing capital to the bank. The supplement also presents preliminary, unaudited results for the quarter ended June 30 2026, including net income available to common shareholders of $158.0 million ($1.11 per diluted share), net interest income of $325.1 million, and a net interest margin of 3.89%. Loans held for investment were $28.7 billion and deposits $30.5 billion, with nonperforming assets at 0.39% of total loans. These figures may change when full financial statements are filed in the second‑quarter Form 10‑Q.
Atlantic Union Bankshares Corporation declared a quarterly cash dividend of $0.37 per share on its common stock. This matches the second quarter 2026 dividend and is a $0.03, or 8.8%, increase from the third quarter 2025 dividend. Based on the $42.34 closing price on July 22, 2026, the dividend represents an approximate 3.5% yield. The common dividend is payable on August 21, 2026 to shareholders of record as of August 7, 2026.
The board also declared a quarterly dividend on its 6.875% Perpetual Non-Cumulative Preferred Stock, Series A, represented by depositary shares. The dividend is $171.88 per preferred share, equivalent to $0.43 per depositary share, payable on September 1, 2026 to holders of record as of August 17, 2026.
Atlantic Union Bankshares Corporation furnished an investor presentation as Exhibit 99.1 in a Regulation FD disclosure. The presentation contains information that certain members of management will use in meetings with investors, analysts, and other interested parties from time to time during the third quarter of 2026.
The company states that the information furnished under Item 7.01, including Exhibit 99.1, is furnished and not filed under federal securities laws, is not subject to Section 18 liabilities or amended Item 10 of Regulation S‑K, and is not incorporated by reference into Securities Act or Exchange Act filings. The report also notes that the company’s common stock and related depositary shares are listed on the New York Stock Exchange.
Atlantic Union Bankshares Corporation reported second quarter 2026 net income available to common shareholders of $158.0 million, with basic and diluted earnings per common share of $1.11. Adjusted operating earnings available to common shareholders were $134.0 million, and adjusted diluted operating earnings per common share were $0.94.
Net interest income was $325.1 million, and net interest income (FTE) was $329.7 million, as the net interest margin rose to 3.89% and net interest margin (FTE) to 3.94% while the average cost of funds held at 1.94%. Noninterest income increased to $90.2 million, including an approximately $32.3 million pre-tax gain on the sale of the Company’s equity interest in Bearing Insurance.
Asset quality remained solid, with nonperforming assets at 0.39% of total loans held for investment and net charge-offs at 0.03% of total average loans (annualized). The allowance for credit losses totaled $331.0 million, or 1.15% of total loans. Capital was strong, with a common equity Tier 1 ratio of 10.41% and tangible common equity to tangible assets of 8.17%. The board authorized a share repurchase program of up to $250 million, under which approximately 265 thousand shares were repurchased for $10.0 million at an average price of $37.76 during the quarter.
AGEE NANCY H reported acquisition or exercise transactions in this Form 4 filing.
Atlantic Union Bankshares Corp director Nancy H. Agee received a grant of 827 shares of common stock, issued directly by the company at no cash cost to her. Following this award, she directly holds a total of 38,624 common shares, reflecting routine equity-based compensation.
Atlantic Union Bankshares Corp director Rilla S. Delorier reported receiving a grant of 473 shares of common stock directly from the company. The shares were issued at no cash cost to her as part of a grant, award, or other acquisition. Following this transaction, she directly holds a total of 9,215.6001 common shares, reflecting a routine compensation-related increase in her ownership.
Ellett Frank Russell reported acquisition or exercise transactions in this Form 4 filing.
Atlantic Union Bankshares director Frank Russell Ellett received a grant of 827 shares of Common Stock directly from the company. The award was recorded at a price of $0.00 per share, indicating a compensation-related stock grant rather than an open-market purchase.
Following this grant, Ellett directly holds a total of 81,837 shares of Atlantic Union Bankshares Common Stock. This filing reflects a routine equity award that modestly increases his ownership stake and further aligns his compensation with shareholder interests.