Every 10-Q that Avidbank Holdings, Inc. (AVBH) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow AVBH and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full AVBH filings page.
Avidbank Holdings, Inc. reported stronger performance for the six months ended June 30, 2026. Net income was $16.7 million versus $11.2 million a year earlier, driven by higher net interest income of $53.2 million compared with $39.6 million. Total assets reached $2.66 billion, with loans of $2.22 billion and deposits of $2.32 billion.
Credit costs increased: the provision for credit losses rose to $4.2 million from $0.9 million, including higher charge‑offs in commercial and construction loans and a $14.4 million non‑accrual construction relationship. Special mention loans increased by $37.2 million, largely from a non‑owner‑occupied real estate relationship. The company also recognized $2.6 million in litigation charges tied to a legal settlement.
Liquidity and capital remain solid. Cash and cash equivalents were $159.9 million, there were no Federal Reserve or FHLB borrowings outstanding, and the bank was categorized as “well capitalized” with a Tier 1 leverage ratio of 11.99%. Estimated uninsured deposits were 40% of total deposits, and non‑reciprocal brokered deposits were $65.5 million, or 3% of deposits.
Avidbank Holdings, Inc. reported strong first-quarter 2026 results, with net income rising to $9.0M from $5.4M a year earlier. Basic earnings per share increased to $0.85 from $0.73, reflecting higher net interest income as funding costs eased.
Total assets were $2.58B and loans reached $2.17B, while deposits totaled $2.20B. Credit quality remained solid with non-accrual loans concentrated in construction, and the allowance for credit losses at $20.9M. The bank’s capital ratios stayed comfortably above “well capitalized” thresholds, with a Tier 1 leverage ratio of 11.88% at the bank level.
Avidbank Holdings (AVBH) reported a Q3 2025 net loss of $37.7 million as it realized a $62.4 million loss on the sale of $274.7 million of available‑for‑sale securities. The move sharply reduced earlier unrealized losses in equity, with accumulated other comprehensive loss improving to $(0.4) million from $(51.3) million at year‑end.
Core banking trends were steadier. Net interest income rose to $22.7 million (from $18.6 million a year ago) as interest expense fell and borrowings were paid down. Loans grew to $1.96 billion and deposits to $2.05 billion, with noninterest‑bearing deposits at $471.8 million. Credit quality metrics remained stable, including $2.7 million of nonaccrual loans and limited charge‑offs.
The company completed an initial public offering, adding 3,001,500 shares and $61.3 million in net proceeds, lifting total shareholders’ equity to $273.1 million. Capital remained strong, with the holding company’s leverage ratio at 11.14% and the bank categorized as well capitalized. Cash and cash equivalents increased to $177.3 million as the securities portfolio was repositioned into shorter duration assets (average purchase yield 4.54% and duration 2.8 years).
Avidbank Holdings, Inc. (AVBH) reports interim disclosures showing investment and funding positions as of June 30, 2025. The company held available-for-sale securities with $51.3 million of net unrealized losses (net of tax $21.3 million) recorded in accumulated other comprehensive income; management attributes the losses to interest rate changes and does not intend to sell those securities before recovery. No credit impairment or allowance for credit losses was recorded on available-for-sale securities at June 30, 2025 or December 31, 2024. Borrowing capacity secured by loans was $431.9 million at June 30, 2025, and FHLB borrowings outstanding were $25.0 million. Subordinated notes of $22.0 million pay 5.0% for five years then float; the effective interest rate was 7.89% as of June 30, 2025. Loans remain concentrated in construction and commercial real estate, representing 54% of loans, with construction at 11% and CRE at 43% of total loans. The company authorized a share repurchase program (up to 5% of shares) but repurchased no shares in the periods presented.